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All Journal Jurnal Ilmiah Manajemen Kesatuan International Journal of Demos Journal of Social Science Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal)
Bahtiar Usman
Universitas Trisakti, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Daur Hidup Perusahaan Terhadap Cash Holding Pada Perusahaan Manufaktur Yang Terdaftar Di Bursa Efek Indonesia Eka Dirna Savitry; Bahtiar Usman
ijd-demos Volume 4 Issue 1 (2022)
Publisher : HK-Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37950/ijd.v4i1.189

Abstract

Abstract  :The study aims to analyze the effect of company life cycle on cash holding in manufacturing. Data used in this study is secondary data sourced from the annual reports of manufacturing companies listed on Indonesia Stock Exchange (IDX) during period 2015-2020. The research sample was selected using purposive sampling method so that 23 companies were sampled. Analysis of the data used to test the hypothesis is panel regression analysis using E-views 10 program.  The result shows that company life cycle (introduction, growth, maturity) has a positive and significant influence on cash holding. The result also shows that dividend payment has positive relationship with cash holding, while leverage has negative effect. This research is expected to be taken into consideration by management and investors to be able to pay attention to company life cycle, leverage, and dividend payment to maintain the stability of cash holding and minimize losses.Keywords:  cash holding, company life cycle, dividend payment, leverage. AbstrakPenelitian bertujuan untuk menganalisis pengaruh daur hidup perusahaan terhadap kepemilikan kas pada perusahaan manufaktur. Data yang digunakan dalam penelitian merupakan data sekunder yang bersumber dari laporan tahunan perusahaan manufaktur yang tercatat di Bursa Efek Indonesia (BEI) selama periode 2015-2020. Sampel penelitian dipilih menggunakan metode purposive sampling sehingga diperoleh 23 perusahaan yang menjadi sampel. Analisis data yang digunakan untuk uji hipotesis adalah analisis regresi panel dengan menggunakan software E-views 10. Hasil penelitian menunjukan bahwa daur hidup perusahaan pada tahap perkenalan, pertumbuhan, dan dewasa memiliki pengaruh positif terhadap kepemilikan kas. Pembayaran dividen juga memiliki pengaruh positif terhadap kepemilikan kas, sedangkan rasio utang memilki pengaruh negatif terhadap kepemilikan kas. Penelitian ini diharapkan dapat dijadikan bahan pertimbangan manajemen maupun investor untuk memperhatikan tahapan daur hidup perusahaan, pembayaran dividen, dan rasio utang guna menjaga kestabilan kepemilikan kas dan meminimalisir kerugian.Kata kunci: daur hidup perusahaan, kepemilikan kas, pembayaran dividen, rasio utang.
Pengaruh Konsentrasi Bank Dan Inklusi Keuangan Terhadap Pembiayaan UKM Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Resti Widyasetiani; Bahtiar Usman
ijd-demos Volume 4 Issue 1 (2022)
Publisher : HK-Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37950/ijd.v4i1.194

Abstract

AbstractThis study aims to analyze the effect of bank concentration and financial inclusion on SME financing in banking companies. Data used in this study is secondary data sourced from the annual reports of banking companies listed on the Indonesia Stock Exchange (IDX) during periode 2014-2020. Control variable used in this study are bank size, CAR and ROA. The research sample was selected using purposive sampling method so that 31 companies were sampled. The data analysis used to test the hypothesis is panel data regression analysis using the Eviews 9 program. The results show that bank concentration has a positive and significant effect on SME financing. Financial inclusion has a negative and significant effect on SME financing. Bank size has a positive and significant effect on SME financing. CAR and ROA have no significant effect on SME financing.Keywords: Financial Inclusion, Bank Concentration, Bank Size, CAR, ROA, SME Financing. AbstrakPenelitian ini bertujuan untuk menganalisis pengaruh konsentrasi bank dan inklusi keuangan terhadap pembiayaan UKM pada perusahaan perbankan. Variabel pengendali yang diteliti meliputi ukuran bank, CAR dan ROA. Data yang digunakan dalam penelitian merupakan data sekunder yang bersumber dari laporan tahunan perusahaan perbankan yang tercatat di Bursa Efek Indonesia (BEI) selama periode 2014-2020. Sample penelitian dipilih menggunakan metode purposive sampling sehingga diperoleh 31 perusahaan yang menjadi sample. Analisis data yang digunakan untuk uji hipotesis yaitu analisis regresi data panel dengan menggunakan program Eviews 9. Hasil penelitian menunjukkan bahwa konsentrasi bank berpengaruh positif dan signifikan terhadap pembiayaan UKM. Inklusi keuangan berpengaruh negatif dan signifikan terhadap pembiayaan UKM. Ukuran bank berpengaruh positif dan signifikan terhadap pembiayaan UKM. CAR dan ROA tidak berpengaruh signifikan terhadap pembiayaan UKM.Kata kunci : Inklusi Keuangan, Konsentrasi Bank, Ukuran Bank, CAR, ROA, Pembiayaan UKM.
Exploring the Impact of Digital Transformation and Banking Factors on the Financial Performance of Conventional Banks Listed on the Indonesian Stock Exchange Mela Aryasari; Bahtiar Usman
Jurnal Ekonomi, Bisnis & Entrepreneurship Vol. 18 No. 2 (2024): Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal)
Publisher : Pusat Penelitian dan Pengabdian Pada Masyarakat (P3M) STIE Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55208/2hsj1z86

