Astrid Dita Meiriana Hakim
Universitas Budi Luhur

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ANALISIS PENGARUH CAPITAL ADEQUACY RATIO, BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL, LOAN TO DEPOSIT RATIO, DAN NON PERFORMING LOAN TERHADAP PROFITABILITAS (Studi Empiris Pada Bank Umum Swasta Nasional Devisa yang terdaftar di Bursa Efek Indonesia Peri Retta Oktaviana; Astrid Dita Meiriana Hakim
Jurnal Akuntansi dan Keuangan Vol 9, No 1 (2020)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (831.966 KB) | DOI: 10.36080/jak.v9i1.1412

Abstract

This study aims to determine the effect of capital adequacy ratio, operational costs and operating income, loan to deposit ratio, and non-performing loans on return on assets in the national private foreign exchange banks listed on Indonesia Stock Exchange for the period 2014 - 2018. This study used fourteen samples of National Private Foreign Exchange listed Banks on the Indonesia Stock Exchange for the period 2014-2018. This study was conducted using panel data regression method with Fixed Effect Model from Econometric Views 10 Program and Calculated use Microsoft Excel 2010. The results showed that the capital adequacy ratio, operational costs and operating income, loan to deposit ratio, and non-performing loans have a significant effect on return on assets.
PENGARUH DEBT TO EQUITY RATIO, RETURN ON EQUITY, EARNING PER SHARE DAN DIVIDEND PAYOUT RATIO TERHADAP PRICE EARNING RATIO (Studi Empiris Pada Perusahaan Manufaktur Sub Sektor Kimia Yang Terdaftar Di Bursa Efek Indonesia Periode 2013-2017) Cecep Ridwan; Astrid Dita Meiriana Hakim
Jurnal Akuntansi dan Keuangan Vol 8, No 2 (2019)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/jak.v8i2.1407

Abstract

This study aims to determine the effect of debt to equity ratio, return on equity, earnings per share and dividend payout ratio on price earning ratio. The population in this study are chemical manufacturing companies listed on the Indonesia Stock Exchange for the period 2013-2017 with a sample of 8 companies selected by the purposive sampling method. This study uses secondary data and panel data regression analysis techniques which are then processed using the Econometric Views 9 program and Microsoft Excel 2010. The results of this study indicate that there is a significant effect between earnings per share and dividend payout ratio on prices. Earning ratio, while debt to equity ratio and return on equity have no effect on price earning ratio.
Pengaruh Literasi Keuangan, Gaya Hidup & Digital Payment Terhadap Perilaku Melalui Kontrol Diri Sebagai Variabel Mediasi (Studi Pada Generasi Z Pengguna GoPay di Kecamatan Pesanggarahan, Jakarta Selatan) Dhika Panca Putra; Astrid Dita Meiriana Hakim
Jurnal Ilmu Manajemen, Bisnis dan Ekonomi Vol 4 No 3 (2026): Oktober
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jimbe.v4i3.1275

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, gaya hidup, dan digital payment terhadap perilaku konsumtif melalui kontrol diri sebagai variabel mediasi pada Generasi Z pengguna GoPay di Kecamatan Pesanggrahan, Jakarta Selatan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui penyebaran kuesioner kepada 100 responden Generasi Z pengguna GoPay. Teknik pengambilan sampel menggunakan non-probability sampling dengan metode purposive sampling. Analisis data dilakukan menggunakan Partial Least Square–Structural Equation Modeling (PLS-SEM) dengan bantuan aplikasi SmartPLS 4.0. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh negatif dan signifikan terhadap perilaku konsumtif, sedangkan gaya hidup dan digital payment berpengaruh positif dan signifikan terhadap perilaku konsumtif. Kontrol diri berpengaruh negatif dan signifikan terhadap perilaku konsumtif. Selain itu, literasi keuangan dan gaya hidup berpengaruh positif dan signifikan terhadap kontrol diri, sementara digital payment tidak berpengaruh signifikan terhadap kontrol diri. Dalam pengujian mediasi, kontrol diri terbukti mampu memediasi secara signifikan pengaruh literasi keuangan dan gaya hidup terhadap perilaku konsumtif. Namun, kontrol diri tidak mampu memediasi pengaruh digital payment terhadap perilaku konsumtif.