Claim Missing Document
Check
Articles

Found 4 Documents
Search

DETERMINANTS OF ASSETS GROWTH OF FOREIGN OWNED BANKS IN INDONESIA Aswin Rivai; Rina Indiastuti
Aliansi : Jurnal Manajemen dan Bisnis Vol 13, No 2 (2018): Aliansi : Jurnal Manajemen dan Bisnis
Publisher : Sekolah Tinggi Manajemen IMMI Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46975/aliansi.v13i2.22

Abstract

The aim of this research is to assess the dominant factors enabling foreign owned banks to increase their assets in Indonesia and to confirm whether the “follow the customers hypothesis” is also applicable in motivating foreign owned banks to do business in Indonesia to support investment and trade activities of the companies originated from foreign countries. Using the panel data of 28 foreign owned commercial banks in Indonesia between 2006-2015 obtained from Indonesian Banking Directory, Indonesian Banking Statistics databases, foreign country central bank websites, a least square dummy variable (LSDV) regression model was applied to examine the effect of Bilateral Trade, Foreign Direct Investment (FDI), Interest Rate Differences, Domestic Deposits, Parent banks Return on Assets (ROA) and Length of Time presence of the foreign owned banks in Indonesia on Assets or Size of Foreign Owned Banks. The main findings is that the decisions by foreign owned banks to operate and to expand its business in Indonesia is predominantly affected by the increase in realization of projects funded by Foreign Direct Investment from counterpart countries, third parties fund or domestic deposit denominated in foreign currencies, profitability of the parent banks in home country and long time presence in Indonesia to enable parent bank and their branches or subsidiaries gain better operating experience, better general managerial expertise and better knowledge of local environment. Bilateral Trade and Interest Rate Differences between home and host country has no impacts at all on Assets of Foreign Owned Banks. “Follow the customer hypothesis” is applicable in Indonesia only in terms of FDIs but not applicable in terms of bilateral trade. The findings will help management of the banks in designing more reliable business plan and also used as input or tools for policy makers prior issuing the license for the newly open foreign owned banks offices or increase of its branch offices. It is suggested foreign owned banks to consider empowering its trade financing scheme which will increase the banks size or assets.
DETERMINAN SUKU BUNGA PASAR UANG ANTAR BANK TAHUN 1990-2019 Juan Patrick Lie; Aswin Rivai
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan Vol. 1 No. 8 (2022): July
Publisher : PENERBIT LAFADZ JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v1i8.162

Abstract

Tingkat Suku Bunga Pasar Uang Antar Bank merupakan tingkat suku bunga yang digunakan pada perbankan dan ditetapkan oleh bank sentral yang digunakan untuk transaksi pada pasar uang di Indonesia. Suku bunga pasar uang antar bank di pengaruhi oleh berbagai faktor moneter seperti inflasi, nilai tukar, jumlah uang beredar dan investasi. Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, nilai tukar, jumlah uang beredar dan investasi terhadap suku bunga pasar uang antar bank. Penelitian ini menggunakan data dari tahun 1990-2019 per tahun. Metode yang digunakan dalam penelitian ini ialah model analisis linear berganda dengan menggunakan metode OLS. Hasil analisis regresi linear berganda menujukkan bahwa (1) terdapat pengaruh yang signifikan antara inflasi dengan suku bunga pasar uang antar bank (2) terdapat pengaruh yang siginifikan antara nilai tukar dengan suku bunga pasar uang antar bank (3) terdapat pengaruh yang signifikan antara jumlah uang beredar dengan suku bunga pasar uang antar bank (4) terdapat pengaruh yang signifikan antara investasi dengan suku bunga pasar uang antar bank.
ANALISIS FAKTOR-FAKTOR PENDAPATAN PREMI, BEBAN KLAIM, DAN INVESTASI ASURANSI TERHADAP PDB DI INDONESIA Sativa, Fajri Sena; Rivai, Aswin
Journal of Economics and Regional Science Vol. 6 No. 1 (2026): Journal of Regional and Science
Publisher : STIE Jambatan Bulan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52421/jurnal-esensi.v6i1.586

