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All Journal Jurnal Iqtisaduna AICOS Sharia Oikonomia Law Journal
Nopita Sari
Institut Agama Islam Negeri Kerinci
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pengaruh Harga Kayu Manis Terhadap Kesejahteraan Petani Ditinjau Dalam Aspek Religiusitas Nopita Sari; Dafiar Syarif; Muhammad Fauzi; Mursal Mursal
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.25648

Abstract

Isu-isu yang menyebar bahwa eksistensi kayu manis di Kabupaten Kerinci sudah menjadi pentas pasaran global. Hampir semua kayu manis yang di produksi Indonesia berasal dari Kabupaten Kerinci. Penghasil kayu manis terbesar di Kabupaten Kerinci berada pada bagian wilayah Kecamatan Gunug Raya. Lebih kurang 12 (dua belas) Desa di wilayah Kecamatan Gunug Raya mempunyai lahan kebun kayu manis yang sangat luas. Harapan bagi para petani dengan berkebun kayu manis dapat berkontribusi bagi ekonomis dan kesejahteraan mereka. Dari sini, penelitian dilakukan bermaksud melihat pengaruh harga kayu manis terhadap tingkat kesejahteraan petani petani di tinjau dalam aspek religiusitas, dan juga melihat pengaruh pendapatan dalam memoderasi hubungan harga kayu manis dengan tingkat kesejahteraan petani di tinjau dalam aspek religiusitas. Penelitian ini menggunakan penelitian kuantitatif, dan data diambil dari sumber data primer, dengan model regresi linier sederhana digunakan sebagai alat analsis data. Hasil penelitian menunjukkan bahwa variabel harga kayu manis berpengaruh positif terhadap kesejahteraan petani ditinjau dari asepk religiusitas. Sementara hasil analisis variabel pendapatan petani sebagai variabel moderator, tidak memoderasi hubungan antara harga kayu manis dengan kesejahteraan petani ditinjau dari aspek religiusitas.
INNOVATIVE HAJJ FUND MANAGEMENT TO SUPPORT COST EFFICIENCY THROUGH SEA TRANSPORTATION: A GOVERNANCE STRENGTHENING AND FINANCIAL SUSTAINABILITY MODEL BASED ON DIGITALIZATION Nopita Sari; Nur Musyahadah
Asian Journal of Islamic Economic Studies Vol. 3 No. 1 (2026): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v3i1.6102

Abstract

The growing interest among Indonesian Muslims in performing Hajj using sea transportation has emerged as a significant trend in recent years. This mode offers a more affordable alternative and has the potential to increase accessibility, particularly for lower-middle-income groups and coastal communities. However, this shift demands innovation in Hajj fund management, which has traditionally focused on conventional schemes and air travel. This study aims to examine how innovations in governance and institutional strengthening of Hajj fund management can support cost efficiency and financial sustainability through the integration of cost-effective sea transportation and service digitalization. A qualitative approach is employed, using a case study of a Hajj fund management institution, supported by literature review and relevant data analysis. The study also incorporates financial modeling to identify potential cost savings and improved liquidity achieved through investment innovation and the digitalization of payment and fund monitoring systems. Findings indicate that integrating sea transportation significantly reduces travel costs and positively impacts budget planning. Key challenges include strengthening institutional governance, enhancing transparency, and implementing real-time digital systems. Technologies such as blockchain and smart contracts have proven effective in increasing public trust and minimizing the risk of fund mismanagement. Furthermore, sustainable investment portfolios aligned with Sharia principles present opportunities to boost income while maintaining long-term financial stability. This research provides both theoretical and practical contributions to the development of an innovative Hajj fund management model that is adaptive to current trends and supports the creation of a transparent, efficient, and sustainable Hajj ecosystem.
THE APPLICATION OF BLOCKCHAIN FOR SMART CONTRACTS IN MURABAHAH FINANCING: A SHARIA COMPLIANCE AND LEGAL ENFORCEABILITY STUDY Nopita Sari; Nurul Ain Safrizon; Basarudin Basarudin; Adam Idris
Sharia Oikonomia Law Journal Vol. 3 No. 3 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v3i3.2473

Abstract

The increasing adoption of blockchain technology in Islamic finance has prompted growing interest in its application for smart contracts within murabahah financing structures. The digital transformation of financial transactions raises important questions regarding Sharia compliance, contractual validity, and legal enforceability in decentralized systems. This study aims to examine how blockchain-based smart contracts can enhance transparency, efficiency, and trust in murabahah financing while maintaining strict adherence to Islamic legal principles. A qualitative-doctrinal research method was employed, integrating analysis of classical fiqh al-mu’?mal?t with contemporary regulatory frameworks governing digital transactions and smart contract implementation. The study utilized comparative analysis of existing blockchain platforms and Islamic financial models to identify areas of alignment and potential conflict. The findings indicate that blockchain technology supports murabahah transactions by automating contract execution, eliminating asymmetrical information, and ensuring compliance with Sharia requirements for ownership transfer and cost disclosure. However, challenges remain in achieving legal recognition of decentralized contracts within conventional judicial systems. The study concludes that blockchain-based smart contracts can be considered Sharia-compliant when developed under proper legal supervision and governance mechanisms, offering a promising pathway for digital transformation in Islamic finance.
Co-Authors Adam Idris Basarudin Basarudin Dafiar Syarif Muhammad Fauzi Mursal Mursal Nur Musyahadah Nurul Ain Safrizon