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All Journal Kompleksitas: Jurnal Ilmiah Manajemen, Organisasi, dan Bisnis
Tannia Regina
Institut Teknologi dan Bisnis (ITB) Swadharma
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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PROSEDUR PINJAMAN TANGGUNG RENTENG UNTUK MODAL USAHA UMKM PADA UNIT JASA KEUANGAN KOPERASI GARUDAYAKSA NUSANTARA (KGN) Tannia Regina; Tedi Rochendi; Arya Nanda Pratama
KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS Vol 10, No 2 (2021): KOMPLEKSITAS EDISI DESEMBER 2021
Publisher : ITB Swadharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (823.773 KB) | DOI: 10.56486/kompleksitas.vol10no2.136

Abstract

The Joint Liability Loan Procedure for UMKM at the Unit Jasa Keuangan Koperasi Garudayaksa Nusantara. This research is a qualitative research with a descriptive design. The purpose of this study is to describe and determine the implementation of joint responsibility loans starting from the marketing process of jointly and severally loan products, the formation of jointly and severally responsibility groups, the application of jointly and severally responsible loans to UJK KGN, the process of analyzing the feasibility test of joint responsibility, to the process of disbursement of jointly and severally loans. The joint responsibility loan is used by UJK KGN customers as business capital to run their UMKM business operations. The results showed that the joint responsibility loan procedure had been carried out properly and in accordance with standard operating procedures at UJK KGN but in practice there were still UJK KGN customers whose installments were in arrears and the repayment of loan installments did not match the due date
SISTEM DAN PROSEDUR PENGGUNAAN CASH CARD SEBAGAI PEMBAYARAN OPERASIONAL KAS KECIL PADA PT. PERTAMINA (PERSERO) Teddy Rochendi; Tannia Regina; Viona Putri Dina Surya
KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS Vol 11, No 2 (2022): KOMPLEKSITAS EDISI DESEMBER 2022
Publisher : ITB Swadharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56486/kompleksitas.vol11no2.272

Abstract

The payment of routine operational activities of the company can be performed by using cash card. Cash card is a debit card service company as mean of petty cash transaction is allocated centrally by the company to the operating units/officer in 1 (one) period to pay routine operational activities of the company. User responsible is employee appointed by official authority in certain operating unit within the company as Vice President. Accountability for cash card must be done each activity after payment of goods/services and routine operational every month.Pembayaran kegiatan rutin operasional perusahaan dapat dilakukan dengan menggunakan Cash Card. Cash Card merupakan layanan kartu debit perusahaan sebagai sarana transaksi petty cash yang dialokasikan secara terpusat oleh perusahaan kepada unit operasi/pegawai dalam 1 (satu) periode tertentu untuk membayar kegiatan operasional rutin perusahaan. Pengguna dan penanggungjawab adalah pekerja yang ditunjuk oleh pejabat berwenang dalam unit operasi tertentu dalam perusahaan seperti Vice President. Pertanggungjawaban Cash Card harus dilakukan tiap kegiatan setelah transaksi pembayaran atas barang/jasa dan kegiatan rutin operasional setiap akhir bulan.
Co-Authors Arya Nanda Pratama Teddy Rochendi Tedi Rochendi Viona Putri Dina Surya