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Increasing MSME productivity and implementation of business financial applications in Hegar Manah Village Parulian; Yuki Dwi Darma
Central Community Development Journal Vol. 1 No. 1 (2021): First Edition
Publisher : Privietlab

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Abstract

Increasing the productivity of MSMEs through the creation of innovative products and the application of village finance applications is a theme raised at Pelita Bangsa university community service. In this service, it is expected to be able to understand every problem that occurs in the community and make the best decisions to be able to solve these problems with creative ideas. Hegar Manah Village is located in West Java, Bekasi Regency, East Cikarang District. The livelihoods of the Hegar Manah village community are in the agricultural, trade, MSME, livestock and fisheries sectors. The most prominent potential in Hegar Manah village is in the MSME sector, in this MSME the Hegar Manah community is able to create products, namely in the food sector such as apem cakes, lunkhead, wet cakes, pastries, and various other types of pastries of superior quality.
Peningkatan Tata Kelola Desa dan Pemberdayaan Ekonomi Kreatif Berbasis Digital di Masa Pandemi Covid-19 Yuki Dwi Darma; Parulian
Central Community Development Journal Vol. 1 No. 2 (2021): December 2021
Publisher : Privietlab

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Abstract

Program Pengabdian Masyarakat merupakan program yang diadakan Universitas Pelita Bangsa di tengah Pandemi Covid-19 yang belum menunjukkan tanda akhir. Salah satu desa yang disupport oleh team Program Pengabdian Masyarakat Universitas Pelita Bangsa adalah Desa Sukaasih. Adapun Tema Program Pengabdian Masyarakat yaitu peningkatan tata kelola Desa dan Pemberdayaan Ekonomi kreatif berbasis digital di masa Pandemi Covid-19. Desa Sukaasih memiliki 6 Rukun Warga (RW) dan 24 Rukun Tetangga (RT) dengan total penduduk sebanyak 5.880 jiwa. Jumlah Mahasiswa yang ikut berpartisipasi di Desa Sukaasih berjumlah 56 orang mahasiswa. Pada desa tersebut dilaksanakan program kerja yang telah disiapkan oleh ketua Program Pengabdian Masyarakat Desa Sukaasih berdasarkan hasil Observasi lapangan dan temuan permasalah dan potensi yang ada di desa tersebut. Ada tiga Program kerja utama dan Program tambahan pada Program Pengabdian. Masyarakat di Desa Sukaasih, dan dari ketiga Program utama tersebut berhasil di selesaikan dan juga Program tambahan. Dengan adanya Program Pengabdian Masyarakat di Desa Sukaasih, diharapkan dapat meningkatkan perekonomian dan memajukan kesadaran masyarakan tentang pentingnya hidup sehat serta membantu masyarakat dengan penerapan teknologi tepat guna.
Improving governance and increasing the competitive advantage of Donut Donnich micro enterprises in Karang Sambung village Yuki Dwi Darma; Tri Wahyu Wirjawan; Parulian
Central Community Development Journal Vol. 2 No. 1 (2022): June 2022
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/ccdj.v2i1.165

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Abstract
The Influence Literacy, Income and Financial Attitude on Financial Management Behavior Nataliana Bebasari; Parulian Parulian
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 4 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2563

Abstract

The problem in this research is the consumptive behavior carried out by the community or the lack of good financial management behavior. This is supported by the rapid development of technology that has an impact on people's lifestyles. This study aims to examine the effect of financial literacy on financial management behavior. This study aims to examine the effect of income on financial management behavior. This study aims to examine the effect of financial attitude on financial management behavior. The sampling method used is a quantitative method by collecting surveys or questionnaires. The sample in the study was 100 students of the Faculty of Economics, Business and Social Sciences at Pelita Bangsa University. The author uses a Likert scale in measuring variables with simple random sampling technique. The data analysis used was multiple linear regression analysis with the help of SPSS version 23. The results of this study indicate that Financial Literacy influences Financial Management Behavior, Income influences Financial Management Behavior, Financial Attitude influences Financial Management Behavior.
The Effect of Financial Access, Financial Literacy and Financial Experience on MSME Financial Behavior Parulian Parulian; Emmelia Tan
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 4 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2564

