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All Journal Journal of Sharia Economics Jurnal Penelitian Pendidikan Indonesia
Muhammad Yafiz
State Islamic University of North Sumatra
Economics, Econometrics & Finance Other

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The implementation of waqf planning and development through Islamic financial institutions in Indonesia Sugianto Sugianto; Andri Soemitra; Muhammad Yafiz; Ahmad Amin Dalimunthe; Reza Nurul Ichsan
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 8, No 2 (2022): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020221430

Abstract

There is assumption in the community that waqf are physically permanent, and handed over directly to Nazir, even though there are also cash waqf through Islamic financial institutions (IFI). The present research was conducted using a qualitative approach This study aims to analyze the implementation of waqf planning by waqif, waqf development by waqf bodies and the structuring of IFI products in Indonesia related to waqf. This study used a qualitative descriptive method using an online questionnaire to waqif and in-depth interviews with waqf institutions and IFI, then analyzed descriptively qualitatively. The results showed that the development of endowments through Islamic financial institutions are carried out by two methods; namely, the development of endowments initiated by LKS and are offered to Waqf Board, and the development of waqf was initiated and offered to LKS by the Waqf Board and the structure of the waqf products consists of two models. One model is not directly made specifically for waqf products, but is linked to the needs of Nazir who have collaborated, and the other one is that LKS products are specifically structured for endowments devoted to mobilizing endowments that are either self-structured by LKS or upon the request by Nazhir.
WORK PRODUCTIVITY FROM THE PERSPECTIVE OF ISLAMIC ECONOMIC PHILOSOPHY Uswah Hasanah; Muhammad Yafiz
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9657

Abstract

This study aims to examine the philosophical implications of work productivity in human life, which is closely related to time management, responsibility, and the quality of good deeds. This study uses a qualitative approach with library research. This approach was chosen because the research focuses on conceptual and philosophical studies of work productivity from an Islamic perspective. The results show that work productivity is not only understood as the ability to produce maximum output, but also as a form of devotion to Allah SWT. Islam views work as worship when it is based on sincere intentions, carried out in a legal manner, and aims to benefit oneself and society. Islamic philosophical values such as monotheism, trustworthiness, ihsan, and justice are the main foundations for building a productive and sustainable work ethic. The concept of work in Islam emphasizes a balance between material and spiritual aspects, so that productivity is not solely measured by economic results but also by the moral values and blessings generated. Thus, Islamic philosophy offers a paradigm of work productivity that is holistic, humanistic, and oriented towards happiness in this world and the hereafter.
Co-Authors Ahmad Amin Dalimunthe Andri Soemitra Andri Soemitra Reza Nurul Ichsan Sugianto Sugianto Uswah Hasanah