Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Iqtisaduna Journal of Ekonomics, Finance, and Management Studies
Fahmi Syam
Universitas Borneo
Religion Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Non- Bank Islamic Mortgage in Maqashid al-Sharia Perspective Fahmi Syam; Afifuddin Kadir; Ayuesha Nur Salma
Jurnal Iqtisaduna Proceeding of International Conference on Islamic Economics and Business 2020
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.17429

Abstract

Home mortgage or KPR is regarded as an alternative answer for possessing a house recently, Home mortgage should be possible either through Conventional bank and sharia bank. However, recently there have been new alternatives of owning home by using non-bank Islamic mortgage. Where the mortgage can presently be directly handled by the developer without involving the bank. The issues of this Paper are describing the opinion that non-Bank Islamic Mortgage is more sharia than Islamic Banking in providing Islamic Housing, such as no BI Checking, no riba, no fines, no confiscation, and etc.  The purpose of this research is to identify the scheme of non-bank Islamic Mortgage, and analyse the scheme in Maqasid Sharia perspective as Importance foundation in religion.  The methods in this study are descriptive analysis research. The data used  is secondary data and data collection techniques are literature studies. After discussing, the results showed that Non-Bank Islamic Mortgage cause a lot of harm in term of customer and sharia developer it self in Maqāsid Sharia perspective.
Zakat Distribution sebagai Moderasi Pengaruh Gross Domestic Product (GDP) Terhadap Tingkat Kemiskinan di Indonesia Yeti Meliany Lubis; Eva Yuniarti Utami; Imron Natsir; Ramli Semmawi; Fahmi Syam
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7271

Abstract

This study aims to determine the effect of Gross Domestic Product (GDP) on the poverty rate in Indonesia with zakat distribution as a moderating variable. The research method used in this study is quantitative descriptive research with secondary data types that can be accessed through the website of the Central Statistics Agency (BPS) of Indonesia and the page of the PPID Baznas RI Information and Documentation Management Officer. Data analysis was carried out using the Eviews 12 application to determine the effect of Gross Domestic Product on the poverty rate in Indonesia. Then a Moderated Regression Analysis (MRA) test was carried out to determine the moderating effect of zakat distribution on the relationship between Gross Domestic Product and the poverty rate in Indonesia. The results of this study are that Gross Domestic Product does not have a significant effect on the poverty rate in Indonesia. Therefore, the moderation test conducted shows that zakat distribution does not directly moderate the relationship between gross domestic product and poverty rates in Indonesia.
Co-Authors Afifuddin Kadir Ayuesha Nur Salma Eva Yuniarti Utami Imron Natsir Ramli Semmawi Yeti Meliany Lubis