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All Journal JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Adelia Fitra Gustari
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Environmental Science Library & Information Science Social Sciences

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Analisis Konsep dan Dasar Keuangan Islam Fany Renaldy Harahap; Anggia Nurulita; Adelia Fitra Gustari; Syarah Nurul Fhadhilah Hrp; Padlan Soleh; Chelsea Sakira; Yusrizal Yusrizal
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

The Islamic financial system is a system that deals with finance and connects individuals who need and have excess wealth from Islamic-based financial products and services. The purpose of this study is to teach the basic concepts of Islamic finance. The survey approach used is qualitative. The literature study used was trying to collect data and information by using various reading materials found from various books, magazines, documents, memos, and historical anecdotes related to the research. To have a greater impact on the economy, the Islamic financial system must have a more significant portion of total financial assets, which is at least 20 percent. Therefore, the government, central bank, and business people working on the Islamic financial system must work harder.
The Role And Performance Of Baznas In Overcoming Poverty (Case Study Of The Deli Serdang National Amil Zakat Agency) Adelia Fitra Gustari; Nurhayati Nurhayati
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 3 No. 3 (2023): NOVEMBER : JURNAL ILMU MANAJEMEN, EKONOMI DAN KEWIRAUSAHAAN
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v3i3.2247

Abstract

This study aims to assess the effectiveness of zakat in alleviating poverty in Deli Serdang. Zakat is allocated to eight categories, including the poor, the destitute, zakat administrators (amil zakat), converts to Islam (mu'allaf), slaves, individuals in debt, those engaged in jihad fi sabilillah, and travelers in need (ibn sabil). Zakat designated for the mustahik (recipients) can be utilized as capital for small-scale businesses, often inaccessible to traditional financial institutions like banks. The process of support includes planning, execution, monitoring, control, and program evaluation, and it is administered by the zakat amil agency as part of their productive zakat initiatives. This initiative aims to stimulate economic activity, enhance the productivity of local businesses, boost income, and ensure sustainability. The research methodology adopted is qualitative and descriptive in nature, focusing on assessing the impact of productive zakat on empowering impoverished communities through a poverty index. The study combines primary data, gathered through surveys, questionnaires, and in-depth interviews with both the program managers at Baznas and the mustahik participating in the community empowerment programs funded by productive zakat. Secondary data is sourced from the BAZNAS Program Report available online, as well as various literature, articles in publications such as magazines, journals, newspapers, and the internet. The research findings indicate that, overall, the mustahik community views the productive zakat program administered by Baznas as highly successful.
Co-Authors Anggia Nurulita Chelsea Sakira Fany Renaldy Harahap Nurhayati Nurhayati Padlan Soleh Syarah Nurul Fhadhilah Hrp Yusrizal Yusrizal