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All Journal Jurnal Ilmiah Ekonomi Islam Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Al-Ahkam: Jurnal Syariah dan Peradilan Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan

Juliana Putri

Institut Agama Islam Negeri Lhokseumawe

Author-ID : 4329587

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 11 Documents Claim Missing Document

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INFORMASI AKUNTANSI SEBAGAI ALAT PERENCANAAN STRATEGIS Juliana Putri
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 2 (2017): JESKaPe Vol. 1 No. 2 July-December 2017
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.351 KB)

This study aims to provide information to stakeholders users accounting information of a company in decision making. This research uses research design is explanatory (explanatory research). This research is focused on strategic planning in an organization by using accounting information as its tool. The maturity of organizational information systems planning is defined as how far the information system planning process helps create opportunities for information systems to make a strategic contribution to the organization. Accounting is applied basically all aspects of strategic management, so that accounting serves as a tool in strategic management. Keywords: accounting information, strategic planning

STRATEGI PENGENDALIAN RISIKO PEMBIAYAAN MURABAHAH DI PERBANKAN SYARIAH Juliana Putri; Auzia Amzar
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 1 (2018): JESKaPe Vol. 2 No. 1 January-June 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (150.964 KB)

Murabahah financing is one of the largest sources of Islamic bank income, but at the same time is the largest source of risk for business operations, namely the emergence of troubled murabahah financing, because with the existence of troubled murabahah financing not only decreases income for Islamic banks but also affects the smooth payment activities in Islamic banks and will ultimately harm the financing customers. Therefore, risk management is needed to identify, measure, monitor and control risks in accordance with Islamic banking business activities. These steps are carried out in order to mitigate risk by considering compliance with Sharia Principles. This research is field research. The research method used in this research is descriptive qualitative method, which describes and illustrates the risk control strategies of murabahah financing at PT. Bank Aceh Syariah Samudera of Lhokseumawe. Data collection techniques carried out were interviews through speakers from the PT. Bank Aceh Syariah Samudera of Lhokseumawe. Murabahah financing risk control strategies carried out by PT. Bank Aceh Syariah Samudera of Lhokseumawe through three stages, namely the planning stage, the implementation phase and the control phase. Keywords: Strategy, Intellectual Control, Risk, Financing Murabaha, Islamic Banking.

PENGARUH PENDAPATAN BAGI HASIL MUDHARABAH DAN BAGI HASIL MUSYARAKAH TERHADAP LABA BERSIH BANK SYARIAH Juliana Putri; Intan Raudhatul Ma’wa
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 2 (2018): JESKaPe Vol. 2 No. 2 July-December 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.497 KB)

This study aims to analyze whether the partial and simultaneous income sharing of mudharabah musharaka results in net income.The type of data used in this study is the quantitative data obtained from the monthly financial statements with a total of 48 reports. The result of the research shows that sharia financing product, which consists of revenue share of mudharabah and revenue share of musharaka to net income, this is reinforced also through result of F test indicate that F count 32,527> F table 3,209 so it can be concluded that Ho rejected and Ha is accepted which means that Mudharabah revenue sharing and revenue sharing of musyarakah variables significantly influence simultaneously to net income variable. While based on test result t which test variable by partial obtained conclusion that income variable for result of Mudharabah have significant effect to net profit of syaria bank independent and variable of revenue share of musyarakah have significant effect to net profit of Bank Syariah Mandiri. Keywords: Profit Sharing of Mudharabah, Profit Sharing of Musharaka, Net Income.

PENGARUH EKUIVALEN RATE BAGI HASIL, TINGKAT SUKU BUNGA DEPOSITO BPR DAN JUMLAH KANTOR BPRS TERHADAP JUMLAH NASABAH DEPOSITO iB MUDHARABAH PADA BPRS DI INDONESIA PERIODE 2016-2018 Juliana Putri; Salman Alfarisi
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 3 No 2 (2019): JESKaPe Vol. 3 No. 2 July-December 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

