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All Journal Mamba'ul 'Ulum AL HAZIQ: Journal of Community Service Pawarta: Journal of Communication and Da'wah
Arif Effendi
Institut Islam Mamba'ul 'Ulum Surakarta
Religion Humanities Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PERLINDUNGAN HUKUM TERHADAP INVESTOR DALAM INVESTASI MELALUI REKSADANA SYARIAH DI IDONESIA Arif Effendi
MAMBA'UL 'ULUM Vol. 16, No. 2 Oktober 2020
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (288.018 KB) | DOI: 10.54090/mu.16

Abstract

Arif Effendi, Legal Protection to Investors in Investment trough Sharia Reksadana (mutual funds) in Indonesia. This paper talk about legal protection to investors in Sharia Reksadana under sharia principles or Islamic law and Positive law in Indonesia. Reksadana is an instrument used to raise funds from the investor community to be reinvested in securities portfolio by the Investment Manager. Sharia Reksadana is a mutual fund that operates under the terms and principles of Islamic Sharia, either in the form of a contract between the owner of the property (sahib al-mal) and the Investment Manager as the representative of shahib al-mal, or between the Investment Manager as a representative of shahib al-mal with investment users. The operational mechanism in Sharia Reksadana between Investor and Investment Manager is done by wakala system. Meanwhile the operational mechanism between Investment Manager and Investment user (mudharib) is done by mudaraba system. Non-bank financial institutions such as Sharia Reksadana based on their operations using sharia principles. In that principle, prohibited all elements that are not in accordance with sharia. That are Riba (usury), Gharar (uncertainty), Maysir (gambling/speculation), etc. Wakala system, mudaraba system, and positive law agreement are needed to protect the investors. Profit sharing is the most appropriate system as a substitute for interest, to avoid riba (usuary). Sharia Reksadana is one of financial institutions that implements a system of profit sharing in the agreement in what we call mudaraba system. By implementing profit sharing sistem it is hoped to be free from riba (usury).
INTEGRITAS PENGHULU DALAM PELAYANAN NIKAH: Memotret Pelayanan Publik Pada Kantor Urusan Agama Kecamatan Sebagai Bentuk Reformasi Birokrasi Zainal Abidin; Arif Effendi
MAMBA'UL 'ULUM Vol. 18, No. 1 April 2022
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/mu.57

Abstract

Abstract: The bureaucratic reform program has opened new public colors in Indonesia. Various government agencies have been conducting reforms in various sectors that have been a weak point for public services. One of them is public service to the ministry of religious affairs. The religious ministry continues to work on wedding services at the district office of religious affairs (KUA). The district office of religious affairs, has been tidying up to the changes that become the necessity of bureaucratic reform. One of the fundamental changes is a new form of wedding service. Today the implementation of public services is still faced with conditions that have not been in accordance with the needs and changes in various areas of life in society. Various cases such as illegal charges and gratification indicate the lack of integrity that some of the Penghulu in district office of religious affairs. Therefore, it takes the role of various elements to continue to coaching in building the integrity of district office of religious affairs employees, especially on Penghulu.
Perlindungan Hukum bagi Masyarakat terhadap Keputusan Tata Usaha Negara yang Merugikan Arif Effendi; Muhammad Fadhil Arfendi
MAMBA'UL 'ULUM Vol. 22, No. 1 April 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/mu.1106

Abstract

State Administrative Decisions constitute an essential instrument in the administration of government. However, in practice, such decisions often result in adverse impacts on the public. Therefore, effective legal protection mechanisms are required to safeguard citizens’ rights. This article aims to analyze the forms of legal protection available to individuals against harmful administrative decisions and to evaluate their effectiveness within Indonesia’s administrative law system. This study employs a normative legal research method using statutory and conceptual approaches. The findings indicate that legal protection may be pursued through administrative remedies and judicial mechanisms; however, several challenges remain in their practical implementation.
PEMBERDAYAAN PELAKU UMKM MELALUI PROGRAM SOSIALISASI STRATEGI PEMASARAN UNTUK MENINGKATKAN DAYA SAING PRODUK LOKAL DI DESA KELORAN S Sugiyat; Annafi' Nurul 'Ilmi Azizah; Arif Effendi; Aflahul Mu’min; Mustajabah Khoirun Nisa' Muna Afifah; Mario Wijaya Putra; Zulfa Nida Khoiriyah
AL HAZIQ: Journal of Community Service Vol. 05, No. 1 Juni 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/haziq.1066

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in strengthening the local economy; however, limited marketing knowledge and skills remain a major challenge for rural business actors. This community service program aimed to enhance the marketing knowledge and skills of MSME actors in Keloran Village through a marketing strategy socialization program. The activity was conducted on January 28, 2026, at the Keloran Village Office, Wonogiri, involving 40 participants consisting of MSME actors and members of the Family Welfare Empowerment (PKK) group. The program applied a participatory approach through lectures, interactive discussions, question-and-answer sessions, and direct product promotion and sales practices. The materials covered marketing strategies, product packaging and branding, as well as the utilization of marketing media to improve product competitiveness. The results indicated an increase in participants’ understanding of effective marketing strategies, greater awareness of the importance of business legality, and active engagement throughout the program. As a follow-up action, assistance was provided for MSME actors who had not yet obtained a Business Identification Number (NIB) to support business formalization and sustainability.
Strategi Pengembangan SDM dalam Meningkatkan Kinerja Karyawan Baitul Mal Forum Komunikasi Aktivis Masjid Kota Surakarta Mumin Riyanto; Arif Effendi; Agus Fatuh Widoyo; Muhammad Fatchurrohman
Pawarta: Journal of Communication and Da'wah 2023: Vol 1(1) February
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/pawarta.105

Abstract

This research wish to know the strategy for developing human resources at the Baitul Mal Forum Komunikasi Aktivis Masjid (FKAM); wish to know the implications of human resource development strategies on improving employee performance Baitul Mal FKAM. This research used qualitative descriptive to reveal facts, phenomena, and circumstances that occurred during the research and present it as it is. Subject in this study are employees at Baitul Mal FKAM in Surakarta 2022. Primary data sources are obtained from the Director, Head of HRD, Head of Program Division, Head of Fundraising Division, Head of Finance Division and Head of Marketing Communications Division. Meanwhile, secondary data sources were obtained through literature study, namely books, documents and archives that are relevant to the research topic. The results showed that HRD's strategy carried out by Baitul Mal FKAM includes several forms, That are recruitment, training that classified into internal and external training, and the strengthening motivation work. The performance of Baitul Mal employees is quite good, but there are still obstacles, so that the knowledge after participating in the training has not been fully applied to the maximum.
Co-Authors Aflahul Mu’min Agus Fatuh Widoyo Annafi' Nurul 'Ilmi Azizah Mario Wijaya Putra Muhammad Fadhil Arfendi Muhammad Fatchurrohman Mumin Riyanto Mustajabah Khoirun Nisa' Muna Afifah Sugiyat Zainal Abidin Zulfa Nida Khoiriyah