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MSMEs contribute 60.6% to the Gross Domestic Product (GDP) in Indonesia. However, on the other hand, the level of financial literacy and financial experience of MSME actors is still low, as well as the lack of access to financial institutions for this sector. The purpose of this study is to determine whether there is an effect of financial access (X1), financial literacy (X2) and financial experience (X3) on the financial behavior (Y) of SMEs. The research data was tested using SPSS version 25, with the results of the study both partially using the T test and simultaneously using the F test there was a significant influence between the variables of financial access (X1), financial literacy (X2) and financial experience (X3) on financial behavior (X1) Y), the coefficient of determination in Adjusted R Square explains the magnitude of the influence of 72.8%, while the remaining 27.2% is influenced by other factors.
The Effect of Stock Price, Stock Trading Volume and Market Capitalization on the Stock Return of Health Sector Companies Listed on the Indonesia Stock Exchange during Covid 19 (Period 2020-2022) Elsye Fatmawati; Parulian Parulian
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 4 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2653

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The purpose of this study was to analyze the effect of stock prices, stock trading volume and market capitalization on stock returns of health sector companies listed on the Indonesia Stock Exchange (IDX) during the Covid 19 period (2020-2022 period). The capital market is a place where investors can provide a portion of their capital to invest in a company issuer to gain profit. The type of research used in this study uses quantitative research, namely research conducted using numbers as objects in conducting analysis. The data used is secondary data in the form of quarterly data over a period of 3 years. The samples used in this study were 17 health sector companies listed on the Indonesia Stock Exchange. As for the data collection method by means of documentation and sampling using purposive sampling method. The results of this study indicate that the stock price variable has a significant level of value on stock returns with the results of the t test which is worth 0.000 so it can be interpreted that the stock price variable has a significant effect on stock returns. The stock trading volume variable has a significant effect on stock returns, this can be seen by the significance value of the t test results of 0.042. The market capitalization variable has no significant effect on stock returns, this can be proven by the significance value of the t-test results of 0.212.
Analisis Perbandingan Metode Altman Z-Score, Springate, Dan Zmijewski Dalam Memprediksi Financial Distress Pada Perusahaan Pariwisata Dan Rekreasi Yang Terdaftar Di Bei Periode 2018 – 2022 Dea Arum Sari; Parulian Parulian
Journal of Economics and Business UBS Vol. 12 No. 4 (2023): Special Issue
Publisher : UniSadhuGuna Business School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v12i4.274

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Setiap perusahaan tidak dapat terhindarkan dari beberapa kesulitan yang dapat menghambat perkembangan perusahaan dan apabila perusahaan tidak mampu mengelola manajemen dengan baik, maka perusahaan akan berisiko mengalami financial distress. Risiko financial distress dapat diprediksi melalui laporan keuangan secara akurat dengan menggunakan model yang paling tepat. Penelitian ini bertujuan untuk menganalisis perbandingan metode altman z-score, springate, dan zmijewski dalam memprediksi financial distress. Jenis penelitian yang digunakan adalah penelitian komparatif dengan menggunakan metode kuantitatif. Metode pengambilan sampel yang digunakan adalah purposive sampling dan sampel dalam penelitian ini adalah 21 perusahaan subsektor pariwisata dan rekreasi yang terdaftar di BEI periode 2018 – 2022. Metode analisis data yang digunakan adalah regresi data panel yang diolah menggunaan software eviews 13. Hasil dari penelitian ini menunjukkan variabel independen semua model berpengaruh signifikan, dimana model altman z-score memiliki tingkat akurasi 100%, model springate memiliki tingkat akurasi 100% sedangkan model zmijewski memiliki tingkat akurasi 99,9998%.
Financial Literacy and Digital Payment Adoption as Determinants of Investment Intention: Evidence from the Jabodetabek Community Intan Nura Anisah; Parulian Parulian
Talent: Journal of Economics and Business Vol. 4 No. 01 (2026): March 2026
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/jeb.v4i01.1183

