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Arif Effendi
Institut Islam Mamba'ul 'Ulum Surakarta
Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PERLINDUNGAN HUKUM TERHADAP INVESTOR DALAM INVESTASI MELALUI REKSADANA SYARIAH DI IDONESIA Arif Effendi
MAMBA'UL 'ULUM Vol. 16, No. 2 Oktober 2020
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (288.018 KB) | DOI: 10.54090/mu.16

Abstract

Arif Effendi, Legal Protection to Investors in Investment trough Sharia Reksadana (mutual funds) in Indonesia. This paper talk about legal protection to investors in Sharia Reksadana under sharia principles or Islamic law and Positive law in Indonesia. Reksadana is an instrument used to raise funds from the investor community to be reinvested in securities portfolio by the Investment Manager. Sharia Reksadana is a mutual fund that operates under the terms and principles of Islamic Sharia, either in the form of a contract between the owner of the property (sahib al-mal) and the Investment Manager as the representative of shahib al-mal, or between the Investment Manager as a representative of shahib al-mal with investment users. The operational mechanism in Sharia Reksadana between Investor and Investment Manager is done by wakala system. Meanwhile the operational mechanism between Investment Manager and Investment user (mudharib) is done by mudaraba system. Non-bank financial institutions such as Sharia Reksadana based on their operations using sharia principles. In that principle, prohibited all elements that are not in accordance with sharia. That are Riba (usury), Gharar (uncertainty), Maysir (gambling/speculation), etc. Wakala system, mudaraba system, and positive law agreement are needed to protect the investors. Profit sharing is the most appropriate system as a substitute for interest, to avoid riba (usuary). Sharia Reksadana is one of financial institutions that implements a system of profit sharing in the agreement in what we call mudaraba system. By implementing profit sharing sistem it is hoped to be free from riba (usury).
INTEGRITAS PENGHULU DALAM PELAYANAN NIKAH: Memotret Pelayanan Publik Pada Kantor Urusan Agama Kecamatan Sebagai Bentuk Reformasi Birokrasi Zainal Abidin; Arif Effendi
MAMBA'UL 'ULUM Vol. 18, No. 1 April 2022
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/mu.57

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Abstract: The bureaucratic reform program has opened new public colors in Indonesia. Various government agencies have been conducting reforms in various sectors that have been a weak point for public services. One of them is public service to the ministry of religious affairs. The religious ministry continues to work on wedding services at the district office of religious affairs (KUA). The district office of religious affairs, has been tidying up to the changes that become the necessity of bureaucratic reform. One of the fundamental changes is a new form of wedding service. Today the implementation of public services is still faced with conditions that have not been in accordance with the needs and changes in various areas of life in society. Various cases such as illegal charges and gratification indicate the lack of integrity that some of the Penghulu in district office of religious affairs. Therefore, it takes the role of various elements to continue to coaching in building the integrity of district office of religious affairs employees, especially on Penghulu.
Co-Authors Zainal Abidin