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Peran Bank Wakaf Mikro Lirboyo dalam Meningkatkan Inklusi Keuangan Syariah Pelaku Umkm Kediri Perspektif Kesejahteraan Islam Ilyas Adhi Purba; Ali Samsuri; Muhamad Wildan Fawa'id
Journal of Islamic Economics (JoIE) Vol 2, No 1 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v2i1.4343

One of the government's strategies in increasing Islamic financial inclusion is an empowerment program for micro business actors through the Micro Waqf Bank (BWM). In the city of Kediri there is a BWM which has quite good development in helping the community's economic growth, one of which is BWM Berkah Rizqi Lirboyo. Utilization of access to sharia finance provided by BWM Berkah Rizqi Lirboyo, will certainly have a positive impact on the customer's economy. The various benefits that customers get will lead to the realization of community welfare. As Muslims, the achievement of prosperity also needs to be considered from an Islamic perspective. Therefore, this study wants to examine the role of BWM Berkah Rizqi Lirboyo in increasing Islamic financial inclusion in the perspective of Islamic welfare. This research is included in the type of field research. The data collection technique used observation, documentation, and interviews with the relevant informants. The results of this study indicate that the role of BWM Berkah Rizqi Lirboyo in increasing Islamic financial inclusion through access to qardhul hasan financing, financing supervision through KUMPI and HALMI, and realizing the dimensions of financial inclusion well. Based on the perspective of Islamic welfare according to Al-Ghazali, five basic things must be fulfilled in maqashid sharia. These five basic needs have been fulfilled by customers, so that the welfare of customers from an Islamic perspective has been fulfilled.Salah satu strategi dari pemerintah dalam meningkatkan inklusi keuangan syariah adalah program pemberdayaan pada pelaku usaha mikro melalui Bank Wakaf Mikro (BWM). Di Kota Kediri terdapat BWM yang memiliki perkembangan cukup baik dalam membantu pertumbuhan perekonomian masyarakat, salah satunya adalah BWM Berkah Rizqi Lirboyo. Pemanfaatan akses keuangan syariah yang diberikan BWM Berkah Rizqi Lirboyo, tentu akan memberikan dampak positif pada perekonomian nasabah. Berbagai manfaat yang didapatkan nasabah akan mengarah pada terwujudnya kesejahteraan masyarakat. Sebagai umat muslim, tercapainya suatu kesejahteraan juga perlu memperhatikan dalam perspektif Islam. Oleh karena itu, penelitian ini ingin meneliti peran BWM Berkah Rizqi Lirboyo dalam meningkatkan inklusi keuangan syariah dalam perspektif kesejahteraan Islam. Penelitian ini termasuk dalam jenis penelitian lapangan. Teknik pengambilan data menggunakan teknik observasi, dokumentasi, serta wawancara kepada narasumber yang bersangkutan. Hasil penelitian ini menunjukan bahwa peran BWM Berkah Rizqi Lirboyo dalam meningkatkan inklusi keuangan syariah melalui akses pembiayaan qardhul hasan, pengawasan pembiayaan melalui KUMPI dan HALMI, dan mewujudkan dimensi inklusi keuangan dengan baik. Berdasarkan perspektif kesejahteraan Islam menurut Al-Ghazali, maka harus terpenuhi lima hal dasar pada maqashid syariah. Para nasabah telah terpenuhi lima kebutuhan dasar tersebut, sehingga kesejahteraan nasabah perspektif Islam telah terpenuhi.

Peningkatan Ekonomi Masyarakat Melalui Koperasi Serba Usaha “Ribath Darul Maslahah” Di Masjid Besar Arribath Kec. Jogoroto Kabupaten Jombang Ali Samsuri; Amrul Muttaqin
Realita: Jurnal Penelitian dan Kebudayaan Islam Vol. 19 No. 1 (2021): Jurnal Realita: Jurnal Penelitian dan Kebudayaan Islam
Publisher : LP2M Institut Agama Islam Negeri (IAIN) Kediri

Of the several problems based on the mapping of problems carried out at the beginning of this service activity which is the cause of the inhibition of the development of the "Ribath Darul Maslahah" Cooperative, the Great Mosque of Arribath, Jogoroto District, among others, are 1. Community Perception 2. Human Resources 3. Management Management 4. Capital. However, after socialization and training, some of these problems can be resolved, although not yet fully resolved. It is proven that from the side of the cooperative members, with the cooperative training, the members can understand the existence in depth because the cooperative is related to its main finances so that members understand the credit debit and profit calculations based on the RAT each year. And the current condition of the existence of cooperatives can increase the income of the surrounding community, with a very small percentage due to the covid-19 pandemic, which has a huge impact on the economic sector and people's income. If the people's income increases, the basic savings and voluntary savings can be increased. So that the cooperative's ability to expand the business is even wider. And finally, it can further increase the income of members and the surrounding community.

