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Journal : Al-Buhuts (e-journal)

Literasi Keuangan, Pendapatan dan Perilaku Keuangan: Dampaknya Terhadap Keputusan Investasi Jamali, Hisnol; Yunus, Rostiaty; Ningsih, Wahyuni Yusria
Al-Buhuts Vol. 19 No. 2 (2023): Al- Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v19i2.4214

Abstract

This research explores the correlation between financial literacy, income, financial behavior, and investment decisions among the STIKES employees. A total of 61 respondents participated in the study using a Likert-scale questionnaire. The data analysis technique employed was Structural Equation Modeling Partial Least Squares (SEM PLS). The research findings indicate that financial literacy has a positive impact, though not significant, on investment decisions. This highlights the importance of financial literacy, albeit not as the primary determinant. Meanwhile, income, despite having a positive effect, also lacks significance in influencing investment decisions. The most striking revelation is the significant and positive influence of financial behavior on investment decisions. Aspects such as regular savings, debt reduction, financial planning, and periodic investment evaluation are crucial in shaping individual investment decisions. This study provides in-depth insights into the factors influencing investment decisions among STIKES employees. The primary implications underscore the need for more attention to developing healthy financial behaviors, offering financial consultation services, and financial education focused on practical practices to assist individuals in managing their investments wisely. These findings can serve as a foundation for designing better financial strategies for STIKES employees and other stakeholders, paving the way for a better future
Pengaruh Strategi Operasi dan Penerapan Akuntansi Manajemen Lingkungan terhadap Inovasi Produk Hala, Yusriadi; Rostiaty Yunus; Tamsil, Tamsil
Al-Buhuts Vol. 20 No. 1 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i1.5162

Abstract

This study aims to determine the Influence of Operation Strategy and the Application of Environmental Management Accounting on Product Innovation in Food & Beverage Companies Listed on the Indonesia Stock Exchange (IDX). Data collection uses secondary data obtained from the financial statements of food and beverage companies for the 2020-2023 period. The test results of the data have been tested using the data analysis method using logistic regression techniques. The results show that partially the operation strategy has an effect on product innovation while environmental management accounting has no effect on product innovation.
Efektivitas Penggunaan Quick Response Code Indonesian Standard (QRIS) Untuk Meningkatkan Omzet Penjualan pada UMKM Kuliner di Kota Makassar Risal, Risal; Yusriadi Hala; Rostiaty Yunus; Tamsil, Tamsil
Al-Buhuts Vol. 20 No. 2 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i2.5705

Abstract

The Effectiveness of Using the Indonesian Standard Quic Response Code (QRIS) to Increase Sales Turnover in Culinary MSMEs in Makassar City. The aim of this research is to find out the obstacles and obstacles that can occur in implementing the Indonesian Standard Quick Response Code (QRIS) payment. This research method uses a qualitative approach, while this type of research is descriptive research. The location of the research was in Makassar City, District. Panakukkang and District. Tamalate. Data collection techniques use observation, interviews and documentation. Data analysis tecniques use data reduction, data presentation, and verification or efforts to draw conclusion. The validity of the data uses source triangulation, engineering triangulation and time triangulation techniques. Based on the research results, it can be concluded. Effectiveness of using QRIS in current MSME food and beverage sales transactions in Makassar City. It can be said to be effective in all effectiveness benchmarks that the aouther uses, including: (a). System quality, (b). Information quality, (c). Quality of service, (d). User, (e). User satisfaction and, (f). Net profit. Barriers or obstacles are disruptions to the network.