Abstract

GDP is an econometric variable useful for understanding a country's economic growth. The insurance industry in Indonesia faces challenges, with the insurance penetration rate reaching only 2.59% by the end of 2023. This illustrates significant challenges in increasing the sector's contribution to the national economy. This study analyzes the impact of premium income, claim expenses, and insurance investments on Indonesia's GDP during the 2019-2023 period. A quantitative approach was used with panel data analysis techniques, encompassing 18 insurance companies registered with the Financial Services Authority (OJK). The results indicate that premium income and insurance investments have a significant positive impact on GDP, while claim expenses have an insignificant effect. Furthermore, simultaneous analysis reveals that all three variables collectively have a significant impact on Indonesia's economic growth. These findings highlight the critical role of the insurance sector in driving economic growth through increased liquidity and financial protection.
Analisis Faktor-Faktor yang Mempengaruhi Volume Ekspor Tembakau di Indonesia Eka Apriliansyah; Sarah Ghania; Aswin Rivai
Journal of Development Economics and Digitalization Vol 5 No 1 (2026): JDED, February 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/jded.v5i1.13873

Abstract

Ekspor menjadi semakin penting seiring dengan kemajuan globalisasi karena ekspor ialah salah satu dari sekian banyak faktor yang mendorong perekonomian suatu negara. Sebuah negara dapat memperoleh keuntungan dalam perdagangan internasional jika negara tersebut mengkhususkan diri pada produk, mengekspor komoditas yang dapat diproduksi secara relatif lebih produktif, dan mengimpor barang yang produksinya relatif lebih sedikit atau tidak produktif. Penelitian ini bertujuan untuk menganalisis bagaimana pengaruh produksi tembakau, PDB, nilai tukar dan harga tembakau internasional terhadap volume ekspor tembakau Indonesia tahun 1991-2021. Data yang digunakan untuk penelitian ini adalah data sekunder periode tahunan yang berjumlah 31 data observasi dan diperoleh melalui data Direktorat Jenderal Perkebunan, World Bank dan Badan Pusat Statistika. Jenis penelitiannya berbentuk time series serta memakai metode olah data ECM (Error Correction Model) dengan tujuan melihat pengaruh jangka panjang maupun jangka pendek masing-masing variabel. Penelitian ini menemukan bahwa produksi tembakau, PDB dan harga internasional tidak berpengaruh signifikan, sedangkan untuk variabel nilai tukar berpegaruh signifikan untuk periode jangka panjang, tetapi tidak signifikan pada periode jangka pendek. Secara simultan seluruh variabel tidak memiliki pengaruh signfikan terhadap volume ekspor tembakau baik jangka pendek ataupun jangka panjang. Keywords : Volume Ekspor Tembakau; Produksi Tembakau; PDB; Nilai Tukar; Harga Internasional Tembakau.   Abstract Exports are becoming increasingly important with the advancement of globalization because they are one of the many factors driving a country's economy. A country can gain an advantage in international trade by specializing in products, exporting commodities that can be produced relatively more productively, and importing goods that are produced relatively less or less productively. This study aims to analyze the influence of tobacco production, GDP, the exchange rate, and international tobacco prices on Indonesia's tobacco export volume from 1991 to 2021. The data used for this study is secondary data for an annual period, totaling 31 observations, obtained from the Directorate General of Plantations, the World Bank, and the Central Statistics Agency. This study uses a time series method using the ECM (Error Correction Model) data processing method to examine the long-term and short-term effects of each variable. This study found that tobacco production, GDP, and international prices had no significant effect. While the exchange rate variable had a significant effect in the long-term period, it was insignificant in the short-term period. Simultaneously, all variables had no significant effect on tobacco export volume, either in the short-term or the long-term. Keywords : Tobacco Export Volume; Tobacco Production; GDP; Exchange Rate International Tobacco Prices.