Amrul Muzan
Universitas IsIam Negeri Sultan Syarif Kasim Riau

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 15 Documents
Search

PERILAKU PEDAGANG DAN KONSEP BAI’I MABRUR DALAM FIQIH MUAMALAH Amrul Muzan
Hukum Islam Vol 18, No 1 (2018): HUKUM KELUARGA DAN EKONOMI SYARIAH
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v18i1.5412

Abstract

Kata mabrûr lebih familiar di Indonesia digunakan pada kata haji, padahal kata ini juga digunakan secara luas untuk kata yang lainnya, seperti kepada orang tua, dalam berjanji, juga dalam transaksi jual beli. Kata ini dalam hadits menggunakan kata bai’i mabrûr. Jual beli adalah kegiatan mutlak yang tidak bisa dihindarkan oleh manusia. Jual beli berkaitan dengan usaha memenuhi kebutuhan, baik pribadi, keluarga, dan lainnya. Jual beli juga berkaitan dengan usaha untuk memperoleh keuntungan. Usaha memenuhi kebutuhan dan usaha untuk memperoleh keuntungan ini dapat membuat manusia menjadi lupa diri dan tidak memperhatikan aturan, apalagi jika pelakunya adalah orang yang tidak berilmu dan memiliki nafsu yang tidak baik.Tulisan ini memuat secara komprehensif  konsep jual beli mabrûr yang memperhatikan setiap sisi kebaikan dalam setiap dimensi sebuah transaksi jual beli. Transaksi jual beli dengan niat dan tujuan yang baik, produk barang dan jasa baik, proses, hasil serta dampak yang baik secara menyeluruh. Hal ini untuk menghilangkan kebiasaan buruk di masyarakat yang mengutamakan mencari keuntungan dengan mengabaikan aspek hukum dan etika dalam transaksi jual beli.
PEMANFAATAN LAHAN KOSONG PERSPEKTIF EKONOMI ISLAM Amrul Muzan Titin Suprihatin
Hukum Islam Vol 16, No 2 (2016): VOL 16 NO. 2 (2006) NOPEMBER 2016
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v16i2.2677

Abstract

Terdapat empat macam sistem pemanfaatan lahan kosong yang terjadi di Desa Sri Gading yaitu sistem sewa, bagi dua, bagi tiga, dan sistem tolong-menolong/pinjam gratis tidak ada ketentuan dalam bagi hasil pertanian. Adapun yang menjadi kendala dalam sistem pemanfaatan lahan kosong ini kurangnya lahan dikarenakan lahan yang digarapnya terbatas sedangkan kemampuan untuk menggarapnya ada, kurangnya tenaga disebabkan mereka tidak memiliki waktu untuk mengolah lahan mereka, karena sudah tidak kuat lagi (sudah tua) dan kendala yang lain yaitu adanya perselisihan antara pemilik lahan dan penggarap mengenai pembagian hasil karena kurangnya keterbukaan atau transparansi petani kepada pemilik lahan, hal ini selain dapat mempengaruhi pembagian hasil juga dapat mempengaruhi hilangnya kepercayaan pemilik lahan terhadap petani.
Konversi Perbankan Syariah Dari Konvensional pada Bank Umum Milik Daerah di Indonesia Amrul Muzan; Nazla Fatimah Fatimah Hanani; Riska Riska
ISLAMIC BUSINESS and FINANCE Vol 3, No 1 (2022): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v3i1.17392

Abstract

The conversion of conventional banks to Islamic banks in Indonesia is one of the mechanisms for the structure of Islamic banks. That is a legal change from the conventional banking system to the Islamic banking system. The purpose of this study is to see an overview of the conversion process at the Regional Development Bank. Instant conversion can increase the amount of capital and assets of Islamic banking, but the conversion policy also raises the problem of an ineffective corporate governance mechanism model. The research method is descriptive qualitative, looking at the literature and banking reports that have been converted and are in the process of being converted to Islamic Banking. The results show that had successfully converted, some banks are in the process of converting and partially postponing. This article has implications for regional banks that want to convert to pay attention to banking problems that have been converted to Islamic Banking first.Keywords: conversion, Islamic bank, conventional bank
Harta Dan Kepemilikan (Batasan Saving Perspektif Ekonomi Islam) Muflihul Fadhil; Febrian Permana; Amrul Muzan
Qonun Iqtishad EL Madani Journal Vol. 3 No. 2 (2024): Juni
Publisher : Yayasan Marwah Madani Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55438/jqim.v3i2.116

