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All Journal Enrichment : Journal of Management Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Innovative and Creativity Digital Business Progress Management and Business Progress Community Service Progress Jurnal Pengabdian Masyarakat Indonesia
Suwadi Suwadi
Sekolah Tinggi Ilmu Ekonomi Bina Karya
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Analysis of Credit Restructuring Implementation The Period of Social Order in the Era of the Covid-19 Pandemic in Banking In Cliff City Ari Syahputra; Suwadi Suwadi
Enrichment : Journal of Management Vol. 12 No. 1 (2021): November: Management Science
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.966 KB) | DOI: 10.35335/enrichment.v12i1.353

Abstract

The government anticipates the impact of the economic slowdown caused by the pandemic through economic stimulus through the Financial Services Authority (OJK) by issuing Financial Services Authority Regulation (POJK) Number 11/POJK.03/2020 concerning National Economic Stimulus. This regulation relates to policies that support economic growth stimulus that can be carried out by banks. One of them is the policy of restructuring credit or financing. This study aims to analyze the implementation of credit restructuring during the social order era of the covid-19 pandemic at Bank Sumut Tebing Tinggi Branch. This study uses a qualitative approach, where the data used are primary data and secondary data. Primary data were obtained from in-depth interviews with the head of the marketing section and the credit account officer (AO) of Bank Sumut, Tebing Tinggi Branch. Secondary data were obtained from various literatures such as laws, regulations and bank statements. The results of the study indicate that the implementation of credit restructuring at Bank Sumut Tebing Tinggi Branch is carried out in accordance with applicable laws and regulations and is carried out through delays in payment of principal and loan interest installments, extension of credit period, Scheduling of payment of principal and/or loan interest installments and Reduction fine.
PENGARUH BRAND ATTITUDE DAN E-WOM DI MEDIA SOSIAL YOUTUBE TERHADAP PURCHASE INTENTION PADA BRAND SMARTPHONE OPPO Suwadi Suwadi; Dwi Rahman Saputra
Digital Business Progress Vol. 1 No. 2 (2022): Digital Business Progress Edisi Desember 2022
Publisher : STIE Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/dbp.v1i2.36

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh Brand Attitude dan Electronic word of mouth (E-WOM) di media sosial Youtube terhadap purchase intention padaBrand SmartphoneOppo. Sampel pada penelitian ini adalah pengguna Smartphone di Kecamatan Padang Hilir Tebing Tinggi yang menggunakan media sosial Youtube. dengan jumlah 96 orang. Metode Analisis Regresi linier Berganda digunakan dalam penelitian dan untuk menguji hipotesis digunakan Uji t dan Ujif. Data hasil penelitian dianalisis atau diolah dengan menggunakan bantuan Program SPSS versi 25. Hasil penelitian menunjukkan bahwa : adanya Pengaruh (1) Brand Attitude terhadap Purchase Intentiondenganthitung (4,464) > ttabel (1.985, (2) Electronic Word of Mouth (E-WOM) berpengaruh terhadap PurchaseIntention denganthitung (2,949) > ttabel (1.985), (3) Brand Attitude dan Electronic Word of Mouth (E-WOM) berpengaruh secara simultan terhadap Purchase Intention pada Brand Smartphone Oppo dengan fhitung (28,027) >ftabel (3.09),.
Sosialisasi Penguatan Ekonomi Masyarakat Melalui Pendidikan Kewirausahaan di Desa Firdaus Yomeini Margareth Sagala; Suci Etri Jayanti; Daniel Collyn; Rapat Piter Sony Hutauruk; Rika Surianto Zalukhu; Yenni Mariani Sinurat; Rodi Syafrizal; Ayu Zurlaini Damanik; Suwadi Suwadi; Bobby Hartanto; Kumala Vera Dewi; Cici Puspaningrum; Murbanto Sinaga
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 3 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v3i2.4136

Abstract

The ratio of entrepreneurs in Firdaus village, Sei Rampah District, Serdang Bedagai Regency, is considered very low. This low ratio is attributed to the community's low interest in entrepreneurship. Most of the community believes that entrepreneurship requires a large amount of capital. Additionally, there are risks that may occur, such as losses and uncertainty regarding income. Therefore, a community service activity in the form of socialization was conducted for the people of Firdaus village. This socialization activity aimed to provide entrepreneurship education to the community in Firdaus village, thus fostering interest in entrepreneurship. The socialization activity was attended by 22 participants. The methods used in this community service activity were lectures and interactive discussions. The stages of the community service activities included the preparation stage and the implementation stage. This activity had a positive impact on increasing the knowledge of the participants regarding the entrepreneurial skills that an entrepreneur must master, as well as the importance of marketing strategies and the use of technology in the success of a business. Several participants expressed interest in entrepreneurship after participating in the community service activity. This indicates that the community service activity has made a positive contribution to the people of Firdaus village.
Pengaruh Gaya Kepemimpinan Transformasional Dan Disiplin Kerja Preventif Terhadap Kinerja Guru Dengan Motivasi Ekstrinsik Sebagai Variabel Intervening Pada SMK Negeri 3 Kota Tebing Tinggi Suwadi Suwadi
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.1577

