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All Journal Wadiah : Jurnal Perbankan Syariah I’tiqadiah: Jurnal Hukum dan Ilmu-ilmu Kesyariahan
Habibah Zulaiha
UNISKA Kediri
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences

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ANALISIS YURIDIS NORMATIF TERHADAP PERJANJIAN HUTANG PIUTANG Habibah Zulaiha
WADIAH Vol. 1 No. 1 (2017): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.359 KB) | DOI: 10.30762/wadiah.v1i1.1275

Abstract

Credit agreement with fiduciary guarantee is not a guarantee based on the law, but is born because it must be agreed in advance between the bank as the creditor with the customer as the debtor. The purpose of this study is to know the Normative JuridicalAnalysis to Against Debt Agreement On BFI FINANCE KEDIRI. The focus of attention in the issue of fiduciary security is if the debtor is defaulted. In the contract law if the debtor does not fulfill the contents of the agreement or does not do the things that have been agreed, then the debtor has defaulted with all legal consequences. Law Number 42 Year 1999 on Fiduciary Guarantee does not recognize the term of default, but uses the term Promise Injury AbstrakPerjanjian kredit dengan jaminan fidusia bukan merupakan hak jaminan yang lahir berdasarkan undang-undang, melainkan lahir karena harus diperjanjikan terlebih dahulu antar bank selaku kreditur dengan nasabah selaku debitur. Tujuan Penelitian Iniadalah mengetahui Analisis Yuridis Normatif Terhadap Perjanjian Hutang Piutang Pada BFI FINANCE KEDIRI. Fokus perhatian dalam masalah jaminan fidusia adalah apabila debitur wanprestasi. Dalam hukum perjanjian apabila debitur tidak memenuhi isi perjanjian atau tidak melakukan hal-hal yang telah diperjanjikan, maka debitur tersebut telah wanprestasi dengan segala akibat hukumnya. Undang-Undang Nomor 42 Tahun 1999 tentang Jaminan Fidusia tidak mengenal istilah wanprestasi, melainkan menggunakan istilah Cidera Janji. Metode penelitian menggunakan penelitian Yuridis Normatif. Pada metode ini bahwa didasarkan pertimbangan spesialisasi penelitiannya termasuk deskriptif analisis yaitu memaparkan pembahasan-pembahasan kajian untuk mendapatkan kepastian hukum yang terkait dengan perjanjian hutang piutang antara perusahaan pembiayaan dengan nasabahnya, dihubungkan dengan peraturan perundangan dan praktek hukum perdata dan fidusia. Pemerintah telah mengeluarkan kebijakan dengan memberikan perlindungan dan kepastian hukum bagi konsumen melalui Undang-Undang No.8 Tahun 1999 tentang Perlindungan Konsumen. Beberapa hal yang penting dalam perlindungan konsumen tercantum dalam pasal-pasal dari undang-undang ini. Saran bagi masyarakat pelaksanaan perjanjian fidusia sebaiknya di baca terlebih dahulu isi perjanjiannya seperti apa, konsumen harus pandai memilih perusahaan pembiayaan yg sesuai prosedur atau malah sebaliknya. Sekiranya dapat dipahami dengan sebenar-benarnya agar tidak terjadi kesalahan persepsi yang dapat merugikan masyarakat karena kesalahan dalam mengambil suatu keputusan. Kata Kunci: Perjanjian Fidusia, UU Perlindungan Konsumen
PARADIGMA ETIS-REGULATIF DALAM KEBIJAKAN HIV/AIDS STUDI ANALISIS TERHADAP PERMENKES NO. 23 TAHUN 2022 Habibah Zulaiha; Emilatantri Ningsih; Mansia Khafifah
I’tiqadiah: Jurnal Hukum dan Ilmu-ilmu Kesyariahan Vol. 2 No. 3 (2025): Oktober: Itiqadiah
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/itiqadiah.v2i3.388

Abstract

HIV/AIDS control policies in Indonesia have shifted from a purely medical response to a multidimensional approach that encompasses legal, ethical, and social justice aspects. Minister of Health Regulation (Permenkes) No. 23 of 2022 is the latest regulation that reaffirms the state's commitment to comprehensive HIV/AIDS control. This article aims to analyze the Permenkes from an ethical-regulatory perspective, focusing on how legal norms and ethical values are constructed within public health policy. The study employs a qualitative approach using document analysis and normative-philosophical analysis of the regulation's content, in relation to principles of health ethics such as non-maleficence, justice, autonomy, and beneficence.  The analysis shows that Permenkes No. 23/2022 has normatively accommodated public ethical principles, such as confidentiality protection, the right to treatment, and the prevention of stigma and discrimination. However, implementation in the field still faces structural challenges, including service limitations, regional disparities, and social resistance. This article recommends the need for stronger integration between legal and ethical-participatory approaches in policy implementation, so that HIV/AIDS prevention is not only effective in regulatory terms but also morally just.
HUKUM ISLAM DAN FENOMENA DROPSHIPPING: STUDI KRITIS TRANSAKSI JUAL BELI ONLINE Habibah Zulaiha; Sofia Rismawati; Rusman Suheri
I’tiqadiah: Jurnal Hukum dan Ilmu-ilmu Kesyariahan Vol. 2 No. 3 (2025): Oktober: Itiqadiah
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/itiqadiah.v2i3.395

Abstract

The phenomenon of dropshipping as an online business model is becoming increasingly popular in the digital economy era due to its ease for sellers to market products without the need to keep stock. However, this system raises legal questions, particularly regarding its validity under Islamic law. This study aims to examine dropshipping practices through an Islamic legal approach, conducting a critical analysis of the contract, ownership of goods, and fulfillment of the conditions and requirements of a sale. The research method used is qualitative with a normative approach, referencing primary sources of Islamic law such as the Quran, Hadith, and fiqh muamalah literature, as well as secondary sources in the form of electronic commerce regulations in Indonesia. The findings indicate that dropshipping can be justified under Sharia law if it meets certain conditions, such as clarity of the transaction object (ma’qud ‘alaih), transparency of information, and the absence of elements of gharar or fraud. The contract used must be adapted, for example, through a wakalah or salam contract, to ensure compliance with Sharia principles. This study recommends the need for contemporary fiqh guidelines regulating dropshipping practices so that businesses can operate in accordance with positive law and in harmony with Islamic values.
Co-Authors Emilatantri Ningsih Mansia Khafifah Rusman Suheri Sofia Rismawati