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All Journal Syariah: Jurnal Hukum dan Pemikiran NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Jurnal Iqtisaduna
Muhammad Furqon almurni
STIBA Ar-Raayah Sukabumi
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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أثر الحاجة في المساهمة في الشركات المساهمة المختلطة Muhammad Furqon almurni
Syariah: Jurnal Hukum dan Pemikiran Vol 22, No 1 (2022)
Publisher : Universitas Islam Negeri Antasari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (863.665 KB) | DOI: 10.18592/sjhp.v22i1.4761

Abstract

وجدنا كثيرا من القضايا والفتاوى في المعاملات المالية المعاصرة تستند في إصدارها إلى الحاجة، فيقول المفتي: هذا العقد جائز لوجود الحاجة إليه، ويقول المفتي الآخر هذا العقد لا يجوز لانعدام الحاجة إليه. يقول هؤلاء المفتون بهذا الإطلاق دون أن ينظروا إلى ضوابط وشروط الحاجة. فالحاجة إجمالاً تفيد التيسير والترخيص، ولكن ليس كل حاجة تفيد التيسير والترخص بحيث هناك الضوابط والشروط للحاجة لتنزل منزلة الضرورة في تحليل المحرم. خلال هذا البحث وجد الباحث أن شروط إعمال الحاجة هي: أن تكون الحاجة بالغة درجة الحرج والمشقة غير المعتادة، وأن تكون الحاجة متحققة يقينا أو ظنا، وأن تكون الحاجة متعينة، وألا يكون في الأخذ بالحاجة مخالفة لقصد الشرع، وألا يعارض الحاجة ما هو أقوى منها. ثم قام الباحث بتحليل هذه الشروط على مسألة أثر الحاجة في المساهمة في الشركات المساهمة المختلطة فوجد أن هذه الشرو لم تتوفر في هذه المسألة. 
Analisis Akad Top Up E-Money dengan Pendekatan Fiqh Muhammad Furqon Almurni; Tatang Hidayat; Nuradi Nuradi
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.23656

Abstract

The ever-evolving science and technology provide new innovations for the development of money. This development gave birth to electronic money which was widely used by the public. One of the causes of polemic towards e-money is how the fiqh ulama approach fiqh to top up e-money. Fiqh approach is very important for contemporary problems to punish a problem and its derivatives. The purpose of this study is to analyze how contemporary ulama approach fiqh towards the e-money top up contract. There are at least four fiqh approaches to top up e-money, namely al-Ijarah al-Maushufah fi Dzimmah, Wadi'ah, Qard, and Sharf. The method used in this research is a qualitative method with the type of library research. From the research results, it is found that the more appropriate fiqh approach when a customer top up e-money is the sharf contract, namely the exchange of currency with electronic money. With this approach, the discount given by the publisher to the customer is not usury but a gift that is allowed by syara 'as a promotional step for e-money issued by the publisher.    
Analisis Hukum Multi Akad pada Dana Talangan Haji Bank Muamalat Muhammad Furqon Almurni; Nuradi Nuradi; Trisiladi Supriyanto
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol 8 No 2 (2022): NUKHBATUL ‘ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v8i2.647

Abstract

Hajj bailout funds have a positive impact as well as a negative impact. One of the negative impacts of haj bailout funds is obscuring the meaning of istitā'ah in the implementation of hajj. This study aims to analyze the multi-contract law contained in the haj bailout contract. The research method of this article is an analytical method based on qualitative data. The author seeks research data on related themes by reviewing articles and conducting interviews with the Muamalat bank unit hajj bailout marketers. From this process, the researcher found that there was a merger of two contracts in the hajj bailout contract, namely the qard contract and also the ijārah contract. One of the important conclusions from this research is that the law of origin of multiple contracts is permissible. However, there is a combination that is forbidden according to the hadith; namely the merger between the qard contract and the sale and purchase agreement. This prohibition also includes the merging of all mu'awwahdāt contracts and qarḍcontracts including ijārah contracts. So the conclusion of this research is the forbidden haj bailout contract; because if there is a merger between the ijarah contract and the debt contract, it becomes a means of usury.
Co-Authors Nuradi Nuradi Tatang Hidayat Trisiladi Supriyanto