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Contracts (Akad) in Syari’ah Banking Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2019): January
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (133.405 KB)

The various types of contracts applied by Islamic banks can be divided into six groups of patterns, namely; Safekeeping patterns, such as wadi’ah yad amanah and wadi’ah yad dhamamah. Loan patterns, such as qardh and qardhul hasan. Profit sharing patterns, such as Mudharabah and musyarakah. Rental patterns, such as Ijarah and Ijarah bittamlik. Buying and selling patterns, such as murabahah, salam and istishna. Other patterns, such as wakalah, kafalah, hiwalah, ujr, sharf, and rahn. There are two types of contract sharing patterns, such as Musyarakah, Mudharabah, Ijarah adn ijarah muntahiya bittamlik, and in this article will explain about those contract of four.

Strategi Penyelesaian Pembiayaan Akad Murabahah yang Bermasalah di BMT UGT Sidogiri Capem Kraksaan Hayatul Millah; Moh Nurul Amrullah D
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2019): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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The purpose of this research is to find out the strategies used by BMT in resolving the murabahah financing that is problematic at BMT UGT Sidogiri Capem Kraksaan, knowing the factors that are the supporters in carrying out the problem solving financing strategies at BMT UGT Sidogiri Capem Kraksaan, knowing the factors - factors that become obstacles in carrying out financing strategies that are problematic in BMT UGT Sidogiri Capem Kraksaan. The type of research used in this study is qualitative research with a case study approach. The results of this study indicate that the strategy for resolving murabahah financing that is problematic in BMT UGT is by rescheduling, calling customers, giving warning letters (SP) up to 3 times and discussing the next steps that will be taken by both parties, confiscation of collateral . Factors supporting the murabhaah financing settlement strategy that were troubled by BMT UGT Sidogiri Capem Kraksaan were AOA / AOP officers who always communicated, officers, AOP / AOA always supervised customer financing, always approached customers, routinely collected by AOP officers. The inhibiting factor for the problem solving strategy for murabhaah financing at BMT UGT Sidogiri Capem Kraksaan is the AOA / AOP who are not strict in carrying out their duties so customers are negligent in their responsibilities, AOP officers do not routinely collect from customers, officers do not always report things that are a problem in this murabahah financing to the head of BMT UGT Sidogiri, AOA / AOP officers and Head of Sidogiri BMT UGT are not communicating enough, AOA / AOP is slow in responding to troublesome murabahah financing problems carried out by customers.

Faktor-Faktor yang Mempengaruhi Perataan Laba pada Perusahaan Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Income smoothing is part of the profit management which is management intervention efforts to report on the state of the company that does not reflect the actual situation as there are of particular interest. This is a common phenomenon that is used by management as a way to reduce fluctuations in reported earnings to match the desired target either reduce fluctuations in income reporting, accounting manipulate variables with the selection of accounting methods or by performing real transactions. The income smoothing cause disclosure of information on the net income or profit be misleading, resulting in the occurrence of errors in decision making by parties with an interest in the company, especially external parties. The practice of income smoothing can be detected by several factors such as company size, profitability ratios, operating profit margin, net profit margin and return on assets.

Eksistensi CV. Andromeda Utama untuk Menghadapi Persaingan Usaha dalam Perspektif Manajemen Pemasaran Syari’ah Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 3 No 1 (2017): January
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

In the world of self-employment, competition is a matter of course. Competition is the color of the self-employed. In the absence of competition, the bekerjapun tasted bland. Competition is also a motivation to promote the business and make the bakerja more spirit to confront obstacles. Competition may have an adverse impact also on our businesses, when a the employer is unable to control himself in the face of competition so that employers compete with imperfect or unhealthy. It is also fatal to a company. Existence CV. Top Andromeda in the face of competition, especially in the field of travel deserves more attention, this is because the CV. Top Andromeda relatively new company and an individual effort when compared to other tourism services company much longer cultivate this field and is a venture managed by a few people who are experienced and more expert in this field. The functions of marketing management CV. Andromeda MAIN order to face the competition in the marketing management perspective of Shariah is the function of marketing management is the spearhead of a company in profit and ability to survive in the competitive workplace. Andromeda CV Utama Tours, Travel and Ticketing has setrategi marketing as contained in its strategic plan, namely Marketing Strategy mixture

Pengukuran Kinerja Keuangan Perbankan Berbasis Analisis Rasio Keuangan Hayatul Millah; Marmiyantika
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2020): Januari
Publisher : Fakultas Ekonomi dan Bisnis Islam

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This type of research is quantitative research that has the aim to determine the assessment and development of Islamic financial performance. Measurements were made using a financial ratio analysis approach consisting of liquidity ratios, solvency ratios and profitability. Audited balance sheet and profit and loss data are used as data sources. Based on an analysis of the development of BSM’s financial performance for the period 2013-2017, the ratio of liquidity, solvency and profitability fluctuated. Then the development of financial performance in the BMI 2013-2017 period based on liquidity ratios experienced a significant increase, then based on the solvency ratio showed fluctuations, while based on profitability ratios showed fkultuation. Bank Negara Indonesia Syariah in the period of 2013-2017 experienced fluctuating performance developments when viewed based on its liquidity ratio, based on the solvency ratio showing fluctuations, while based on profitability ratios showed an unstable increase.

