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All Journal ILTIZAM Journal of Sharia Economic Research Indonesian Journal of Islamic Economics and Business Margin : Journal of Islamic Banking
Syahril Ahmad
UIN Sulthan Thaha Saifuddin Jambi
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Tinjauan Maqoshid Syariah pada Marketplace Otomotif (Studi Komparatif pada OLX dan OtoDeals) Saijun; Syahril Ahmad; Victor Diwantara; Agusriandi
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 1 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

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Abstract

This research aims to review the practice of buying and selling in automotive marketplaces in Indonesia based on the maqoshid sharia aspect. The marketplace cases are taken from OLX and OtoDeals. Content analysis on the marketplace is used to describe the object of research, while the normative descriptive method is used to review the maqoshid sharia aspects. The results of the study show that in general the two marketplaces already support the maqoshid sharia aspect, but there are still aspects such as hifzul maal such as the certainty of the originality of goods and using riab as payment term
Determinants of GRDP and Rupiah Exchange Rate on Sharia Bank MSME Financing in Jambi Province 2010-2017 Agusriandi -; Victor Diwantara; Syahril Ahmad; Saijun -
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i2.2151

Abstract

The purpose of this study is to determine what factors influence the behavioral intentions of Banten's millennial generation toward halal tourism following the Covid-19 pandemic. This study modifies the Theory of Planned Behavior (TPB), intending to understand how intense religiosity affects the behavioral intentions of the Banten millennial generation toward halal tourism. Respondents in this study were millennials from 8 regencies and cities in the province of Banten. The number of respondents in this study amounted to 375 people. Questionnaires were distributed via Google form to respondents who met the inclusion criteria. The analytical method uses multiple linear regression to examine the effect of the independent variables on the dependent variable. The study's findings indicate that attitudes, subjective norms, and Islamic religiosity have a favorable and significant effect on behavioral intentions in halal tourism. At the indicated significance level, the variable Perceived behavioral control had no positive and significant effect on behavioral intentions in halal tourism. However, simultaneously all independent variables have a positive and significant effect on the behavioral intention of the Banten millennial generation on halal tourism. The study's findings indicate that attitudes, subjective norms, and Islamic religiosity have a favorable and significant effect on behavioral intentions in halal tourism. At the indicated significance level, the variable Perceived behavioral control had no positive and significant effect on behavioral intentions in halal tourism. However, all independent variables had a favorable and substantial effect on the behavioral intention of the Banten millennial generation toward halal tourism at the same time.
PREFERENSI NASABAH DALAM MEMILIH PRODUK PERBANKAN PADA BANK 9 JAMBI SYARIAH Maulana Yusuf; Devi Dewita; Syahril Ahmad
MARGIN: Journal of Islamic Banking Vol 5 No 1 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i1.2738

Abstract

Customer preference is the attitude of customers who want a product or service based on their ability to provide satisfaction value with what is purchased or offered, For this reason, this study aims to find out how customers prefer financing products and also to find out the factors that affect customer preferences for choosing financing products at Bank 9 Jambi Syariah Jambi City. This study uses a descriptive qualitative approach based on primary data (through interviews), It is also supported by library research which aims to collect data or information with the help of various references. The results of the study show that customer preferences for choosing financing are activities based on religious beliefs. The informants felt comfortable using Indonesia's Islamic banks for this financing. In addition, some informants stated that they felt it was more profitable to use the profit-sharing system and did not have high interest rates like conventional banks so that customers felt that they were not focused on the financing provided by Bank 9 Jambi Jambi City then associated with factors that influenced customers to choose financing products, namely, social factors, personal factors, price factors, and psychological factors as the customer's choice.
ANALISIS PENERAPAN AKAD WADI’AH TERHADAP PENINGKATAN PRODUK TABUNGAN BANK SYARIAH INDONESIA KCP SAROLANGUN Delvita Sari; Dedek Kusnadi; Syahril Ahmad
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i2.3493

Abstract

Penelitian ini bertujuan menganalisis penerapan akad wadi’ah pada produk tabungan serta strategi Bank Syariah Indonesia (BSI) KCP Sarolangun dalam menarik minat masyarakat. Fenomena yang melatarbelakangi penelitian ini adalah peningkatan jumlah nasabah tabungan wadi’ah pada periode 2021–2024, meskipun sebagian masyarakat masih lebih memilih tabungan konvensional karena faktor kebiasaan, kenyamanan, dan keterbatasan pemahaman terhadap produk syariah. Penelitian menggunakan metode kualitatif deskriptif dengan data primer berupa wawancara terhadap staf bank dan nasabah pengguna produk wadi’ah, serta data sekunder dari dokumen resmi dan literatur terkait. Teknik pengumpulan data dilakukan melalui observasi, wawancara mendalam, dan dokumentasi, sementara keabsahan data diuji dengan triangulasi sumber, teknik, dan waktu. Analisis data meliputi tahapan pengumpulan, reduksi, penyajian, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa penerapan akad wadi’ah di BSI KCP Sarolangun telah sesuai dengan prinsip syariah, dengan akad wadi’ah yad adh-dhamanah sebagai bentuk yang paling umum digunakan. Proses dilakukan secara sistematis dan diawasi Dewan Pengawas Syariah, meskipun pemahaman nasabah masih terbatas pada aspek teknis. Untuk menarik minat masyarakat, BSI KCP Sarolangun melakukan sosialisasi produk, meningkatkan pelayanan, serta memanfaatkan digitalisasi melalui aplikasi Beyond by BSI. Strategi ini terbukti mendorong pertumbuhan jumlah nasabah, namun rendahnya literasi syariah tetap menjadi tantangan utama.  
Co-Authors Agusriandi Agusriandi - Dedek Kusnadi Delvita Sari Devi Dewita Maulana Yusuf Saijun Saijun - Victor Diwantara