Peningkatan Ekonomi Masyarakat Melalui Koperasi Serba Usaha “Ribath Darul Maslahah” Di Masjid Besar Arribath Kec. Jogoroto Kabupaten Jombang Ali Samsuri; Amrul Muttaqin
Realita: Jurnal Penelitian dan Kebudayaan Islam Vol. 19 No. 1 (2021): Jurnal Realita: Jurnal Penelitian dan Kebudayaan Islam
Publisher : LP2M Institut Agama Islam Negeri (IAIN) Kediri

Of the several problems based on the mapping of problems carried out at the beginning of this service activity which is the cause of the inhibition of the development of the "Ribath Darul Maslahah" Cooperative, the Great Mosque of Arribath, Jogoroto District, among others, are 1. Community Perception 2. Human Resources 3. Management Management 4. Capital. However, after socialization and training, some of these problems can be resolved, although not yet fully resolved. It is proven that from the side of the cooperative members, with the cooperative training, the members can understand the existence in depth because the cooperative is related to its main finances so that members understand the credit debit and profit calculations based on the RAT each year. And the current condition of the existence of cooperatives can increase the income of the surrounding community, with a very small percentage due to the covid-19 pandemic, which has a huge impact on the economic sector and people's income. If the people's income increases, the basic savings and voluntary savings can be increased. So that the cooperative's ability to expand the business is even wider. And finally, it can further increase the income of members and the surrounding community.

PEMIKIRAN EKONOMI ISLAM ABAD VIII/14M Suhartini; Ali Samsuri
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/al-iqtishad.v5i02.803

Islamic economics as an economy is based on the Islamic legal principles of the Koran and Al- Hadith. This situation makes Islamic economics have its own character in terms of definitions, principles, systems, rules and practices. Islamic economists who defined and explored the scope of Islamic economics included Imam Al-Syatibi and Ibnu Khaldun. Al-Syatibi has his own thoughts regarding Islamic economics, according to him, Islamic economics contains Maqashid sharia which consists of Dharuriyat, Hajjiyat, and Tahsiniyat. Apart from that, Al-Syatibi also has his own concept regarding objects of ownership and taxes. Ibnu Khaldun was one of the great Islamic scholars who lived during the dark ages of Islam or the beginning of the Renaissance period in Europe. His thoughts in the context of Islamic economics can be found in his monumental work "Muqadimmah" which provides many descriptions of the concept of national wealth, wage theory, international trade, taxes and market mechanisms and others which are very useful for the study and development of Islamic economics. Ibn Khaldun also succeeded in continuing Islamic economic thought which had become a tradition of Islamic intellectual thought from the prophetic era to the darkness of Islam.

PEMIKIRAN NASHIRUDDIN AL-THUSI TENTANG EKONOMI Siti Fauziyah; Ali Samsuri
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/al-iqtishad.v5i02.804

Abstract Nasruddin Tusi's economic thought represents a significant contribution to the development of medieval Islamic economic thought. In his renowned work, "Akhl??q-i N?????ir??" (Nasirian Ethics), Tusi elaborates his views on how Islamic societies should manage their economic affairs. One of the key concepts he advances is social justice, where Tusi emphasizes the importance of fair distribution of wealth and resources within society. Additionally, Tusi highlights the role of education in economic development and social progress, believing that higher levels of education can help alleviate poverty and foster innovation. Furthermore, Tusi considers the role of the state in managing the economy for the common good, underscoring the importance of economic stability in creating a conducive environment for economic growth and societal well-being. This paper aims to summarize Nasruddin Tusi's economic thought and its implications in the context of medieval Islamic society and its relevance in contemporary economic thought. By delving into Tusi's ideas, we can gain valuable insights into how classical Islamic concepts can be applied to understand and address modern economic challenges.

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