Article Per Year (5 Year)
p-Index From 2020 - 2025
0
P-Index
This Author published in this journals
All Journal PROSIDING SEMINAR NASIONAL Value Added : Majalah Ekonomi dan Bisnis
Setia Budhi Wilardjo
Unknown Affiliation
Economics, Econometrics & Finance Education Social Sciences

Published : 29 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search
Journal : PROSIDING SEMINAR NASIONAL

 1 
PENGARUH PEMBINAAN KEROHANIAN, PEMAHAMAN RIBA DAN BANK SYARIAH TERHADAP SIKAP PEDAGANG KECIL DALAM MENGHINDARI RENTERNIR R. Ery Wibowo Agung Santosa; Setia Budhi Wilardjo
PROSIDING SEMINAR NASIONAL & INTERNASIONAL 2016: PROSIDING KONTRIBUSI HASIL PENELITIAN DAN PENGABDIAN MASYARAKAT DALAM PROGRAM SUSTAINABLE DEVE
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (267.46 KB)

Abstract

Dilihat dari sisi cost capital atau biaya modal, pilihan pembiayaan modal dengan meminjam uang dari renternir bunganya sangat tinggi. Sedangkan dari sisi legalitas keberadaan renternir melanggar hukum karena bertentangan dengan undang-undang perbankan yang berlaku (UU No. 16 tahun 1998). Sehingga meminjam uang dari renternir untuk kepentingan usaha selain beresiko secara hukumjugadapatmenimbulkan ketidakpastian usaha bila kelak dikemudian hari terjadi perselisihan hutang piutang. Untuk itu penting bagi pedagang kecil memupuk sikap menghindari pinjaman renternir. Pembinaan kerohanian, pemahaman riba, dan bank syariah diharapkan dapat memperkuat sikap pedagang keciltersebut. Tujuan utama penelitian ini adalah menganalisis pengaruh pembinaan kerohanian, pemahaman riba dan bank syariah terhadap sikap pedagang kecil dalam menghindari pinjaman renternir. Diharapkan hal ini dapat memacu pertumbuhan usaha kecil yang memiliki dampak langsungterhadap pertumbuhan ekonomi nasional. Populasi dalam penelitian ini adalah pedagang kecil di kota Semarang. Data sampel diambil dengan mengunakan metode survei dengan kuesioner (self report)kemudian dianalisis dengan menggunakan regresi berganda. Hasil luaran penelitian inidiharapkan dapat dijadikan referensi untuk penelitian lanjutan dan menambah pengayaan bahan ajar, untuk publikasi ilmiah jurnal nasional terakreditasi, dan juga seminar ilmiah nasional untuk publikasi hasil penelitian.Kata kunci: bank syariah, pembinaan kerohanian, riba, sikap
PENGARUH KEBERADAAN UNIMUS TERHADAP EKONOMI MASYARAKAT SEKITAR DAN KONSTRIBUSINYA TERHADAP PEREKONOMIAN SEMARANG Setia Iriyanto; Setia Budhi Wilardjo
PROSIDING SEMINAR NASIONAL & INTERNASIONAL 2015: Prosiding Bidang Sosial Ekonomi dan Psikologi The 2nd University Research Colloquium
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (466.831 KB)

Abstract

The aim of this study was to investigate and analyze the economic development of the surrounding communities, after standing UNIMUS campus and to identify and analyze the economic development of Semarang after UNIMUS established, as part UNIMUS contribution to theeconomy of the city of Semarang. This study was conducted in the area around Campus Campus I and II UNIMUS were operational in 2006 at the Village Kedungmundu which is administratively located in the District of Tembalang, Semarang. Primary data collected are public economic dataaround campus UNIMUS Kedungmundu the number of respondents is 100 (with a method / formula Slovin, because the population is aplenty). Sampling was done by using purposive random sampling. While secondary data collected includes economic data the city, especially during thelast 5 years, from 2008 to 2014, while analyzing the data used Descriptive analysis and Econometric analysis using regression model as follows: Yi = β0 + β1X1i + β2X2i + β3 X3i + β4X4i + β5X5i + β6D1i + β7D2i + β8D3i + ei Keywords: Unimus, economic communities, the economy semarang.
ANALISIS SIKAP RASIONAL PEDAGANG KECIL DALAM MENOLAK PINJAMAN MODAL DARI RENTERNIR R. Ery Wibowo Agung Santosa; Setia Budhi Wilardjo
PROSIDING SEMINAR NASIONAL & INTERNASIONAL 2017: PROSIDING IMPLEMENTASI PENELITIAN PADA PENGABDIAN MENUJU MASYARAKAT MANDIRI BERKEMAJUAN
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (341.855 KB)

Abstract

THE EXISTENCE RENTERNIR UNLAWFUL BECAUSE CONTRARY TO THE banking legislation in force in Indonesia (Law No. 16 of 1998). From the viewpoint of Islam renternir synonymous with usury.Riba is haraam. Borrowing money from renternir for business purposes may increase the risk of law and of the cost of capital is very expensive because of higher interest rates.The main objective of this study was to analyze the impact of usury understanding, spiritual guidance, and understanding of Islamic banks on the attitudes of small traders in avoiding capital loan of renternir. The results of this study found evidence that the attitude of traders to reject capital financing from a loan shark is a rational choice. This is consistent with the theory that human agency is assumed to act rationally in accordance with economic motives (M Jensen and W. Meckling, 1976). Neo-classical theory states that rational action leads to material benefits or utility (Etzioni, 1986 and 1988). But the interesting thing in this study is the attitude of small traders are not affected by the understanding of Islamic banks. Keywords: Islamic banks, spiritual guidance, usury, attitude
Co-Authors FITRIANI, RINA R. Ery Wibowo Agung Santosa Setia Iriyanto Sukojo - Titik Purwanti