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The rapid advancement of digital technology has significantly transformed investment behavior, particularly in relation to digital assets such as stocks and cryptocurrencies. In Jabodetabek, public participation in digital investment has increased alongside the widespread adoption of digital payment technologies. Nevertheless, this growing enthusiasm is not always supported by adequate financial literacy, which may expose individuals to irrational investment decisions and increased financial risk. This condition highlights the importance of financial literacy and digital payment adoption as key determinants of investment intention in the digital economy. This study aims to examine the effects of financial literacy and digital payment adoption on investment intention among residents of Jabodetabek. A quantitative research approach was employed using a survey method. The research population consists of Generation Z and millennial individuals residing in the Jabodetabek area who actively use digital payment services. A total of 86 respondents were selected through purposive sampling. Primary data were collected through a Likert-scale questionnaire, while secondary data were obtained from relevant literature. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS-SEM) with SmartPLS 3.0 software. The findings of this study are expected to provide empirical insights into the role of financial literacy and digital payment adoption in shaping investment intention. Furthermore, the results may serve as a reference for policymakers, financial institutions, and educators in designing effective financial education programs and inclusive digital investment policies, particularly in the context of rapidly growing digital financial ecosystems.
Penguatan Kompetensi Manajemen Keuangan dan Transformasi Digital Perbankan bagi Karyawan Bank dalam Meningkatkan Kinerja dan Layanan Parulian Parulian; Nataliana Bebasari; Elsye Fatmawati; Suwandi Suwandi; Galih Khaerul Ichwan
Dedikasi: Jurnal Pengabdian Lentera Vol. 3 No. 02 (2026): Februari 2026
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/djpl.v3i02.1204

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Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memperkuat kompetensi manajemen keuangan dan kecakapan transformasi digital bagi karyawan Bank Indeks wilayah Bekasi guna meningkatkan kinerja operasional dan kualitas layanan perbankan. Pelatihan dilaksanakan secara luring selama 90 menit menggunakan metode ceramah interaktif dan diskusi berbasis studi kasus, dengan melibatkan 30 karyawan dari divisi operasional, pemasaran dan kredit, serta layanan nasabah. Evaluasi dilakukan melalui instrumen pre-test dan post-test serta kuesioner kepuasan peserta. Hasil kegiatan menunjukkan peningkatan rata-rata skor kompetensi yang signifikan dari 54,8 menjadi 80,5 (peningkatan 47,3%), dengan domain transformasi digital mencatatkan lonjakan lebih tinggi (+53,3%) dibandingkan domain manajemen keuangan (+41,3%). Tingkat kepuasan peserta mencapai 4,63 dari skala 5,00 (92,7%), dengan dimensi manfaat praktis memperoleh penilaian tertinggi (96,0%). Temuan ini mengkonfirmasi efektivitas pendekatan pelatihan partisipatif dalam meningkatkan literasi keuangan dan kecakapan digital karyawan perbankan, sekaligus mengidentifikasi kesenjangan kompetensi digital sebagai prioritas utama pengembangan SDM perbankan di wilayah Bekasi.
Pengaruh Edukasi Keuangan Terhadap Pengelolaan Keuangan Pribadi dengan Kesadaran Resiko Sebagai Variabel Mediasi Elsye Fatmawati; Nataliana Bebasari; Parulian Parulian
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10754

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Penelitian ini bertujuan menganalisis pengaruh edukasi keuangan terhadap pengelolaan keuangan pribadi dengan kesadaran resiko sebagai variabel mediasi. Penelitian menggunakan pendekatan kuantitatif dengan desain survei. Populasi penelitian adalah masyarakat Bekasi yang memiliki pengalaman atau minat dalam investasi keuangan. Sampel berjumlah 85 responden yang dipilih menggunakan purposive sampling. Pengumpulan data dilakukan melalui kuesioner online dengan skala Likert lima poin, sedangkan analisis data menggunakan Structural Equation Modeling berbasis SmartPLS. Hasil penelitian menunjukkan bahwa edukasi keuangan berpengaruh positif dan signifikan terhadap kesadaran resiko dan pengelolaan keuangan pribadi. Kesadaran resiko juga berpengaruh positif dan signifikan terhadap pengelolaan keuangan pribadi. Selain itu, kesadaran resiko terbukti mampu memediasi secara signifikan pengaruh edukasi keuangan terhadap pengelolaan keuangan pribadi. Nilai R Square menunjukkan bahwa model memiliki kemampuan penjelasan yang kuat. Temuan ini menegaskan bahwa peningkatan edukasi keuangan dan kesadaran resiko dapat memperkuat kualitas pengelolaan keuangan pribadi masyarakat