Nur Salma
Accounting Study Program, Faculty of Business, University of Mitra Indonesia

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Effect of Capital Adequacy Ratio, Nonperporming Loan, Third Party Funds on Loan to Deposit Ratio in Private Commercial Banks in Indonesia Stock Exchange Nur Salma
Cendekia: Jurnal Pendidikan dan Pembelajaran Vol. 13 No. 2 (2019): Oktober 2019
Publisher : Center of Language and Cultural Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (234.292 KB) | DOI: 10.30957/cendekia.v13i2.605

Abstract

The study aims to analyze the impact of capital adequacy ratio, non-performing loan, third party fund on loan to deposit ratio of the private banks in Bandar Lampung. The sample used in this research were obtained from six private banks in Bandar Lampung. Data obtained based on financial statements Annual Report of Indonesia stock Exchange (IDX) from 2009 to 2014. The method used in this research is the dependent variable and independent, multiple regression analysis and Classical Assumption. Variable used Capital Adequacy Ratio (CAR), Nonperforming Loan (NPL), and Third-Party Fund (DPK) on Loan to Deposit Ratio (LDR). Based on the result of the research showed that the F variable CAR, NPL, and DPK together influential significantly to Loan to Deposit Ratio. The Result of partial T-test CAR negatively influential and significant with significant value is 0.007. NPL is not positively influential and not significant on LDR with significant value is 0,277 while DPK has positive influential and significant value is 0,005. The value of Adjusted R Square the value is 0.266 showed that LDR can explain by variables research as big as 26,6 %, while the rest can be explained by other factors.