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All Journal Ulul Albab: Jurnal Studi Islam Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Journal of Student Research Santri : Jurnal Ekonomi dan Keuangan Islam
Elyanti Rosmanidar
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences

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IS IT FAIR TO ASSESS THE PERFORMANCE OF ISLAMIC BANKS BASED ON THE CONVENTIONAL BANK PLATFORM? Elyanti Rosmanidar; Muhamad Ahsan; Abu Azam Al-Hadi; Nguyen Thi Minh Phuong
ULUL ALBAB Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15473

Abstract

Several studies found the weakness of using conventional performance measurement tools such as CAMELS and RGEC in Islamic banking and the lack of performance measurement tools following the characteristics of Islamic banks. This is the solid reason to have a performance measurement system that integrates the objectives of sharia and the business objectives of sharia banking. This study explores the application of maqâsi}d al-sharî‘ah values in Islamic banking and initiated a Sharia Integrated Performance Measurement (SIPM) structure. This is a library research. The primary data were collected through in-depth interviews with practitioners, experts, and academics of Islamic banking, while secondary data was taken from the literature and previous research that discussed the measurement of Islamic banking performance. The data were analyzed through several stages: data reduction, data display, and concluding with the help of the Atlas.ti application version 8. This study wants to contribute to the idea of building a Sharia Integrated Performance Measurement (SIPM) platform through three components: Islamic commercial performance, Islamic social performance, and Islamic macroeconomics performance in Islamic banking.
Pengaruh Kemudahan Dan Promosi Terhadap Perilaku Konsumtif Mahasiswa FAKULTAS Ekonomi Dan Bisnis Islam Uin Sultan Thaha Saifuddin Jambi (Pada E-Commerce Shopee) Rizky Ayu Ananda; Elyanti Rosmanidar; Solichah
Journal of Student Research Vol 1 No 6 (2023): November: Journal of Student Research
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i6.1809

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh kemudahan dan promosi terhadap perilaku konsumtif mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sultan Thaha Saifuddin Jambi. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif, dan metode analisis data yang digunakan adalah uji koefisien determinasi. Sampel pada penelitian ini sebanyak 100 sampel mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sultan Thaha Saifuddin Jambi angkatan 2019-2022 dengan menyebarkan kuesioner skala likert. Hasil penelitian menunjukan bahwa tidak terdapat pengaruh secara signifikan positif antara Kemudahan (X1) terhadap Perilaku Konsumtif (Y). Hal ini dibuktikan dengan berdasarkan hasil uji t variabel kemudahan (X1) diperoleh nilai signifikan 0.638 > 0.05 dan T hitung < T tabel yaitu sebesar 0.472 < 1.984 maka dapat disimpulkan bahwa Ho ditolak yang artinya tidak terdapat pengaruh yang signifikan antara variabel kemudahan terhadap perilaku konsumtif. Hasil uji t variabel promosi (X2) diperoleh nilai signifikan 3.427 > 0.05 dan T hitung < T tabel yaitu sebesar 3.427 > 1.984 maka dapat disimpulkan bahwa Ho diterima yang artinya terdapat pengaruh yang signifikan antara variabel promosi terhadap perilaku konsumtif. Nilai Adjusted R Square (koefisien determinasi) sebesar 0,123 atau 12,3%. Hal ini menunjukkan bahwa pengaruh variabel bebas (X1) dan (X2) terhadap (Y) memberikan pengaruh sebesar 12,3% dan sisanya adalah Sebesar 87,7% dipengaruhi oleh variabel lain di luar penelitian ini. Standard error of the Estimate, adalah ukuran kesalahan prediksi, nilai 7.371. Itu berarti kesalahan dalam memprediksi Y sebesar 7.371.
Analisis Penetapan Harga Pokok Produksi Meubel Menurut Ekonomi Islam Di Kecamatan Taman Rajo Renaldi Pratama; Elyanti Rosmanidar; Khairiyani Khairiyani
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 5 (2023): Oktober : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v1i5.67

Abstract

The aim of this research is to find out how the basic price of furniture production is determined and constrained by Islamic economics in Taman Rajo District. This type of research is descriptive qualitative with primary and secondary data types. The data collection technique in this research uses observation, interview and documentation techniques, while for data analysis the researcher uses domain, textonomic and componential analysis. The results of the research explain that determining the basic price of furniture production according to Islamic economics in Taman Rajo District is carried out using several methods, including furniture business actors in Taman Rajo District determining or calculating the cost of raw materials used to produce furniture products. Business actors calculate labor costs which are calculated based on the results of the products produced and business actors calculate overhead costs which are costs incurred apart from raw material costs and labor costs in the production process. Obstacles in determining the basic price of furniture production according to Islamic Economics in Taman Rajo District include limited business capital which has an impact on determining production prices because the supply of raw materials is less affordable due to limited business capital for furniture business owners. Apart from that, the obstacle in determining the cost of production is that the strategic market target has not been achieved because the marketing strategy implemented by the business owner has not been maximized so that determining the cost of production is still based on the number of customers who order furniture products.
Pengaruh Islamic Financial Literacy, Lifestyle, Dan Self Control Terhadap Financial Management Behavior Pada Mahasiswa Rahmatang Rahmatang; Elyanti Rosmanidar; Beid Fitrianova Andriani
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 1 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i1.1778

Abstract

The purpose of this study was to determine the effect of Islamic financial literacy, lifestyle and self-control on financial management behavior in FEBI UIN Sulthan Thaha Saifuddin Jambi students. The method used is quantitative method, using SPSS 29. The sample in this study were 95 samples of students from class 2020, 2021, and 2022 by distributing questionnaires. The results showed that there was no significant influence between Islamic financial literacy on financial management behavior, with a tcount < ttable value, namely (1.498 < 1.986) or Sig> a (0.05) value, namely 0.137> 0.05. There is a significant influence between lifestyle on financial management behavior, with a tcount> ttable value, namely (2.645> 1.986) or Sig value < a (0.05), namely 0.010 < 0.05. There is a significant influence between self control on financial management behavior, with a tcount> ttable value, namely (5.090> 1.986) or Sig value < a (0.05), namely 0.000 < 0.05. There is a joint influence between the variables of Islamic financial literacy, lifestyle and self control simultaneously on financial management behavior with a value of 0.001 <0.05 and a value of fcount> ftabel (36.916> 3.10.).
Co-Authors Abu Azam Al-Hadi Beid Fitrianova Andriani Khairiyani Muhamad Ahsan Nguyen Thi Minh Phuong Rahmatang Rahmatang Renaldi Pratama Rizky Ayu Ananda Solichah