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All Journal Jurnal Asy-Syukriyyah Jurnal Asy-Syukriyyah Journal of Ekonomics, Finance, and Management Studies
Wahyu Hidayat
STAI Asy-Syukriyyah
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Implementasi Manajemen Resiko Syariah Dalam Koperasi Syariah Wahyu Hidayat
Jurnal Asy-Syukriyyah Vol. 20 No. 2 (2019): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v20i2.80

Abstract

The existence of sharia risk management is to guarantee the existence of a Sharia Cooperative in the long run. With sharia risk management, it is expected to be able to provide guidance for the Sharia / Baitul Maal Wa Tamwil Cooperative in implementing sharia risk management in its business operations, especially for cooperatives that are engaged in sharia financial services or known as Sharia Credit and Financing Cooperatives (KSPPS) . In any business activity it has the potential to risk. Risk is defined as uncertainty caused by changes. There are various kinds of risks in the operations of sharia cooperatives such as financing risk, liquidity risk, margin, organization, solvency, operational, capital, legal risk and compliance with sharia principles. Risk management is done so that the risk can be minimized to a minimum, so that plans and targets that have been planned can be realized so as to produce benefit. In the implementation of risk management in Islamic cooperatives can combine SWOT analysis, prudential concept with 5C and Maqosid Syariah. In principle, every business activity has a risk, but we can minimize the risk to the lowest point if we do it in the right way and according to sharia.
Implementasi Manajemen Resiko Syariah Dalam Koperasi Syariah Wahyu Hidayat
Jurnal Asy-Syukriyyah Vol. 20 No. 2 (2019): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v20i2.80

Abstract

The existence of sharia risk management is to guarantee the existence of a Sharia Cooperative in the long run. With sharia risk management, it is expected to be able to provide guidance for the Sharia / Baitul Maal Wa Tamwil Cooperative in implementing sharia risk management in its business operations, especially for cooperatives that are engaged in sharia financial services or known as Sharia Credit and Financing Cooperatives (KSPPS) . In any business activity it has the potential to risk. Risk is defined as uncertainty caused by changes. There are various kinds of risks in the operations of sharia cooperatives such as financing risk, liquidity risk, margin, organization, solvency, operational, capital, legal risk and compliance with sharia principles. Risk management is done so that the risk can be minimized to a minimum, so that plans and targets that have been planned can be realized so as to produce benefit. In the implementation of risk management in Islamic cooperatives can combine SWOT analysis, prudential concept with 5C and Maqosid Syariah. In principle, every business activity has a risk, but we can minimize the risk to the lowest point if we do it in the right way and according to sharia.
Fenomena Transformasi Koperasi Konvensional Menjadi Koperasi Syariah di Kota Tangerang Wahyu Hidayat
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6112

Abstract

The transformation of conventional cooperatives into sharia cooperatives is an interesting phenomenon to study. The motivation for transformation into a sharia cooperative occurred due to several factors, both internal and external. This research uses a qualitative phenomological method approach. By collecting data through participant observation to be able to find out the essential phenomena of the participants. Based on the results of data analysis and interviews conducted by researchers regarding the phenomenon of cooperatives transforming into Sharia Cooperatives (KSPPS) or opening Sharia Business Units (USPPS) in Tangerang City, it can be concluded that religious awareness or religiosity, perceptions about sharia cooperatives, training about sharia economics , sharia cooperative products and sharia cooperative business opportunities have encouraged the phenomenon of transformation into sharia cooperatives and sharia business units in cooperatives in Tangerang City. This further strengthens the positive image of Tangerang City as a city with good morals, which imbues the values of the social order.
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