Muhammad Rifky Santoso
Ministry of Finance Republic of Indonesia

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Fiqh Muamalah in Shariah Multifinance Company: Literature Study Muhammad Rifky Santoso
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5234

Abstract

Muamalah fiqh or transactions in Islamic finance companies continues to grow. DSN-MUI has a role to make fatwas so that this transaction is in accordance with sharia. The application of this transaction must be carried out properly in order to achieve benefit in this world and the hereafter. Many studies have been conducted on the application of muamalah fiqh in Islamic finance companies. This current study will group the topics of muamalah fiqh research in Islamic finance companies to find out the existing research map so that it can be seen what has been researched and further research opportunities for the expansion of research and development of muamalah fiqh. By using qualitative research with analysis content and focus discussion groups with economists, the articles used were 45 articles published in journals in Indonesia from 2018 to 2021, the topic of this muamalah fiqh research consists of 5 topics, namely (1) regarding the function of MUI with its fatwa on company operations, (2) conformity of transactions (contracts) to the fatwa or sharia that regulates it, (3) analysis of existing business processes in finance companies, (4) motivation of the community to use finance companies, and (5) supervision finance company operations. Some suggested topics for further research include the pattern of cooperation between MUI and OJK in the development of sharia financing products, and types of contracts that can reduce risk in financing companies.