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All Journal Al-Muqayyad
Sai'in Sai'in
STAI Auliaurrasyidin Tembilahan, Indragiri Hilir, Riau, Indonesia
Economics, Econometrics & Finance

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Produksi Tempe Kedelai dalam Perspektif Ekonomi Islam Ana Nurhayati; Seri Yanti Siagian; Sai'in Sai'in
AL-Muqayyad Vol. 4 No. 2 (2021): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v4i2.474

Abstract

The production of soybean tempeh is a business run by the owner of soy tempeh in Tembilahan city using fermented soybean as raw material and has good nutritional value for human health. This study aims to determine the production of soybean tempeh in the city of Tembilahan and to determine the production of soybean tempeh from an Islamic economic perspective. This type of research is qualitative research. The subject of this research is the owner of the soybean tempe production site in the city of Tembilahan, totaling 4 tempe owners. While the object of research is the production of soybean tempe in the city of Tembilahan in the perspective of Islamic economics. The data was collected by interview, observation and documentation. The conclusion of this research is the soybean tempeh production has not fully carried out the production process according to the perspective of Islamic economics, this can be seen from the discrepancy in the application of work in fields that are permitted by Allah, namely in one of the production sites, namely the application of the system. wages to workers and reduction of scales that have been regulated in Surah Al-Hadid verse 25 and Al-Isra verse 35
Penerapan Sistem Bagi Hasil Produk Tabungan Mudharabah Bank Riau Kepri Syariah Tembilahan Veni Lestari; Sai'in Sai'in
AL-Muqayyad Vol. 5 No. 2 (2022): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v5i2.807

Abstract

This study aims to find out how the application of the profit-sharing system for mudharabah savings products at Bank Riau Kepri KCP Tembilahan. This type of qualitative research with purposive sampling technique consisting of 4 employees and 4 customers. Interview and documentation data collection techniques as well as data analysis techniques consist of reduction, display and verification as well as drawing conclusions. The results showed that the implementation of the profit-sharing system for iB mudharabah savings products at Bank Riau Kepri Syariah when viewed from the agreement, profit ratio, cooperation, transparency, timeliness, and profit was appropriate, even though the process of notifying the amount of profit sharing every month was not carried out and determining the profit ratio iB mudharabah savings products are not carried out with customers of savings products. Based on the results of the study it can be concluded that the application of a partial profit-sharing system for mudharabah savings products at Bank Riau Kepri Syariah KCP meets the profit-sharing indicators, the calculation system uses a revenue sharing system with the HI-1000 method, namely a calculation system per 1000 customer funds.
Co-Authors Ana Nurhayati Seri Yanti Siagian Veni Lestari