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Dampak Penurunan Harga Sawit terhadap Kesejahteraan Petani Sawit di Padang Lawas Utara Sumatera Utara Risky Sobari; Aswan Nawawi; Maryam Batubara
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pada penelitian yang dilakukan,penulis menyoroti masalah dari dampak penurunan harga sawit dalam kaitannya dengan kondisi sosial ekonomi keluarga di padang lawas utara yang berfroprsi sebagai petani sawit,yaitu dengan membandingkan kondisi sosial ekonomi masyarakat sebelum dan sesudah penurunan harga sawit di padanglawas utara (PALUTA) .dalam hal ini ,dampak penurunan harga sawit rterhadap kondisi sosial ekonomi petani tidak positif, yang berarti penurunan harga sawit memberikan pengaruh yang cukup besar terahadap kondisi sosial petani,baik dalam segi pendapatan ,pendidikan maupun kesehatan.bahkan banyak juga para petani menimbun sawit sampai harga sawit itu naik
Analisis Pelaksanaan Akad Murabahah dalam Pembiayaan Pembelian Rumah (PPR) Syariah, Studi Kasus Bank Syariah Indonesia KCP Medan Marelan Risky Sobari; Tuti Anggraini; Nurul Inayah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1943

Abstract

Finding out how Bank Syariah Indonesia KCP Medan Marelan implements murabahah contracts is the aim of this study and to evaluate the DSN MUI Fatwa Number 04/DSN-MUI/IV/2000 for the appropriateness of implementing this sharia KPR. The study employs a qualitative descriptive methodology, collecting data from primary and secondary sources such as interviews and literature reviews encompassing books, statutes, papers, and so on. According to the research findings, the DSN MUI fatwa Number 04/DSN-MUI/IV/2000 is followed when implementing a murabahah contract to finance the purchase of a sharia house or sharia house ownership (KPRS), in terms of financing stages or procedures, the amount of funds provided, financing without usury, and other factors
Strategi Pemasaran Produk BSI Oto Di Bank Syariah Indonesia Kcp Medan Marelan Risky Sobari; Atika Atika
Student Scientific Creativity Journal Vol. 1 No. 4 (2023): Juli : Student Scientific Creativity Journal
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/sscj-amik.v1i4.1620

Abstract

This study aims to analyze the marketing strategy for BSI OTO products at KCP Medan Marelan, the type of research method used is a qualitative method, and data collection is carried out by observation and interviews, the data taken is in the form of observations and also from interviews. interview with BSI KCP Medan Marelan officers. Based on the results of the research it was found that the obstacles in marketing BSI OTO at KCP Medan Marelan included inactivity on social media, tight competition from other banks and also the lack of public understanding in the financing application process. and efforts to Overcoming the existing obstacles, BSI KCP Medan Marelan innovates products that will be adjusted to the needs and desires of customers and also adds application facilities in the form of mobile banking and also the BSI website which can make it easier for customers to carry out various transactions and also understand the products available at BSI. and for the marketing strategy of BSI OTO bank BSI KCP Medan Marelan implementing promotions and excellent service, promotions are carried out such as: distributing and distributing brochures, conducting outreach and also conducting promotions indirectly through social media and also excellent service by CS for customers.
Analisis Pelaksanaan Akad Murabahah dalam Pembiayaan Pembelian Rumah (PPR) Syariah, Studi Kasus Bank Syariah Indonesia KCP Medan Marelan Risky Sobari; Tuti Anggraini; Nurul Inayah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1943

Abstract

Finding out how Bank Syariah Indonesia KCP Medan Marelan implements murabahah contracts is the aim of this study and to evaluate the DSN MUI Fatwa Number 04/DSN-MUI/IV/2000 for the appropriateness of implementing this sharia KPR. The study employs a qualitative descriptive methodology, collecting data from primary and secondary sources such as interviews and literature reviews encompassing books, statutes, papers, and so on. According to the research findings, the DSN MUI fatwa Number 04/DSN-MUI/IV/2000 is followed when implementing a murabahah contract to finance the purchase of a sharia house or sharia house ownership (KPRS), in terms of financing stages or procedures, the amount of funds provided, financing without usury, and other factors