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All Journal Proceeding International Seminar of Islamic Studies Journal Islamic Economics Ad Diwan Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Journal of Economics and Business (JECOMBI) Law and Economics
Raja Sakti Putra Harahap
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Religion Arts Humanities Astronomy Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Journal : Journal Islamic Economics Ad Diwan

 1 
PENGARUH KUALITAS PRODUK TERHADAP KEPUTUSAN NASABAH MEMILIH PEMBIAYAAN KPR DI BANK BTN SYARIAH CABANG MEDAN: Pengaruh Kualitas Produk Terhadap Keputusan Nasabah Memilih Pembiayaan KPR Di Bank BTN Syariah Cabang Medan Dwi Vanka Br. Sitepu; Raja Sakti Putra Harahap
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 2 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i2.1677

Abstract

Sharia financing with a more certain installment amount makes it one of the people's interests to take out a mortgage at Bank BTN Syariah Medan Branch Office. The question in this research is, is the quality of Sharia financing products with more definite installment amounts able to influence customers' decisions when choosing Home Ownership Credit (KPR) at Bank BTN Syariah Medan Branch Office? The method used in this research is quantitative, with a sample of 41 respondents. This research shows that the product quality variable significantly influences the decision to occupy a house at Bank BTN Syariah Medan Branch Office. This is also proven by the Product Quality Variable (X) having a tcount of 4.781 with a significance level of 0.006 and a ttable of 1.682 with df = 41 at the 0.05 level. The significance level is less than 0.05. The coefficient of determination results shows that 63.7% of location variables can influence the decision variable to occupy a house, and other variables outside the research discussion influence the remaining 36.3%.
Co-Authors Dita Maharani Dwi Vanka Br. Sitepu Hafizah Ayu Liswanda Nur Intan Sari Oktavia Nadela Siti Nurhaliza Tuti Alawiyah