Abstract

This research aims to provide an understanding of the nature of property and ownership as well as the limits of saving that every Muslim needs to understand in order to comply with the rules of the Al-Qur'an and hadith. Based on this understanding, it can be a guide for every believer in how to obtain, use and store the blessings of wealth that have been given by Allah SWT. This research method uses qualitative descriptives which briefly discuss the concept of wealth and the limits of saving or saving money from an Islamic perspective, based on literature studies from the Al-Qur'an and hadith. The research results show that; 1) The essence of wealth is a gift and favor from Allah which is used as a cause for the establishment of benefits for life; 2) The essence of ownership of property is that it completely belongs to Allah which He has given to humans with the aim of being able to use it as well as possible in accordance with Allah's provisions for the welfare of all mankind, and this property is a deposit that will be accounted for in the afterlife, starting from how to get it, use it and save it; 3) The limit of saving money from an Islamic perspective is to be precautionary (money demand for precautionary) not to hoard money, which means preventing carrying out obligations (Allah's rights). However, based on the current concept of modern financial management, saving is done using banking financial institutions, it can be ensured that savings money is managed in accordance with applicable regulations. This is where a customer is required to be able to choose sharia-based banking so that the results from managing savings are guaranteed to be halal in accordance with the concept of sharia
Analisis Pengaruh Tingkat Suku Bunga Terhadap Dana Nasabah di Bank Syariah Muzan, Amrul; Rahman, Rifqy; Permata Sari, Tina; Farhat, Muhammad Farhat
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 6 No. 1 (2024): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v6i1.4484

Abstract

This research aims to analyze the influence of interest rates on customer funds in Islamic banks and identify strategies that can be implemented by Islamic banks to maintain and increase customer trust and loyalty. This research uses a qualitative approach, by collecting data through in-depth interviews with customers and managers of Islamic banks as well as analysis of related literature. The research results show that changes in conventional interest rates can influence customers' decisions in depositing or withdrawing their funds at Islamic banks. To overcome this, Islamic banks need to develop investment portfolio diversification strategies, including products that provide protection against inflation such as real assets. In addition, Islamic banks must improve transparency, staff professionalism and customer service quality. Education and effective communication regarding the benefits and advantages of sharia products are also important to build customer trust and loyalty. The practical implications of this research include developing competitive products, increasing the use of digital technology for customer service, and regularly evaluating and adjusting strategies to respond to market changes. By implementing these measures, Islamic banks can increase their competitiveness, maintain customer loyalty, and achieve sustainable growth.
MITIGASI KONFLIK RUMAH TANGGA DALAM UPAYA MENJAGA KEUTUHAN KELUARGA SAKINAH Muzan, Amrul; Muir, Syamsuddin; Basri, Hasan; Gemilang, Kemas Muhammad; Darulhuda, Darulhuda
Hukum Islam Vol 22, No 2 (2022): HUKUM KELUARGA SOSIOLOGIS-ANTROPOLOGIS
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jhi.v22i2.21434

Abstract

Banyak konflik yang terjadi di masyarakat yang bersumber dari berbagai hal, yang sebenarnya dapat dihindari jika pengetahuan dasar sebelum melangsungkan pernikahan khususnya dalam hal mitigasi konflik. Tujuan penelitian ini adalah untuk mitigasi kasus konflik rumah tangga Metode penelitian menggunakan Analisa normatif, yaitu menjelaskan dan menganalisa norma-norma filosofis yang seharusnya diimplementasikan dalam kehidupan. Hasil penelitian menunjukkan Riau menduduki peringkat sembilan secara nasional dengan tingkat perceraian tertinggi di Indonesia, yaitu sebanyak 12.722 kasus. Penelitian ini menguraikan upaya mitigasi konflik dengan cara menjelaskan nilai-nilai dalam tujuan membina rumah tangga, cara menggapai rumah tangga bahagia atau sakinah, dan solusi Islam dalam menjaga keutuhan rumah tangga sakinah. Hasil penelitian ini menunjukan bahwa upaya mitigasi konflik rumah tangga adalah dengan cara para pasangan suami istri itu harus berkomitmen kuat dalam menjaga kelangsungan hidup berumah tangga, bertanggungjawab dalam memenuhi nafkah keluarga, saling menghargai sesama anggota keluarga, saling percaya antara suami isteri dan anggota rumah tangga, saling komunikatif dalam menjalani hidup keseharian, saling mencintai, dan saling hidup dalam keterbukaan mengurangi tingkat konflik dan perceraian
Larangan Riba dalam Hadits di Era Digital Arum, Hafidza Sanshia; Muzan, Amrul
Jurnal Iqtisaduna Vol 10 No 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v10i2.52720

