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APLIKASI SYIRKAH BERBASIS BAGI HASIL TANGKAPAN IKAN NELAYAN: PERSPEKTIF SOSIAL EKONOMI Malahayatie Malahayatie; Suryani Suryani
Kodifikasia: Jurnal Penelitian Islam Vol 14, No 2 (2020)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/kodifikasia.v14i2.2141

This study aims to find out about the tradition of fishing revenue mudharabah systems and see various phenomena of poverty in fishermen in Banda Sakti District, Lhokseumawe city, Aceh. The method in this study uses descriptive qualitative methods with the type of research using field research. The results of the study revealed that the existing fisheries revenue sharing practices among fishermen in Banda Sakti District were viewed from two different regions and were led by two regional commander namely Kuala Pusong and Kuala Mamplam. Each region has a different production sharing practice. The practice of mudharabah syirkah application has been applied unwritten among the fishermen.Keywords: Syirkah, Mudharabah, Fishermen

KEADILAN, NEGARA DAN PEMBANGUNAN EKONOMI: PERSPEKTIF EKONOMI ISLAM Malahayatie Malahayatie
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 1 (2018): JESKaPe Vol. 2 No. 1 January-June 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.94 KB)

This article aims to describe the theory of Islamic justice in a country in order to realize economic development evenly. The Islamic economic system is based on the principle of justice, this covers all basic aspects of the economy such as production, distribution, consensus and exchange. Justice is the most important pillar in the Islamic economy. In Islam the State has an important role in upholding this justice, so that the State must have policies or strategic steps for the realization of a just and prosperous economic development. Regarding justice, Ibn Khaldun has emphasized that justice is the backbone and principle of the strength of an economy. If justice cannot be implemented, then a country will be destroyed and destroyed. The state has a big responsibility in realizing just economic development. This requires that the community has the same opportunity to obtain a decent life, even though each society is distinguished by the level of potential, skill and intellectuals, as well as the economic life it has. In the Islamic economy justice is meant that the country together with its community is able to integrate synergistically to regulating the whole aspect of life into a whole set of entities. The justice to be achieved in this article also expects the nature and character of the community as the core of a country in order to have commendable traits in using all natural resources as capital for production, consumption and distribution. Keywords: Justice, State, Economic Development, Islamic Economy

PERANAN AUDITOR SYARIAH PADA SISTEM JAMINAN HALAL DI BANK SYARIAH Malahayatie Malahayatie
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 2 No 2 (2018): JESKaPe Vol. 2 No. 2 July-December 2018
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

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This article aims to provide a description of the role of auditors Sharia halal assurance system in Islamic banking in Indonesia.. Syariah banking is as finance institution should be checked and experimented smartly, product, and it’s operational by an independent institution that is an “syariah auditor” and should be paid an attention by syariah auditor that is the finance report of Syariah bank, SOP (System Operating Procedures), Syariah Human resoource (HR), Syariah monitoring Council, and structure of syariah product. The moitorig of syari’ah bank as well as monitored by internal or external syari’ah auditor, while the guarantee in Islamic law divided into two their consisted of : personal guarantee and property guarantee and known as “kafalah or rahn”. The institution that control or monitor that’s internal or external syariah auditor should do the syariah internal review that was done by syariah compliance officer, that control or monitor the syari’ah compliance and decision ”fatwa”, instruction, guideline, that issued by Syariah monitoring Council in that finance institution. Syariah review, internal of syariah review and syariah auditing is an important process to ensure the halal guarantee system to the operational activity of syariah finance institution and it’s syariah products. The report and recomendation from the Syariah monitoring Council willbe given to National Syariah monitoring Council as the consideration. Keyword: Auditor, Halal Guarantee, National Syariah Council

ETIKA MARKETING DALAM PERSPEKTIF EKONOMI ISLAM Malahayatie Malahayatie; Maryamah Maryamah
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 3 No 1 (2019): JESKaPe Vol. 3 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Marketing is a human activity that is directed to meet the needs and desires through the exchange process. While marketing in the view of Islam is an application of strategic discipline in accordance with sharia values and principles. Assessment of business success is not only determined by increasing economic and financial achievements, but success must also be measured through benchmarks of morality and ethical values on the basis of social values in religion. The type of this research is library research (library research), which is a data collection which is carried out directly on an object to obtain data. This research uses a normative approach which is research based on theories and marketing concepts in Islam. From the results of this discussion it was concluded that, Islamic marketing teaches marketers to be honest with consumers or others. Sharia values prevent marketers from falling into values that must be upheld by a marketer. Four forms of marketing in Islamic Economic Ethics that guide marketing as Rabbaniyah, Akhlaqiyyah, Al-Waqiyyah and Insaniyyah. Some things that must be considered as marketing ethics in the perspective of Islamic economics are having a good and spiritual personality (taqwa), being fair in business, having a good personality and and respecting people's rights and property correctly, serving consumers humbly, always keeping promises and no cheating in marketing, honest and trustworthy and not excessive in advertising goods, do not like to prejudice and bad-mouthing the merchandise of others, do not make bribes (risywah), all forms of marketing activities must provide benefits to many parties and cooperate with each other and provide benefits with the aim of welfare among fellow entrepreneurs.

