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All Journal MDJ (Makassar Dental Journal) Public Corner JIMEK
Nur Samsi
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Humanities Dentistry Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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Perbandingan efek antibakteri ekstrak propolis, formokresol dan kalsium hidroksida terhadap bakteri pada abses periapikal gigi molar sulung Sherly Horax; Nur Samsi
Makassar Dental Journal Vol. 2 No. 3 (2013): Vol 2 No 3 Juni 2013
Publisher : Makassar Dental Journal PDGI Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (447.622 KB) | DOI: 10.35856/mdj.v2i3.130

Abstract

Propolis dipercaya memiliki efek anti-bakteri, anti-inflamasi dan anti-fungi. Tujuan penelitian ini adalah untuk membandingkan efek antibakteri ekstrak propolis dan dua medikamen intrakanal (formokresol dan kalsium hidroksida) terhadap bakteri yang diisolasi dari gigi molar sulung yang mengalami abses periapikal. Efek antibakteri ekstrak propolis, formokresol dan kalsium hidroksida diukur menggunakan metode pengenceran dan difusi agar. Uji statistik ANOVA digunakan untuk membandingkan perbedaan efek-antibakteri masing-masing bahan. Hasil diperoleh adalah efek antibakteri ekstrak propolis lebih tinggi dibanding kalsium hidroksida namun lebih rendah dibandingkan formokresol. Berdasarkan jenis bahan, secara statistik perbedaan antara ekstrak propolis dan formokresol menunjukkan hasil yang signifikan (p<0,05) namun tidak signifikan antara propolis dan kalsium hidroksida (p>0,05). Secara statistik, perbedaan antara jenis bahan berdasarkan konsentrasi hambat minimum (ekstrak propolis dan formokresol 0,2%, kalsium hidroksida 2%) tidak signifikan (p>0,05) dan berdasarkan konsentrasi yang paling efektif (ekstrak propolis dan kalsium hidroksida 4,1%, formokresol 8,3%) memperlihatkan hasil yang signifikan (p<0.05). Sehingga disimpulkan bahwa propolis dapat digunakan sebagai medikamen intrakanal alternatif yang baru yang bersifat alamiah.
Faktor-faktor Penyebab Kredit Macet Pada Bank Beserta Cara Penanganannya Zainab ,; Ferina Oktavia Fadila; Enza Resdiana; Nur Samsi
PUBLIC CORNER Vol 18 No 1 (2023): Public Corner
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Wiraraja, Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/fisip.v18i1.2462

Abstract

This study aims to determine the factors that cause bad credit at Bank Lantabur Syariah Gresik and how to deal with the causes of bad credit.by using qualitative research methods. the process of collecting data in this study was carried out in the first way, namely interviewing employees and customers of Bank Lantabur Syariah Gresik. the next is observation and the last is documentation.Data analysis techniques in this study are data presentation, data analysis and conclusion drawing. The results of this study are the factors that cause bad credit, namely the economic condition of the borrower. for the payment of bad credit by the customer, the bank provides relief by re-contracting based on current capabilities.Keywords: Bad Credit and Banks
Pengaruh Financial Behavior terhadap Kinerja Keuangan UMKM Studi Kasus pada Industri Ritel Parfum di Bali Nur Samsi; Komang Sri Widiantari
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 6 No. 1 (2026): Maret: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan (JIMEK)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v6i1.9962

Abstract

Retail perfume MSMEs in Bali have experienced rapid growth; however, they continue to face challenges in financial management. The financial behavior of business owners such as overconfidence, anchoring, loss aversion, and risk aversion has the potential to influence the quality of financial decision-making and ultimately affect MSME financial performance. Therefore, this study aims to analyze the effects of these four financial biases on the financial performance of retail perfume MSMEs in Bali. This research employs a quantitative approach involving 100 respondents who are owners or managers of retail perfume MSMEs in Bali. Data were collected through questionnaires that had been tested for validity and reliability. Multiple linear regression analysis was used to examine the effect of each financial behavior variable on financial performance. The results indicate that all four financial behavior variables overconfidence, anchoring, loss aversion, and risk aversion have a negative and significant effect on MSME financial performance. These findings suggest that the higher the level of behavioral financial bias possessed by business actors, the lower the resulting financial performance. Psychological biases in financial decision-making are proven to be factors that weaken the effectiveness of MSME financial management. Therefore, reducing behavioral biases and improving analytical capabilities are necessary for MSME actors to make more rational financial decisions and enhance business financial performance.
Co-Authors Enza Resdiana Ferina Oktavia Fadila Komang Sri Widiantari Sherly Horax Zainab ,