Hendra Harmain
Universitas Islam Negeri Sumatera Utara Medan

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ANALISIS KINERJA BANK BCA SYARIAH BERDASARKAN METODE RGEC DAN ISLAMICITY PERFORMANCE INDEX Rahmat Daim Harahap; Hendra Harmain; Hasna Hidayah Siahaan
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 1 │ 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v9i1.10223

Abstract

This study aims to review the performance of Bank BCA Syariah through the method measurement that has beeb stipulated in Bank Indonesia Regulation Number 13/1/PBI/2011 concerning the bank soundness rating system using the RGEC and islamicity performace index method. Researcher data that used quantitative data derived from secondary data on financial statements in Bank BCA Syariah 2016-2019. The data analysis in this study resulted in the level of the health of BCA Syariah banks in 2016-2019 is ranked composite 1 in the “Very Healthy” category. This proves that the BCA bank Sharia is able to  face the influance of competition. Different, on the method islamicity performance index of BCA Syariah bank is in Good Enough condition it is clear from the ratio of zakat performance index and EDR net profit which is still in the poor category.
Implementasi Bantuan Ekonomi Mikro Melalui Bank Sumut Terhadap Masyarakat Tanjungbalai Pada Masa Pandemi Covid-19 dari Sudut Pandang Ekonomi Islam Muhammad Kaisa Azzimar; Hendra Harmain
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5955

Abstract

Tujuan penelitian ini untuk mengetahui implementasi bantuan ekonomi mikro melalui Bank Sumut terhadap masyarakat Tanjungbalai pada masa pandemi Covid-19 dari sudut pandang ekonomi Islam. Metodologi penelitian yang digunakan dalam penelitian ini yaitu dengan pendekatan deskriptif kuantitatif. Teknik pengumpulan data yang digunakan dengan adalah dengan menggunakan tekhnik wawancara dan dokumentasi. Berdasarkan penelitian ini bahwa implementasi bantuan ekonomi mikro melalui Bank Sumut terhadap masyarakat Tanjungbalai pada masa pandemi Covid-19 dari sudut pandang ekonomi Islam ialah dengan memberikan program kredit yaitu KUR (Kredit Usaha Rakyat) yang ditujukan untuk para Nelayan dan pedagang masyarakat Tanjungbalai melalui UMKM nya. PT Bank Sumut Memberikan Kredit Kepada masyarakat Nelayan dan Pedagangkarena para Nelayan dan pedagang memiliki rasa tanggungjawab penuh terhadap roda perekonomian keluarga di rumah masing-masing dalam ketahanan pangan ekonomi, bagaimana mereka bisa hidup dan menghidupi, terutama bagi mereka yang memiliki anggota keluarga yang banyak. Tentunya tanggung jawab pendidikan anak-anak, mobilasi kehidupan yang dicukupi setiap harinya membutuhkan ketahanan pangan ekonomi, hal ini menunjukkan kepedulian PT Bank Sumut dalam membangun pembangunan Bangsa dan Negara melalui perekonomian kerakyatan, atau bela masyarakat. Hal itu pula sesuai dengan sudut pandang ekonomi Islam, khususnya dalam hal tolong menolong sesuai dengan perintah agama baik di dalam Al-qur’an maupun Hadits Nabi SAW.
THE EFFECT OF ISLAMIC SOCIAL REPORTING MODERATION AND ISLAMICITY PERFORMANCE INDEX ON THE MILLENNIAL GENERATION THIRD-PARTYFUNDS Laila Nursaputri; Hendra Harmain
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.2137

Abstract

This study aims to analyze the moderating effect of Islamic social reporting, Islamicity performance index on millennial generation on third party funds through Islamic social reporting as a moderating variable. This study uses quantitative methods. This study uses purposive sampling in taking samples from a population of 18 millennial generations. Data analysis uses multiple linear regression and moderate regression analysis (MRA). The results show that ISR has a significant effect on the Islamic Performance index in millennial generation banking. The Islamic Performance index does not have a significant effect on the millennial generation on third party funds. Likewise, the millennial generation does not have an effect on third party funds in Islamic banking. ISR has a significant effect on the Islamic Performance index in the millennial generation. ISR is only able to moderate the effect on financial performance in the millennial generation. However, the Islamic Performance index is not able to influence the millennial generation on third party funds. ISR, IPI has a coefficient value of -0.160, a t-value of -2.246 and a sig. value. 0.039 < 0.05, meaning that ISR can moderate the influence of IPI on the millennial generation (H5 is accepted). Ipi and the millennial generation have a coefficient value of -0.003, a t-count value of -0.250 and a sig. value of 0.806 > 0.05, meaning that Ipi and the millennial generation cannot moderate the influence on third parties (H6 is rejected). Ipi's Isr has a coefficient value of -0.064, a t-count value of -0.728 and a sig. value of 0.477 > 0.05, meaning that ISR cannot moderate the influence of IPI on the millennial generation (H7 is rejected).