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Perspektif Ekonomi Islam Terhadap Transaksi Shopee Paylater A Muh Syaifuddin; Ruslang Ruslang; Hasriani Hasriani; Supriadi Muslimin
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.176

Abstract

This study discusses an overview of Islamic economics on the use of Shopee Paylater transactions in the city of Makassar. The purpose of this study is to reveal an overview of Islamic economics on the practice of using Shopee Paylater transactions in the city of Makassar. This research is a field research with a qualitative approach method, sourced from primary data and secondary data. The results of the study reveal that Shopee Paylater provided by Shopee aims to benefit from user loans. Electronic loans provided by Shopee to users through the Shopee Paylater feature in terms of the Islamic economy are not justified because this feature draws profits from loan proceeds while Islam forbids taking advantage of loans. Loans provided by Shopee Paylater are usurious and contrary to Islamic economic principles.
HALAL PRODUCT AS A COMPETITIVE ADVANTAGE: THE ROLE OF HUMAN RESOURCES AND GREEN TRANSFORMATIONAL LEADERSHIP Hasriani Hasriani; Sirajuddin Sirajuddin; Rahmawati Rahmawati
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2025): Mei
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v1i4.2523

Abstract

In the era of globalization, halal products have evolved beyond mere compliance with Islamic law to become global symbols of quality, ethics, and sustainability. The rapid growth of the halal market, particularly in food, cosmetics, and pharmaceuticals, offers strategic opportunities for companies to leverage halal as a source of sustainable competitive advantage. However, the main challenges in the halal industry lie not only in certification but also in the organizational capacity to manage human resources (HR) and foster leadership that integrates sustainability values. This Study explores how HR and green transformational leadership contribute to competitive advantage in Indonesia’s halal industry through a qualitative approach using multiple case studies of three certified halal companies. The findings reveal that strengthening halal- and ethics-based HR competencies, along with visionary, participatory, and environmentally conscious leadership, are critical in driving innovation and operational efficiency aligned with maqasid syariah principles. Theoretically, this study expands the integration of the resource-based view (RBV) and natural resource-based view (NRBV) within the halal management context. Practical implications highlight the need for reformulating HR policies and leadership development programs that embed halal principles and sustainability. This research addresses conceptual and practical gaps by offering a strategic and holistic perspective on halal product management in achieving long-term competitiveness.  
REFORMULATING AGENCY THEORY FROM AN ISLAMIC PERSPECTIVE: A CONCEPTUAL AND NORMATIVE-FILOSOFICAL APPROACH Hasriani Hasriani; Sumarlin Sumarlin; Wahyuddin Abdullah
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2025): Mei
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v1i4.2524

Abstract

Teori agensi konvensional, yang didasarkan pada asumsi rasionalitas individual dan orientasi keuntungan, telah menjadi landasan utama dalam memahami hubungan antara principal dan agent dalam sistem ekonomi modern. Namun, ketika diterapkan dalam konteks keuangan syariah, muncul tantangan konseptual yang signifikan karena teori ini tidak mempertimbangkan nilai-nilai spiritual, prinsip amanah, dan akuntabilitas akhirat yang menjadi fondasi utama dalam sistem Islam. Penelitian ini bertujuan untuk merekonstruksi teori agensi dalam perspektif Islam dengan mengusulkan kerangka teoretis yang mengintegrasikan prinsip tauhid, hisbah, dan mas’uliyyah. Penelitian ini menggunakan pendekatan kualitatif dengan metode normatif-filosofis dan analisis tematik terhadap literatur akademik, fatwa DSN-MUI, serta laporan institusi keuangan syariah. Hasil penelitian menunjukkan bahwa teori agensi Islam menawarkan konsep hubungan keagenan yang bersifat holistik, berlandaskan pada integritas moral dan tanggung jawab spiritual, yang secara efektif dapat mengurangi risiko moral hazard dan asimetri informasi. Implikasi teoretis dari model ini adalah lahirnya paradigma baru dalam studi tata kelola syariah yang menempatkan agen sebagai khalifah, bukan sekadar homo economicus. Secara praktis, kerangka ini dapat diterapkan dalam penguatan peran Dewan Pengawas Syariah dan sistem tata kelola risiko pada lembaga keuangan syariah. Penelitian ini membuka ruang baru bagi pengembangan tata kelola keuangan berbasis nilai dalam sistem ekonomi Islam global