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All Journal EKONOMIS : Journal of Economics and Business Journal of Indonesian Management
Rizky Ananda Utami
Universitas Islam Negeri Sumatera Utara
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analysis of the Conformity of Mudharabah Contracts in Suka-Suka Savings Products at Bank Mega Syariah KCP Medan Katamso Rizky Ananda Utami; Mustopa Khamal Rokan
Journal of Indonesian Management (JIM) Vol. 2 No. 1 (2022): March
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.455

Abstract

Sharia banking is currently on the rise and has become a reference for the public to invest their funds for various needs. For this reason, various Islamic banking products must be able to be understood by the public, one of which is the application of mudharabah contracts on savings products. This article discusses the analysis of the suitability of the Mudharabah Agreement in the Suka-Suka Savings Products at Bank Mega Syariah KCP Medan Katamso. This article uses qualitative research with data collection through direct interviews with stakeholders at Bank Mega Syariah KCP Medan Katamso. The results of this study are the application of the contract used in the Suka-suka Savings is the mudharabah muthlaqah contract, which is a form of cooperation between the shahibul maal (the owner of the funds) namely the customer and the mudharib (the fund manager) namely the bank, where the owner of the funds (shahibul maal) does not provide restrictions on mudharib in determining the type of business, time and area of business as long as it does not conflict with sharia principles and is in accordance with bank regulations.
Analisis Praktik Giveaway dalam Jual Beli Online pada Perspektif Ekonomi Syariah Rizky Ananda Utami; Sugianto Sugianto
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1716

Abstract

The purpose of this research is to determine the sharia economic perspective, disclosures made by 12Passtuff (Korean Outfit Medan Binjai) through online sales and purchases. Nowadays, online sellers implement various marketing strategies to attract customers and increase public awareness of their goods. This research uses a qualitative descriptive methodology. Data collection methods include document review, interviews, and/or observation. The search engine is 12Passstuff which uses the gift giving method in sales promotions by utilizing internet media for sales. The findings of this research reveal that there are no religious haram requirements in the competition held by 12Passtuff.
Co-Authors Mustapa  Khamal  Rokan Sugianto Sugianto