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Desi Isnaini
UIN Fatmawati Sukarno Bengkulu
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Analisis Pelaksanaan Utang Piutang Emas Dalam Perspektif Ekonomi Islam Femmy Sentriani; Desi Isnaini; Citra Liza
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i3.9056

Abstract

This research aims to determine the implementation of gold debts and receivables in Ujung Pulau Village based on an Islamic economic perspective. The type of research used is field research. Data collection techniques use observation, interviews and documentation methods, as well as data analysis techniques using a qualitative descriptive approach. The subjects in this research are the givers and recipients of gold debts and receivables. The results of the research show that the implementation of gold debts and receivables in Ujung Pulau Village is still frequently carried out, this is due to the ease of submitting debt applications and without any guarantees or certain conditions. Gold debt and receivable activities in Ujung Pulau Village only use the principle of trust, they are not written down, they are not dictated, without any witnesses involved so that the implementation of these debts and receivables triggers undesirable events (defaults). In the implementation of debts and receivables in Ujung Pulau Village, one party suffered a loss because the payment was replaced with cash equal to gold when borrowed. So the implementation of gold debts and receivables in Ujung Pulau Village has not been in accordance with what is recommended in Q.S Al-Baqarah verse 282 and has not implemented the principles of Islamic economics, namely the principle of monotheism, the principle of balance and the principle of justice. The solution to avoid usury from gold debts and receivables is to better understand and pay attention to the implementation of gold debts and receivables based on Islamic law. Keywords: Gold Debts and Receivables, Islamic Economics
Keberlangsungan UMKM Saat Ada dan Tidaknya Tiktok Shop Prespektif Persaingan Pasar Syariah (Studi Di Pasar Panorama Kota Bengkulu) Aldo Aldo; Desi Isnaini; Nurrahmah Putry
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10073

Abstract

Based on the perspective of sharia market competition, the aim of the research is to find out the sustainability of MSMEs in the Panorama market of Bengkulu city when there are and are not TikTok shops based on the perspective of sharia market competition. To find out how efforts are made by MSME players in the Panorama market of Bengkulu city. in facing market competition when there is or is not a TikTok shop based on the perspective of sharia market competition. The type of research used is field research with data collection methods, namely observation, interviews and documentation with a descriptive qualitative approach in analyzing the data. The subjects in this research are MSME traders in the Bengkulu City Panorama Market. The results that emerge from this research are the sustainability of MSMEs in the Bengkulu City Panorama Market when there are no TikTok shops. The Bengkulu City Panorama Market MSMEs do not manage employees and customers, lack of product innovation and sales, some even don't do it at all, lack of creativity and innovation among MSME players, dishonesty and openness regarding purchasing capital and profits taken, related to the efforts made by MSME players, including continuing to sell at the stalls they own. do not try to compete by selling on TikTok shops or other e-commerce, while a small part of the traders only post normally on Whatsapp, Facebook and Instagram. Therefore, if viewed from the perspective of sharia market competition, the things mentioned above are not in accordance with Fatahana's nature, namely professionalism. and tabigh, namely conveying things about the product truthfully.
Analisis Faktor Internal Dan Eksternal Yang Mempengaruhi Minat Berinvestasi di Pasar Modal Syariah Resa Komaria; Ruly Septia Hardianti; Widya Lestari; Desi Isnaini; Kustin Hartini
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 4: Maret 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian ini untuk mengetahui apakah faktor ‎internal dan eksternal berpengaruh terhadap minat ‎berinvestasi mahasiswa di pasar modal syariah indonesia. ‎Penelitian ini ‎menggunakan metode kuantitatif dengan populasi mahasiswa ‎aktif FEBI UIN Fatmawati Sukarno Bengkulu tahun 2021. Sampel penelitian dipilih menggunakan teknik simple random sampling yang didapat 95 responden. Instrumen penelitian yang digunakan adalah dengan menyebar kuisioner melalui google form. Data diolah melalui program SPSS menggunakan ‎analisis uji kualitas data, uji asumsi dasar dan uji ‎hipotesis. Hasil penelitian menunjukkan faktor internal secara parsial ‎berpengaruh dengan nilai sig 0,000 < 0,05. Pengetahuan secara parsial tidak signifikansi dengan nilai sig 0,224 > 0,05. Kondisi ekonomi secara parsial tidak signifikan ‎dengan nilai sig 0,154 > 0,05. Secara simultan ‎variabel faktor internal, pengetahuan, dan kondisi ekonomi berpengaruh terhadap minat berinvestasi di pasar ‎modal dengan nilai sign 0,000 < 0,05.
Co-Authors Aldo Aldo Citra Liza Femmy Sentriani Kustin Hartini Nurrahmah Putry Resa Komaria Ruly Septia Hardianti Widya Lestari