PENGARUH RASIO PROFITABILITAS DALAM MENILAI KINERJA KEUANGAN PADA PT BANK BRI SYARIAH Tbk TAHUN 2014-2018 Malahayatie Malahayatie; Siti Nurhaliza
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 4 No 2 (2020): JESKaPe Vol. 4 No. 2 July-December 2020
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v4i2.798

Abstract This study aims to determine how much influence the Gross Profit Margin, Net Profit Margin and Return On Assets on Financial Performance at PT. BRI SyariahTbk in 2014-2018. The data used in this study are secondary data for the period 2014-2018. Data analysis method used in this study is multiple linear regression method. The results showed that partially it can be concluded that Gross Profit Margin has a t-count of 550.7386 which is greater than the t-table of 6.31 (550.7386> 6.31), meaning that Gross Profit Margin has a positive and significant effect on BRI Syariah Bank Financial Performance in Indonesia, partially Net Profit Margin has a t-count value of 144.6863 greater than t-table that is 6.31 (144.6863> 6.31), meaning that Net Profit Margin has a positive and significant effect on the Financial Performance of BRI Syariah Banks in Indonesia, and Return on Assets has a t-count of 423.9126 which is greater than ttable which is equal to 6.31 (423.9126> 6.31), meaning that Return On Assets has a positive and significant effect on the Financial Performance of BRI Syariah Banks in Indonesia. The results of tests carried out simultaneously or together it can be seen that the F-count value is greater than the F-table that is equal to (319218.3> 216), meaning that Gross Profit margin, Net profit Margin and Return On Assets together have a positive and significant effect on performance Bank BRI Syariah Finance in Indonesia. Keywords: Gross Profit Margin, Net Profit Margin, Return on Assets, Financial Performance Abstrak Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh Gross Profit Margin, Net Profit Margin dan Return On Assets terhadap Kinerja Keuangan pada PT. BRI SyariahTbk tahun 2014-2018. Data yang digunakan dalam penelitian ini adalah data sekunder periode 2014-2018. Metode analisis data yang digunakan dalam penelitian ini adalah metode regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial dapat disimpulkan bahwa Gross Profit Margin memiliki t-hitung 550,7386 lebih besar dari t-tabel 6,31 (550,7386> 6,31), artinya Gross Profit Margin berpengaruh positif dan signifikan terhadap Kinerja Keuangan Bank BRI Syariah Indonesia, secara parsial Net Profit Margin memiliki nilai t-hitung 144.6863 lebih besar dari t-tabel yaitu 6.31 (144.6863> 6.31), artinya Net Profit Margin berpengaruh positif dan signifikan terhadap Kinerja Keuangan Bank BRI Syariah di Indonesia, dan Return on Asset memiliki thitung 423.9126 lebih besar dari t-tabel yaitu sebesar 6.31 (423.9126> 6.31), artinya Return On Assets berpengaruh positif dan signifikan terhadap kinerja keuangan Bank BRI Syariah di Indonesia. Hasil pengujian yang dilakukan secara simultan atau bersama-sama dapat diketahui bahwa nilai Fhitung lebih besar dari Ftabel yaitu sebesar (319218,3> 216), artinya Gross Profit Margin, Net Profit Margin dan Return On Assets secara bersama-sama mempunyai pengaruh positif dan berpengaruh signifikan terhadap kinerja Bank BRI Syariah Finance di Indonesia. Kata kunci: Gross Profit Margin, Net Profit Margin, Return on Assets, Kinerja Keuangan.

The Role of Islamic Ethic Investment in Aceh Malahayatie Malahayatie; Rahmawati Rahmawati
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 16, No 1 (2022)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v16i1.137-150

Investment has important role in economic development of Aceh.However, many investors tend to violate the work ethics while workingwith the enterpreneurs and local goverment. This study aimed to observe TheRole of Islamic Ethic for Synergy Form and Domestic Investment Contributionamong the Enterpreneurs and Goverment of Aceh. This is a qualitative descriptive study using survey method. The respondents were enterpreneurs andlocal Government of Aceh. The results of this study show that the Islamic ethic has important role in forming work synergy between the enterpreneurs and Aceh Government contributing to the invesments in Aceh.

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