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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN KREDIT CEPAT DAN AMAN PT.PEGADAIAN (PERSERO) UPC CIRENDEU Delfi Yandri; Dewi Rahmah Fatmalia
KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS Vol 9, No 01 (2020): KOMPLEKSITAS EDISI JUNI 2020
Publisher : ITB Swadharma

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Abstract

During the last five years, the number of loans disbursed to the Indonesian people has increased (in trillions), namely in 2009 was 11,855; in 2010 is 15,021; the year 2011 was 19,872; in 2012 was 22,854; and in 2013 was 21.505 (BPS, 2016). Likewise, the development of the number of requests for credit disbursed by PT Pegadaian Cirendeu has increased in the last five years. The increasing number of requests for credit by the public provides an opportunity for PT Pegadaian as an alternative to channeling credit to the community, especially for the middle to lower class people who do not get credit facilities from banks. KCA (Fast and Secure Credit) is a loan from PT Pegadaian with a pawn system whose repayment is made by paying the loan money and capital rent and given to all groups of customers
ANALISIS PROSES REKRUTMEN DAN SELEKSI TERHADAP KINERJA KARYAWAN PT. BANK MANDIRI Delfi Yandri; Nadhifa Putri Adiani
KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS Vol 9, No 02 (2020): KOMPLEKSITAS EDISI DESEMBER 2020
Publisher : ITB Swadharma

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Abstract

In the management of Human Resources (HR), one of the important things is the recruitment and selection process, where this process is expected to assist the company in obtaining qualified and qualified candidates in accordance with the specified qualifications to encourage the achievement of the company goals. Recruitment is the process of finding and attracting prospective employees (applicants) who are able to apply as employees or open job vacancies until they get the desired candidate or meet the qualifications according to the position or vacancy available. Selection is the first attempt by the company to obtain qualified employees. and competent who will serve and do all the work in the company. Selection is a material part of human resource management operations, namely procurement, while the procurement itself consists of planning, recruitment, selection, placement, and production. The purpose of this study was to determine the recruitment and selection process on employee performance at PT. Bank Mandiri
DAMPAK COVID 19 TERHADAP PERKEMBANGAN PASAR MODAL INDONESIA Delfi Yandri; Dhenok Darwanti; Hadi Purwanto
REMITTANCE: JURNAL AKUNTANSI KEUANGAN DAN PERBANKAN Vol 3, No 2 (2022): REMITTANCE DESEMBER 2022
Publisher : Institut Teknologi dan Bisnis Swadharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56486/remittance.vol3no2.274

Abstract

The world economy is slowly starting to move to catch up, which was paralyzed by Covid, and Indonesia is no exception. Investors tend to choose to wait and see, meaning they hold their investments and wait for the right moment to make transactions, this is because Covid 19 has caused a decline in the JCI at 6300 has fallen drastically to 3900. So this also causes a decrease in activity transactions in the Indonesian capital market. The research was carried out to analyze the impact of the Covid-19 Pandemic on the Indonesian Capital Market. The research uses descriptive and verification methods with the sample in this study, namely the Covid-19 Pandemic data as a dummy variable for Capital Market using data from the Jakarta Composite Index (IHSG). Based on the results of the linear regression statistical test, the following results were obtained: significant and negative to the Indonesian Capital Market. The results of this study are proposed to be able to contribute to society, which holds Capital Market policies and supervisory institutions regarding the importance of capital market inclusiveness in Indonesia.Ekonomi dunia perlahan-lahan mulai bergerak untuk mengejar ketertinggalan yang sempat lumpuh karena Covid, tidak terkecuali di Indonesia. Pelaku investor cenderung memilih wait and see, artinya mereka menahan investasi mereka dan menunggu saat yang tepat dalam melakukan transaksi. Hal ini disebabkan Covid 19 telah  menyebabkan penurunan IHSG di angka 6300 jatuh drastis ke titik 3900.  Sehingga hal ini berakibat kepada penurunan aktivitas transaksi di pasar modal Indonesia. Penelitian dilaksanakan dengan tujuan untuk menganalisis dampak Pandemi Covid-19 terhadap  perkembangan pasar modal Indonesia. Metode penelitian menggunakan metode deskriptif dan verifikatif dengan sampel dalam penelitian ini yaitu data selama pandemi Covid-19 sebagai variabel dummy terhadap perkembangan pasar modal yang diproyeksikan dengan Indeks Harga Saham Gabungan (IHSG). Berdasarkan hasil uji statistik regresi linier diperoleh hasil bahwa pandemi Covid-19 mempengaruhi dengan signifikan dan negatif terhadap perkembangan pasar modal Indonesia. Hasil dari penelitian ini diusulkan dapat memberikan sumbangsih terhadap masyarakat, terutama pemegang kebijakan dan lembaga pengawas pasar modal mengenai pentingnya inklusivitas pasar modal di Indonesia.