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The Influence of Financial Behavior, Attitude, Knowledge and Skills on Financial Inclusion of People of Batam City Fendy Cuandra; Anjela Anjela
Journal of Business & Applied Management Vol 14, No 1 (2021): Accredited by Ministry of Research, Technology and Higher Education of the Repu
Publisher : Universitas Bunda Mulia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30813/jbam.v14i1.2539

Abstract

Financial Inclusion is the use or access of the individual to financial products and services. The purpose of this study was to examine the effect of financial literacy components consisting of financial skills, knowledge, behavior and attitude towards community financial inclusion in Batam City, Indonesia. The data were obtained from randomly distributing questionnaires to 400 samples of the people of Batam City. The research data were processed using SmartPLS 3.0 software. Based on the data analysis, the research conducted shows that all components of financial literacy, namely financial skills, knowledge, behavior and attitude have a significant effect on the financial inclusion of the people of Batam City. In addition, the results of this study also show that there is a significant influence on financial knowledge, behavior and attitude on financial literacy.
Penyusunan Materi Pembelajaran Penggunaan Aplikasi Siplah Pada UMKM Fendy Cuandra; Anjela Anjela
ConCEPt - Conference on Community Engagement Project Vol 1 No 1 (2021): Conference on Community Engagement Project
Publisher : Universitas Internasional Batam

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Abstract

SIPlah is a digital marketplace for the procurement of goods and services in educational units is a strategic step to take advantage of the potential of the digital marketplace which is used by more than 63 thousand schools out of 440 thousand schools throughout Indonesia. The socialization of SIPLah is a necessary thing to do, especially for MSMEs that the education market ecosystem can support the growth and benefit of MSMEs in Indonesia. This study aims to conduct material preparation and training for MSMEs using the SIPlah platform as a digital marketplace to help the growth and development of MSMEs. Learning material is divided into two forms, namely material in the form of video and digital modules. This material is implemented through training and demonstrations to employees of Toko Modern Sukses in person and online. After training and material implementation, store employees can operate the application independently. Also, Toko Modern Sukses has a new marketplace and a significant increase in Toko Modern Sukses revenue by 50.63%.