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All Journal Al-Sharf: Jurnal Ekonomi Islam Proceeding International Seminar of Islamic Studies Journal of Global Islamic Economic Studies
Abdul Hadi Ismail
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Religion Arts Astronomy Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Mathematics Physics Other

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THE CONCEPT OF ONLINE BUYING IN SHARIAH ECONOMY Abdul Hadi Ismail; Riyan Pradesyah
Proceeding International Seminar of Islamic Studies INSIS 3 (February 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

Buying and selling is an activity that is often carried out by humans, where currently buying and selling has undergone a model development. Previously, buying and selling had to meet directly between the seller and the buyer, but at this time buying and selling can be done virtual or online. This is what is now in the public spotlight, where a lot of fraud is carried out on the results of buying and selling online, there are many cases that occur, such as the difference between the goods in the online store and the fact that the ordered goods do not arrive, the ordered goods are defective and so on. The research method in this article uses a literature review, where researchers look for sources related to the concept of buying and selling, then describe them and narrate them in research principles. The results obtained, that everyone wants the renewal of the activities carried out, including buying and selling. In Islamic Economics, the concept of buying and selling online can be used, it just has to comply with the sharia that has been regulated, upholding honesty, goods sold are not forbidden in Islam, there is a willingness between the seller and the buyer, and trustworthiness. This is what must be applied in online buying and selling activities according to the perspective of Islamic economics.Keywords: Shariah Economics, Buying and Selling Online
Analisis Manajemen Strategi Dalam Menghadapi Persaingan Bisnis (Studi Kasus UMKM Halal Di Pematang Siantar) Cici Cahyani; Abdul Hadi Ismail
Al-Sharf: Jurnal Ekonomi Islam Vol 4, No 2 (2023)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v4i2.7757

Abstract

This research was conducted at UMKM Pinkan Bakery, the purpose of this study was to find out the Management Strategy in Facing Business Competition. The research used is a descriptive qualitative approach, namely an explanatory data analysis and information related to the theories that will be analyzed in qualitative research and provides conclusions from this research. The subject of this research is UMKM Pinkan Bakery. Data collection techniques used were library research, observation, interviews and documentation, the data sources used were primary data and secondary data, and data analysis consisted of inductive techniques, deductive techniques and conclusion drawing. The research results obtained regarding Strategic Management Analysis in Facing Business Competition using a Cost Advantage Strategy, where a cost advantage strategy can be carried out by providing high quality products to customers or innovating the products offered to optimally retain customers.
Analysis Of Ta'zir Fund Management For Default Customers In Improving Customer Discipline At PT. BPRS Puduarta Insani Siti Febriana; Abdul Hadi Ismail
Journal of Global Islamic Economic Studies Vol. 1 No. 2 (2023): Journal of Global Islamic Economic Studies
Publisher : Penerbit Merdeka Kreasi

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Abstract

The purpose of this study is to find out how PT. BPRS Puduarta Insani in managing Ta'zir funds to Default customers in improving customer discipline. The method used in this study is a qualitative approach. PT. BPRS Puduarta Insani offers several products both in raising funds, distributing funds and other services. PT. BPRS Puduarta Insani often experiences arrears problems caused by negligence and unwanted circumstances occur. So PT. BPRS Puduarta Insani applies Ta'zir to customers who make delays whose purpose is to anticipate that there will be no delays for customers in carrying out their obligations. In Fatwa DSN-MUI No. 17/DSN-MUI/IX/2000 states that Ta'zir applies to customers who can afford but deliberately delay payments. Based on the results of the company's decree PT. BPRS Puduarta Insani large Ta'zir applied at the bank is 0.00069 per day, and 2% for 1 month, the size of the percentage of Ta'zir depends on the length of time the customer is in arrears in payment installments. There is a way done by PT. BPRS Puduarta Insani to default customers who deliberately delay payments, namely by giving special attention or approaches such as conducting regular monitoring and providing advice, the aim of which is that customers are on time in paying financing installments, if customers continue to delay payments, PT. BPRS Puduarta Insani will issue warning letters I, II, III to customers and if there is no change, confiscation of collateral will be carried out.
Co-Authors Cici Cahyani Pradesyah, Riyan Siti Febriana