Ervina Yulia Angkat
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara

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Analysis of Fund Management on Prucinta Products at PT. Prudential Syariah Binjai Ervina Yulia Angkat; Fauzi Arif Lubis
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.606

Abstract

PRUCINTA is a traditional sharia life insurance productwith a membership period of 20 years that provides comprehensive protection against the risk of death and death due to accidents. In addition to protection for 20 yers, this product can also be extended without a medical examination, benefits in the form of cash value will be charged to the cash value fund at the end of the membership periode, and other benefits including protection against the risk of death. There may be an accident during the return period or due to the risk of returning. A complete explanation of fund management refers to the general anda specific provision of PRUCinta. Fund management for this PRUCinta product 100% Tabarru fund insurance compensation and the cash value of the cash value fund if the insurade participant dies during the membership period. This study aims to find out how to manage PRUCinta product funds at PT Prudential Syariah
Money Market and Capital Market in Islamic Economic Perspective Ervina Yulia Angkat; Muhammad Riduan
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 4 (2022): Oktober
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i4.827

Abstract

The research theme is the financial and banking institutions. This article aims to look at the money market and the capital market in the perspective of Islam. The article is the result of the study of literature. Differences in the Islamic capital market with conventional capital market can be seen in the instruments and mechanisms of the transaction. Islamic stock index difference with conventional stock indexes lies in the issuer’s shares of criteria that must comply with the principles of sharia. The main instruments are traded in the Islamic capital markets and capital markets are conventional stocks. Expected to Islamic capital market is really a meeting place between people who are in need of capital to investors who want to invest in productive sectors.