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Gaya Kepemimpinan Transformasional Dan Disiplin Kerja Preventif Terhadap Kinerja Dengan Motivasi Ekstrinsik Sebagai Variabel Intervening. Metode kuantitatif merupakan metode yang digunakan dalam penelitian ini dan jumlah guru PNS pada SMK Negeri 3 Kota Tebing Tinggi sebagai populasi yaitu 41 orang. Berdasarkan jumlah guru yang ada pada SMK Negeri 3 Kota Tebing Tinggi peneliti menggunakan teknik pengambilan sampel jenuh yaitu mengambil seluruh populasi sebagai sampel. Metode analisis data pada penelitian ini menggunakan uji validitas, uji reliabilitas, uji normalitas, uji multikolnieritas, uji heterodastisitas analisis jalur (path analysis), dan analisis regresi berganda melalui bantuan software IBM SPSS for Windows. Hasil penelitian ini membuktikan bahwa. Gaya Kepemimpinan Transformasional berpengaruh terhadap Kinerja Guru. Disiplin Kerja Preventif berpengaruh terhadap Kinerja Guru. Gaya Kepemimpinan Transformasional berpengaruh terhadap Motivasi Ekstrinsik. Disiplin Kerja Preventif berpengaruh terhadap Motivasi Ekstrinsik. Motivasi Ekstrinsik berpengaruh terhadap Kinerja Guru. Motivasi Ekstrinsik tidak dapat memediasi Gaya Kepemimpinan Transformasional terhadap Kinerja Guru. Motivasi Ekstrinsik dapat memediasi Disiplin Kerja Preventif terhadap Kinerja Guru.
STRATEGI MANAJEMEN KEUANGAN UNTUK PENGEMBANGAN USAHA TERNAK LELE DI DESA KUTA BARU KEC. TEBING TINGGI KAB. SERDANG BEDAGAI Gansar Mayang Sari; Carnelius Ricardo Manurung; Andy Wijaya Hasibuan; Japenton Sihaloho; Sa'i Fadila; Christinna Chen; Andry Syahputra; Suwadi Suwadi; Rumiris Siahaan; Rapat Piter Sony Hutauruk; Cia Cai Cen; Suci Etry Jayanti
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 6 (2024): Vol. 5 No. 6 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i6.40415

Abstract

Manajemen keuangan yang baik adalah elemen penting untuk keberhasilan dan kelangsungan suatu usaha. Manajemen keuangan yang tepat dapat membantu: Mengelola anggaran bisnis dengan baik, Memastikan perusahaan beroperasi dengan cara yang paling menguntungkan, Mengurangi biaya dan meningkatkan efisiensi, Meminimalkan risiko kebangkrutan, Menghindari masalah likuiditas dan utang yang tidak terkelola. Budidaya ikan lele telah menjadi salah satu usaha utama masyarakat Desa Kuta Baru. Namun, masih banyak peternak yang mengalami kendala dalam manajemen keuangan usaha mereka. Dengan memperkuat keterampilan manajemen keuangan, para peternak dapat lebih efisien dalam mengelola usaha, mengurangi risiko kerugian, dan meningkatkan keuntungan. Program ini bertujuan untuk memberikan pengetahuan dasar mengenai manajemen keuangan, termasuk pencatatan keuangan, pengelolaan arus kas, dan perencanaan keuangan yang lebih baik.
Pengaruh Brand Ambassador Twice Terhadap Minat Beli Dengan Brand Image Sebagai Variabel Intervening Pada Produk Kecantikan Scarlett: Studi Kasus Pada Konsumen Produk Scarlett Di Kecamatan Padang Hilir Kota Tebing Tinggi Benhart Nainggolan; Suwadi Suwadi
Management And Business Progress Vol. 5 No. 1 (2026): Management and Business Progress Edisi Juni 2026
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/mbp.v5i1.324