Takhrij Hadist tentang Riba Hayatul Millah
Asy-Syari’ah : Jurnal Hukum Islam Vol 2 No 2 (2016): Asy-Syari`` ah Juni 2016
Publisher : Fakultas Syariah Institut Ilmu Keislaman Zainul Hasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/assyariah.v2i2.243

Riba linguistically Ziyadah (extra). Another sense linguistically, riba means also grow and expand. Briefly on the language of usury has the meaning ‘to grow’ both of quality and quantity. While the term riba means making additional cost or capital vanity. Besides in Al-Qur’an, there are some hadiths also explaining usury, where we know that the hadith is one of the sources of law to explain in detail the Al Quran. In some traditions mentioned that the Prophet emphasized to Muslims for meninggalakan usury including; in the last mandate Hijjah 9th year 10 Hijri, the Prophet emphasized the attitude of Muslims towards usury. In a hadith mentioned “Remember that you will be facing your Lord and He would count the deeds. God forbid you take usury. Therefore, the debt must be eliminated as a result of usury. Capital (principal) you are your rights. You will not suffer taupun suffered injustice

Contracts (Akad) in Syari’ah Banking Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2019): January
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (133.405 KB)

The various types of contracts applied by Islamic banks can be divided into six groups of patterns, namely; Safekeeping patterns, such as wadi’ah yad amanah and wadi’ah yad dhamamah. Loan patterns, such as qardh and qardhul hasan. Profit sharing patterns, such as Mudharabah and musyarakah. Rental patterns, such as Ijarah and Ijarah bittamlik. Buying and selling patterns, such as murabahah, salam and istishna. Other patterns, such as wakalah, kafalah, hiwalah, ujr, sharf, and rahn. There are two types of contract sharing patterns, such as Musyarakah, Mudharabah, Ijarah adn ijarah muntahiya bittamlik, and in this article will explain about those contract of four.

Strategi Penyelesaian Pembiayaan Akad Murabahah yang Bermasalah di BMT UGT Sidogiri Capem Kraksaan Hayatul Millah; Moh Nurul Amrullah D
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2019): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.169 KB)

The purpose of this research is to find out the strategies used by BMT in resolving the murabahah financing that is problematic at BMT UGT Sidogiri Capem Kraksaan, knowing the factors that are the supporters in carrying out the problem solving financing strategies at BMT UGT Sidogiri Capem Kraksaan, knowing the factors - factors that become obstacles in carrying out financing strategies that are problematic in BMT UGT Sidogiri Capem Kraksaan. The type of research used in this study is qualitative research with a case study approach. The results of this study indicate that the strategy for resolving murabahah financing that is problematic in BMT UGT is by rescheduling, calling customers, giving warning letters (SP) up to 3 times and discussing the next steps that will be taken by both parties, confiscation of collateral . Factors supporting the murabhaah financing settlement strategy that were troubled by BMT UGT Sidogiri Capem Kraksaan were AOA / AOP officers who always communicated, officers, AOP / AOA always supervised customer financing, always approached customers, routinely collected by AOP officers. The inhibiting factor for the problem solving strategy for murabhaah financing at BMT UGT Sidogiri Capem Kraksaan is the AOA / AOP who are not strict in carrying out their duties so customers are negligent in their responsibilities, AOP officers do not routinely collect from customers, officers do not always report things that are a problem in this murabahah financing to the head of BMT UGT Sidogiri, AOA / AOP officers and Head of Sidogiri BMT UGT are not communicating enough, AOA / AOP is slow in responding to troublesome murabahah financing problems carried out by customers.

Faktor-Faktor yang Mempengaruhi Perataan Laba pada Perusahaan Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (769.729 KB)

Income smoothing is part of the profit management which is management intervention efforts to report on the state of the company that does not reflect the actual situation as there are of particular interest. This is a common phenomenon that is used by management as a way to reduce fluctuations in reported earnings to match the desired target either reduce fluctuations in income reporting, accounting manipulate variables with the selection of accounting methods or by performing real transactions. The income smoothing cause disclosure of information on the net income or profit be misleading, resulting in the occurrence of errors in decision making by parties with an interest in the company, especially external parties. The practice of income smoothing can be detected by several factors such as company size, profitability ratios, operating profit margin, net profit margin and return on assets.

Eksistensi CV. Andromeda Utama untuk Menghadapi Persaingan Usaha dalam Perspektif Manajemen Pemasaran Syari’ah Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 3 No 1 (2017): January
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (305.282 KB)

In the world of self-employment, competition is a matter of course. Competition is the color of the self-employed. In the absence of competition, the bekerjapun tasted bland. Competition is also a motivation to promote the business and make the bakerja more spirit to confront obstacles. Competition may have an adverse impact also on our businesses, when a the employer is unable to control himself in the face of competition so that employers compete with imperfect or unhealthy. It is also fatal to a company. Existence CV. Top Andromeda in the face of competition, especially in the field of travel deserves more attention, this is because the CV. Top Andromeda relatively new company and an individual effort when compared to other tourism services company much longer cultivate this field and is a venture managed by a few people who are experienced and more expert in this field. The functions of marketing management CV. Andromeda MAIN order to face the competition in the marketing management perspective of Shariah is the function of marketing management is the spearhead of a company in profit and ability to survive in the competitive workplace. Andromeda CV Utama Tours, Travel and Ticketing has setrategi marketing as contained in its strategic plan, namely Marketing Strategy mixture

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