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All Journal Jurnal Al-Iqtishad Hasina: Jurnal Akuntansi dan Bisnis Syariah
Rizki Amaliyah
IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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SEKTOR PARIWISATA, PENGANGGURAN DAN PERTUMBUHAN EKONOMI DI INDONESIA Rizki Amaliyah
JURNAL AL-IQTISHAD Vol 18, No 1 (2022)
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jiq.v18i1.16827

Abstract

This study aims to empirically prove the influence of the number of tourists, hotel room occupancy rates, and unemployment on economic growth in Indonesia. This research deliberately takes the population of tourists, hotel room occupancy rates, unemployment, and economic growth in Indonesia with annual data from 1991 to 2020 and uses a purposive sampling technique method. The analytical tool used in this research is multiple linear regression. The test results found that the variable number of tourists had a significant negative effect on the GDP variable in Indonesia. While the hotel room occupancy rate variable has a significant positive effect on the GDP variable in Indonesia. Furthermore, the unemployment variable has no effect on the GDP variable in Indonesia. Based on the test results, this study provides several implications both theoretically and practically. From a theoretical point of view, this study provides an overview of the level of contribution of the independent variables (number of tourists, hotel room occupancy rates, and unemployment) that affect the dependent variable (GDP). From a practical point of view, this research certainly provides an illustration of the extent to which government policy is involved in strengthening the influence of the variable number of tourists, hotel room occupancy rates, and unemployment on the GDP variable in Indonesia.
Tinjauan Hukum Islam Dan Hukum Positif Tentang Penyelesaian Pembiayaan Bermasalah Melalui Proses Agunan Yang Diambil Alih (AYDA) Pada Bank Syariah RIZKI AMALIYAH
Jurnal Akuntansi dan Bisnis Syariah Vol 2 No 1 (2025): Edisi 2
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/hasina.v2i1.1742

Abstract

The purpose of this study is to determine whether Islamic law and positive law regulate the Foreclosed Collateral (AYDA) process in the settlement of non-performing financing in Islamic banks. This research uses literature review or library research with descriptive analysis. The steps include defining the subject, finding relevant sources, and drawing conclusions. According to research findings, Islamic bank financing is also equipped with positive legal material guarantees (based on Indonesian civil law). If the agreement made by Islamic banking is based on Islamic law and the principles of sharia contract law, this will certainly facilitate the settlement of defaults, where the bank can take over the guarantee in order to resolve non-performing financing. The bank has the right to sell the collateral by selling it itself (underhand sales), execution through direct auction (parate execution) or flat execution through the religious court if the collectability is stuck.
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