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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ekonomi dan Perbankan Syariah
Addys Aldizar
STEI SEBI
Economics, Econometrics & Finance Social Sciences

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ANALYSIS OF THE INFLUENCE OF ASSET QUALITY, LIQUIDITY, AND CAPITAL ON PROFITABILITY Addys Aldizar; Vepy Agustina
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 2 (2022): IJEBAR, VOL. 06 ISSUE 02, JUNE 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i2.3029

Abstract

This study is to analyze whether there is an effect of Asset Quality, Liquidity, and Capital on Profitability. Objects taken for this research are Islamic Commercial Banks whose financial reports can be accessed and viewed by each official website of Islamic banks registered with the Financial Services Authority (OJK) for the period 2015 to 2019. This study uses 6 Islamic commercial banks with sample selection using purposive sampling method. The results of this study indicate that Asset Quality has a negative regression coefficient and a significant value smaller than alpha, so it can be said that Asset Quality has a significant effect on profitability. Meanwhile, liquidity has a negative regression coefficient with a significant value greater than alpha, so it can be said that liquidity has no significant effect on profitability. Keywords: Non Performing Financing, Financing To Deposit Ratio, Capital Adequacy Ratio, Return On Assets.
Practice of Buying and Selling Services Using the Instagram Application Annisa Hafizhah; Firmansyah Firmansyah; Addys Aldizar
Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2022): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v10i2.366

Abstract

This study aims to review fiqh on the practice of buying and selling transactions using deposit services on the Instagram application according to contemporary scholars, namely Erwandi Tarmizi, and Oni Sahroni This research uses the descriptive analysis method. Collecting data through interviews and literature study. The results of this study indicate that buying and selling transactions using deposit services on the Instagram application are viewed from the view of contemporary cleric Dr. Erwandi Tarmizi, MA, and Dr. Oni Sahroni, MA is allowed if the custodian pays first and then delivers the goods later.
Co-Authors Annisa Hafizhah Firmansyah Firmansyah Vepy Agustina