Abstract

This study discusses the relevance of the prohibition of usury in the hadith in the digital era, focusing on the application of sharia principles in modern financial technologies such as fintech, cryptocurrency, and online lending. The purpose of the study is to explore the concept of usury in the hadith and identify its implications for the contemporary digital financial system. This research uses a qualitative method with a descriptive-analytical approach. Data collection was conducted through library research, using primary sources in the form of relevant hadith texts and secondary sources such as journal articles and books. The data were analyzed using a thematic approach to identify the relevance of the prohibition of usury in digital financial transactions. The results show that although digital financial technology offers wider financial inclusion, some financial products still have the potential to involve usury practices. The implications of this study include the need for stricter regulations, development of sharia-based fintech products, and improvement of public financial literacy. Thus, the prohibition of usury in the hadith remains relevant as a guide in facing the challenges of modern financial technology in order to achieve economic justice in accordance with sharia principles.
Kesenjangan Upah dan Keadilan Sosial terhadap Sistem Pengupahan di Indonesia Indrayani, Sufi; Muzan, Amrul
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 7 No. 1 (2025): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v7i1.1505

Abstract

Wage disparity in Indonesia reflects a significant challenge in social justice, particularly within the wage system. This study aims to identify and analyze the factors contributing to wage inequity, including policies, corporate practices, and gender and sectoral inequalities. Using a qualitative approach, the study explores perspectives from various stakeholders, such as workers, employers, and regulators, while utilizing policy data and relevant documents for analysis. The findings reveal that structural injustices in wage distribution have widened the gap between high- and low-income workers. Factors such as differences in education, experience, and geographic location significantly contribute to this disparity. Gender-based inequality is also a major concern, with women often receiving lower wages than men despite having equivalent qualifications. In terms of policy, the study found that minimum wage regulations are often insufficient to address these inequalities. A lack of transparency in wage determination and weak regulatory enforcement exacerbate the issue. Theoretical frameworks, such as John Rawls' theory of justice, emphasize the importance of redistributing wages to benefit the most disadvantaged groups, while the efficiency wage theory suggests that higher wages can enhance worker productivity. This study recommends reforms in wage policies focused on distributive justice, increased transparency, and strengthened government regulations. These approaches are expected to create a more inclusive wage system that considers not only economic aspects but also social welfare, fostering sustainable social and economic stability in Indonesia.
Resiko Investasi dan Pasar Modal Syariah dalam Analisis Kaidah Fikih Muzan, Amrul; Amanda, Elisa; Andika, R. Yopan; Lutfi, Fadil
Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam Vol. 3 No. 2 (2024): Al-Faruq : Jurnal Hukum Ekonomi Syariah dan Hukum Islam
Publisher : Program Studi Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-faruq.v3i2.3157

Abstract

This article discusses Islamic capital market risk analysis through a fiqh principles approach. The problem formulation includes the definition of investment, the concept of investment in Islamic law, the definition of sharia investment, as well as Islamic law's view of the sharia capital market. The research questions asked include: What is the concept of investment according to Islamic law? What is the difference between investment and speculation in sharia? What is the Islamic perspective on Islamic capital market risks?This research uses a descriptive analysis method with a normative juridical approach, which utilizes secondary data through document study and literature study. The findings show that the sharia capital market is based on the principles of halal, justice and avoidance of elements of usury, gharar and maisir. However, risks such as default on sukuk still exist and require mitigation through the application of the profit sharing principle. The Islamic capital market supports economic sustainability by complying with sharia principles that avoid market manipulation activities and interest-based transactions. This article concludes that the application of fiqh rules in the Islamic capital market not only increases fairness and transparency but also provides sustainable benefits for the economy and society at large.
Etika Bisnis Syariah di Tengah Perkembangan E-Commerce: Kajian Kualitatif dari Literatur Islam Anjelina, Juwita; Muzan, Amrul
Al-Maqashid: Journal of Economics and Islamic Business Vol. 5 No. 1 (2025): April: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v5i1.1487

Abstract

This research explores the application of sharia business ethics in rapidly growing e-commerce. Although e-commerce makes transactions easier, it presents challenges to ensure compliance with sharia principles such as honesty, fairness and transparency. This study uses a qualitative approach based on Islamic literature to identify technologies such as blockchain and sharia fintech proposed to reduce the risk of sharia violations. This research emphasizes the importance of strict regulations, effective supervision, and the application of sharia values ​​in e-commerce to increase consumer trust and create a sustainable business ecosystem in accordance with Islamic teachings.