Abstract

This research aims to determine "The influence of the Twice Brand Ambassador on Purchase Interest with Brand Image as an Intervening Variable in Scarlett Beauty Products (Case Study of Scarlett Product Consumers in Padang Hilir District, Tebing Tinggi City)". The sample determination method used in this research was by using the Cochran formula of 96 samples who were consumers of Scarlett products in Padang Hilir District, Tebing Tinggi City. Based on the results of the analysis of hypothesis 1, it can be concluded that the first hypothesis is accepted, meaning that the Brand Ambassador variable influences the Brand Image variable. Based on the results of the analysis of hypothesis 2, it can be concluded that the second hypothesis is rejected, meaning that the Brand Ambassador variable has no effect on the Purchase Interest variable. Based on the results of the analysis of hypothesis 3, it can be concluded that the third hypothesis is accepted, meaning that the Brand Image variable influences the Purchase Interest variable. Based on the results of the analysis of hypothesis 4, it shows that the indirect influence between the Brand Ambassador variable on Buying Interest through Brand Image is accepted rather than the direct influence between the Brand Image variable on Buying Interest.
Meningkatkan Daya Saing UMKM Tempe: Inovasi Kemasan dan Edukasi Pemasaran di Desa Dolok Sagala Titin Elfrida Situmorang; Suwadi Suwadi; Yenni Arfah; Rika Zalukhu; Abednego Ketaren; Nursaimatussaddiya Nursaimatussaddiya; Azril Syahputra; Rahma Yanti Batubara; Putri Andria
Community Service Progress Vol. 5 No. 1 (2026): Community Services Progress Edisi Juni 2026
Publisher : STIE Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/csp.v5i1.336

Abstract

This community service program was conducted in Dolok Sagala Village, Dolok Masihul District, Serdang Bedagai Regency, as part of the Community Service Program (KKN) of STIE Bina Karya Tebing Tinggi. The program focused on the theme "Product and Packaging Innovation to Attract Consumers to MSMEs in Dolok Sagala." The program's primary target was a local tempeh MSME owned by Mrs. Merry and Mr. Jumiran. Methods used included observation, interviews, and direct implementation, including designing and producing new, more attractive product packaging, as well as promotional media such as stickers and banners. The results demonstrated the creation of new packaging aimed at increasing sales value, attractiveness, and consumer trust. In addition to the main MSME program, supporting activities were also implemented, such as anti-bullying outreach in elementary schools and the installation of educational signs on waste management. These activities successfully provided new insights for MSMEs regarding the importance of branding and packaging in increasing product competitiveness.
Pengaruh Pengalaman Kerja Dan Fasilitas Terhadap Kinerja Pegawai Pada Kantor Kecamatan Dolok Merawan Dengan Motivasi Kerja Sebagai Variabel Intervening Suwadi Suwadi; Benhart Nainggolan; Muhammad Azwin Sinaga
Management And Business Progress Vol. 4 No. 2 (2025): Management and Business Progress Edisi Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/mbp.v4i2.264

Abstract

This study aims to determine the Effect of Work Experience and Facilities on Employee Performance at the Dolok Merawan District Office with Work Motivation as an Intervening Variable. The analysis method used in this study is to use an instrument test, namely validity and reliability tests. Classic assumption tests, namely normality tests, multicollinearity tests, heteroscedasticity tests, multiple linear regression analysis, determination coefficient analysis (R2), hypothesis tests, namely T tests and Path Analysis. The results of Smart PLS 3.0 in this study are that work experience affects work motivation, work facilities affect work motivation, work experience does not affect performance, work facilities affect performance, work motivation affects performance, Work Motivation can mediate the relationship between work experience does not affect employee performance, Work Motivation cannot mediate the relationship between work facilities and performance.
Co-Authors Abednego Ketaren Andry Syahputra Andy Wijaya Hasibuan Ari Syahputra Ayu Zurlaini Damanik Azril Syahputra Benhart Nainggolan Bobby Hartanto Cai Cen, Cia Carnelius Ricardo Manurung Christinna Chen Cici Puspaningrum Daniel Collyn Dwi Rahman Saputra Gansar Mayang Sari Japenton Sihaloho Kumala Vera Dewi Muhammad Azwin Sinaga Murbanto Sinaga Putri Andria Rahma Yanti Batubara Rapat Piter Sony Hutauruk Rika Surianto Zalukhu Rika Zalukhu Rumiris Siahaan Sa'i Fadila Suci Etri Jayanti Suci Etry Jayanti Syafrizal, Rodi Titin Elfrida Situmorang Yenni Arfah Yenni Mariani Sinurat Yomeini Margareth Sagala