This study aims to determine the effect of the equivalent rate of profit sharing, interest rates on BPR deposits and the number of BPRS Offices on the number of mudharabah iB deposit customers at BPRS in Indonesia. The research method used is quantitative descriptive research using secondary data in the form of financial reports published by OJK in Sharia Banking Statistics (SPS) and Indonesian Banking Statistics (SPI) with time series data in the period of 2016-2018. The sample in this study all BPRS in Indonesia is 168 BPRS. Analysis of research using multiple linear regression analysis using application or supporting software namely PASW (Predictive Analytics SoftWare) Statistics 18, the results of research, it can be concluded that: 1) Equivalent rate of profit sharing (X1) has a significant negative effect of iB mudharabah deposit customers, 2) Variable interest rates on BPR deposits (X2) do not affect the number of mudharabah iB deposit customers. 3) The variable number of BPRS offices (X3) has a significant positive effect on the number of mudharabah iB deposit customers. 4) The coefficient of determination obtained is 0.586 or 58.6%. which means that 58.6% causes variable variable number of iB mudharabah (Y) deposit customers can be influenced by the equivalent rate of profit sharing, the level of BPR deposit rates and the number of BPRS offices, while the remaining 41.4% is influenced by other factors not included in the study.

RELEVANSI KURIKULUM EKONOMI SYARIAH IAIN LHOKSEUMAWE TERHADAP SUMBER DAYA MANUSIA PADA LEMBAGA KEUANGAN SYARIAH Juliana Putri
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 3 No 1 (2019): JESKaPe Vol. 3 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

This study aims to explain the relevance of the syariah economic curriculum that is applied to the Islamic economics department of the Islamic economics and business faculty of IAIN Lhokseumawe in preparing the human resources needed by the Lhokseumawe Islamic financial institutions and to explain the absorption and absorption of alumni of sharia economic jueusan in the world of work. With the results of the study that the relevance of Islamic economics curriculum to human resources in Islamic financial institutions the criteria are generally the parameters of employee / employee recruitment in Islamic financial institutions in Lhokseumawe City tend to be in soft skills assessment (performance and psychological). The unavailability of professional graduates in the field of sharia economics causes the need for professional staff in sharia business to continue to be met by converting from conventional workers, namely that many graduates of general tertiary institutions can fill formation in Islamic financial institutions, even though those who do not have qualified knowledge in the field of sharia economics . The distribution of Islamic Economics graduates in financial institutions is not optimally absorbed in financial institutions, even in Islamic Commercial Banks, the absorption is 0% at BNI Syariah Bank, Aceh Syariah Bank Samudera Branch and Merdeka Branch, Muamalat Bank, BRI Syariah. 30% absorption is absorbed at Baitul Qirat Afdhal Lhokseumawe Branch. Of the 23 employees 9 of them were graduates of the Shariah Economics of the Lhokseumawe branch. Bank Syariah Mandiri Lhokseumawe Branch of 32 Employees 2 of whom are graduates of the Sharia economy of the Lhokseumawe branch, as well as the FIF Syariah and Baitul Mal absorbed by 2 graduates of Islamic economics.

FAKTOR- FAKTOR YANG MEMPENGARUHI INTEREST OF REVISIT WISATAWAN PADA WISATA UJONG BLANG KOTA LHOKSEUMAWE Juliana Putri; Fitria Andriani
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 5 No 1 (2021): JESKaPe Vol. 5 No. 1 January-June 2021
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v5i1.1077

Traveling is a necessary thing in everyday life, traveling on a tour can eliminate boredom and can remember thoughts of everyday problems. A good tourist spot will greatly affect the desire to make a visit on that tour, and a good tourist spot will be interesting to make a repeat visit on that tour. The research aims to see the effect of service influence, tourism image, tourist attraction and promotion partially and simultaneously on the interests of visiting tourists. This research uses quantitative methods. Sampling combines accidental sampling and purposive sampling, involving 97 tourists as respondents. Data processing using multiple linear regression with IMB 22 statistical tools: The results of data analysis show that service quality (X1) does not have a significant effect on the interest of returning tourists with a significant value of 0.394> 0.05. The results of data analysis show that the tourism image ( X2) has a significant effect on the interest of returning tourists with a significant value of 0.000 <0.05. The results of data analysis show that tourist attraction (X3) has a significant effect on the interest of returning tourists with a significant value of 0.031 <0.05, the results of data analysis show that Promotion (X4) has a significant effect on the interest of returning tourists with a significant value of 0.022 <0.05 on testing service quality, tourism image, tourist attraction, promotion is able to influence the interest of returning visits simultaneously where the significance value is 0.000 <0.05.

Co-Authors Auzia Amzar Erawati Erawati Fitria Andriani Fitria Andriani Intan Raudhatul Ma’wa Iskandar Iskandar Ismaulina, Ismaulina Rauzatul Amanda Razali Salman Alfarisi

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