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Analysis of Credit Restructuring Implementation The Period of Social Order in the Era of the Covid-19 Pandemic in Banking In Cliff City Ari Syahputra; Suwadi Suwadi
Enrichment : Journal of Management Vol. 12 No. 1 (2021): November: Management Science
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.966 KB) | DOI: 10.35335/enrichment.v12i1.353

Abstract

The government anticipates the impact of the economic slowdown caused by the pandemic through economic stimulus through the Financial Services Authority (OJK) by issuing Financial Services Authority Regulation (POJK) Number 11/POJK.03/2020 concerning National Economic Stimulus. This regulation relates to policies that support economic growth stimulus that can be carried out by banks. One of them is the policy of restructuring credit or financing. This study aims to analyze the implementation of credit restructuring during the social order era of the covid-19 pandemic at Bank Sumut Tebing Tinggi Branch. This study uses a qualitative approach, where the data used are primary data and secondary data. Primary data were obtained from in-depth interviews with the head of the marketing section and the credit account officer (AO) of Bank Sumut, Tebing Tinggi Branch. Secondary data were obtained from various literatures such as laws, regulations and bank statements. The results of the study indicate that the implementation of credit restructuring at Bank Sumut Tebing Tinggi Branch is carried out in accordance with applicable laws and regulations and is carried out through delays in payment of principal and loan interest installments, extension of credit period, Scheduling of payment of principal and/or loan interest installments and Reduction fine.
PENGARUH BRAND ATTITUDE DAN E-WOM DI MEDIA SOSIAL YOUTUBE TERHADAP PURCHASE INTENTION PADA BRAND SMARTPHONE OPPO Suwadi Suwadi; Dwi Rahman Saputra
Digital Business Progress Vol. 1 No. 2 (2022): Digital Business Progress Edisi Desember 2022
Publisher : STIE Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/dbp.v1i2.36

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh Brand Attitude dan Electronic word of mouth (E-WOM) di media sosial Youtube terhadap purchase intention padaBrand SmartphoneOppo. Sampel pada penelitian ini adalah pengguna Smartphone di Kecamatan Padang Hilir Tebing Tinggi yang menggunakan media sosial Youtube. dengan jumlah 96 orang. Metode Analisis Regresi linier Berganda digunakan dalam penelitian dan untuk menguji hipotesis digunakan Uji t dan Ujif. Data hasil penelitian dianalisis atau diolah dengan menggunakan bantuan Program SPSS versi 25. Hasil penelitian menunjukkan bahwa : adanya Pengaruh (1) Brand Attitude terhadap Purchase Intentiondenganthitung (4,464) > ttabel (1.985, (2) Electronic Word of Mouth (E-WOM) berpengaruh terhadap PurchaseIntention denganthitung (2,949) > ttabel (1.985), (3) Brand Attitude dan Electronic Word of Mouth (E-WOM) berpengaruh secara simultan terhadap Purchase Intention pada Brand Smartphone Oppo dengan fhitung (28,027) >ftabel (3.09),.
Sosialisasi Penguatan Ekonomi Masyarakat Melalui Pendidikan Kewirausahaan di Desa Firdaus Yomeini Margareth Sagala; Suci Etri Jayanti; Daniel Collyn; Rapat Piter Sony Hutauruk; Rika Surianto Zalukhu; Yenni Mariani Sinurat; Rodi Syafrizal; Ayu Zurlaini Damanik; Suwadi Suwadi; Bobby Hartanto; Kumala Vera Dewi; Cici Puspaningrum; Murbanto Sinaga
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 3 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v3i2.4136

Abstract

The ratio of entrepreneurs in Firdaus village, Sei Rampah District, Serdang Bedagai Regency, is considered very low. This low ratio is attributed to the community's low interest in entrepreneurship. Most of the community believes that entrepreneurship requires a large amount of capital. Additionally, there are risks that may occur, such as losses and uncertainty regarding income. Therefore, a community service activity in the form of socialization was conducted for the people of Firdaus village. This socialization activity aimed to provide entrepreneurship education to the community in Firdaus village, thus fostering interest in entrepreneurship. The socialization activity was attended by 22 participants. The methods used in this community service activity were lectures and interactive discussions. The stages of the community service activities included the preparation stage and the implementation stage. This activity had a positive impact on increasing the knowledge of the participants regarding the entrepreneurial skills that an entrepreneur must master, as well as the importance of marketing strategies and the use of technology in the success of a business. Several participants expressed interest in entrepreneurship after participating in the community service activity. This indicates that the community service activity has made a positive contribution to the people of Firdaus village.
Pengaruh Gaya Kepemimpinan Transformasional Dan Disiplin Kerja Preventif Terhadap Kinerja Guru Dengan Motivasi Ekstrinsik Sebagai Variabel Intervening Pada SMK Negeri 3 Kota Tebing Tinggi Suwadi Suwadi
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.1577

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Gaya Kepemimpinan Transformasional Dan Disiplin Kerja Preventif Terhadap Kinerja Dengan Motivasi Ekstrinsik Sebagai Variabel Intervening. Metode kuantitatif merupakan metode yang digunakan dalam penelitian ini dan jumlah guru PNS pada SMK Negeri 3 Kota Tebing Tinggi sebagai populasi yaitu 41 orang. Berdasarkan jumlah guru yang ada pada SMK Negeri 3 Kota Tebing Tinggi peneliti menggunakan teknik pengambilan sampel jenuh yaitu mengambil seluruh populasi sebagai sampel. Metode analisis data pada penelitian ini menggunakan uji validitas, uji reliabilitas, uji normalitas, uji multikolnieritas, uji heterodastisitas analisis jalur (path analysis), dan analisis regresi berganda melalui bantuan software IBM SPSS for Windows. Hasil penelitian ini membuktikan bahwa. Gaya Kepemimpinan Transformasional berpengaruh terhadap Kinerja Guru. Disiplin Kerja Preventif berpengaruh terhadap Kinerja Guru. Gaya Kepemimpinan Transformasional berpengaruh terhadap Motivasi Ekstrinsik. Disiplin Kerja Preventif berpengaruh terhadap Motivasi Ekstrinsik. Motivasi Ekstrinsik berpengaruh terhadap Kinerja Guru. Motivasi Ekstrinsik tidak dapat memediasi Gaya Kepemimpinan Transformasional terhadap Kinerja Guru. Motivasi Ekstrinsik dapat memediasi Disiplin Kerja Preventif terhadap Kinerja Guru.