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All Journal Islaminomics: Journal of Islamic Economics, Business and Finance
Hermawan Timbas
STES Bhakti Nugraha
Economics, Econometrics & Finance

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Peran Koperasi Simpan Pinjam Pembiayaan (KSPP) Syariah Tadbiirul Ummah dalam Mengembangkan UMKM di Lingkungngan Kampus IPB Bogor Harits Syukrillah; Ade Marfuddin; Hermawan Timbas
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 1 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i1.181

Abstract

Small and Medium Enterprises (SMEs) in Indonesia are facing with a number of major challenges. The demand Crisis due to Covid-19 is still experienced by many MSME actors, especially those who sell their products to consumers who are affected by Covid-19. Therefore, MSMEs need the role of other institutions in overcoming these problems. Cooperatives are one of the organizations that are present to assist MSME players to build their businesses to be more developed. One of them is the Tadbiirul Ummah Sharia Cooperative in Bogor. This research aims to find out the role of the Cooperative in helping to increase the growth of MSME businesses around their operational offices on the Bogor IPB Campus. The method used for data analysis in this study is to use a qualitative approach using interview and observation instruments to obtain the required data. The results of this study are that the existence of cooperative and its role in an area will greatly affect the economic development of the community. This can be proven by the finding that the Tadbirul Ummah Cooperative has provided financial assistance that has an effect on the development of the business level of small and micro business actors. This cooperative provides financing that is needed by business actors so that their business can run and develop better.
Analisis Dampak Pembelajaran Mata Kuliah Prodi Perbankan Syariah STES Bhakti Nugraha terhadap Minat Menabung Mahasiswa di Bank Syariah Muhammad Fahyudin; Ade Marpudin; Hermawan Timbas
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.183

Abstract

The purpose of this study is to examine the influence of Islamic banking study program courses at STES Bhakti Nugraha Tangerang on the desire to use Islamic banking products and services. To achieve this objective, this study employs a qualitative descriptive research approach in which data in the form of phenomena, words from interviews, and opinion poll questions are analyzed and verified using qualitative data analysis techniques. This study focuses on STES Bhakti Nugraha Tangerang City seventh-semester students. On the basis of interviews, observations, and opinion polls, it was determined that STES Bhakti Nugraha semester VII students comprehend what they are learning in the Islamic banking study program and believe that learning outcomes can affect their desire to use Islamic banking services. Those who use Islamic banking are nearly identical to those who use conventional banking services, according to another finding. This is a result of the simplicity with which conventional banks provide their services.
Co-Authors Ade Marfuddin Ade Marpudin Harits Syukrillah Muhammad Fahyudin