Abstract

This research aims to examine the impact of Internet and Security, Capital Adequacy Ratio, Non-Performing Loans, Operating Expenses to Operating Income, Loan to Deposit Ratio, Bank Size, Loans, Exchange Rate, and Gross Domestic Product on the performance of conventional banks from 2017 to 2022. The sample consists of conventional banks listed on the Indonesia Stock Exchange during this period. Data is sourced from a time series covering the years from 2017 to 2022 for independent variables and bank performance as the dependent variable. The methodology employed is Ordinary Least Squares, utilizing Eviews 10 software for logistic regression analysis. The results indicate that Internet and Security, Capital Adequacy Ratio, Loan to Deposit Ratio, Bank Size, and Gross Domestic Product significantly affect changes in the performance of conventional banks, as measured by Return on Assets (ROA). Specifically, Internet Security, Bank Size, Exchange Rate, and Gross Domestic Product show a positive impact, while Capital Adequacy Ratio, Operating Expenses, Non-Performing Loans, and Loans exhibit a negative effect. Finance managers can leverage this research to gain insights into the key factors contributing to the performance of conventional banks in Indonesia, particularly as influenced by digital financial services and advancements in technology and information, which significantly impact the banking sector. By understanding these factors, managers can make more informed decisions to effectively manage their banks and enhance performance. Additionally, the findings provide valuable information to investors regarding the primary determinants of conventional bank performance in Indonesia, enabling them to take appropriate actions for investment and achieve high returns on their investments.
The Influence of Business Level Differentiation, Integrated Level Strategy and Corporate Level Strategy on Competitive Advantage Is Mediated By Internal Innovation In TNI ad Hospitals Throughout Indonesia Akbar Akbar; Bahtiar Usman; Sarfilianty Anggiani
Journal of Social Science Vol. 6 No. 2 (2025): Journal of Social Science
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of Business Level Strategy Differentiation, Integrated Level Strategy, and Corporate Level Strategy on Competitive Advantage in military hospitals. In addition, this study also explores the role of internal innovation as a mediating variable in the relationship between business strategy and competitive advantage. Taking into account the unique challenges faced by TNI AD hospitals, this research contributes to understanding how business strategies can improve competitiveness through internal innovation. This study was carried out quantitatively with a sampling method using the total sampling technique, where the number of samples used was 162 leaders of TNI AD class C hospitals. Data processing was carried out using the Structural Equation Modeling (SEM) method with SmartPLS Ver 4 software to analyze the relationship between exogenous and endogenous variables and test the role of internal innovation mediation in the model. The results of the study show that from several hypotheses tested, the business level strategy (Business Level Differentiation) has no direct influence on competitive advantage or internal innovation. However, the Integrated Level Strategy and Corporate Level Strategy have a positive effect on competitive advantage and internal innovation. In addition, internal innovation has been shown to mediate the influence of integration-level strategies on competitive advantage, but not the relationship between business-level strategies and corporate-level strategies on competitive advantage. The theoretical implications of this study confirm that an integrated organization-level strategy can improve competitiveness through operational efficiency and innovation. Managerially, these findings indicate that military hospitals need to strengthen their culture of innovation and optimize integration strategies so that internal innovation can contribute more significantly to competitive advantage. The limitation of this study lies in the scope of the sample that only involves class C TNI AD hospitals, so the results cannot necessarily be generalized to hospitals with different levels or ownership. This research has a novelty in applying the concept of corporate strategy in the context of non-profit public service organizations, especially military hospitals. The study also combines three types of business strategies in one integrative model, providing a holistic perspective on how different strategies can complement each other in improving hospital competitiveness.
The Influence of Macroeconomic Indicators and Bank Internal Factors on Credit Risk in Developing Countries Henny Setyo Lestari; Bahtiar Usman; Wafi Suryo Laksono; M. Hussin Abdullah
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 3 (2025): JIMKES Edisi Mei 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i3.3178

Abstract

This study aims to analyze the determinants of credit risk in commercial banks in Indonesia as measured by Non-Performing Loans (NPL), as the main indicator of banking system stability. This study uses a quantitative method with a panel data regression approach to evaluate the influence of various factors on credit risk. Data were obtained from financial statements and annual reports of banks listed on the Indonesia Stock Exchange. The sample consisted of 36 banks during the period 2019–2023, resulting in 180 observations. The analysis was conducted using multiple linear regression with fixed and random effect models through EViews software. The results of the analysis show that variables such as interest rates, bank size, return on assets (ROA), loan loss provisions (LLP), capital adequacy ratio (CAR), and asset quality have a significant effect on NPL. In contrast, gross domestic product (GDP) and inflation do not show a significant effect. These findings indicate that interest rates and ROA are significant new contributors to NPL fluctuations in the Indonesian banking sector during the study period.
Co-Authors Akbar Akbar Eka Dirna Savitry Henny Setyo Lestari M. Hussin Abdullah Mela Aryasari Resti Widyasetiani Sarfilianty Anggiani Wafi Suryo Laksono