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PENGARUH PEMBIAYAAN MURABAHAH DAN PEMBIAYAAN IJARAH MULTIJASA T ERHADAP PROFITABILITAS BPRS PATRIOT BEKASI MUFID HABIB MUSTOFA; GIVI EFGIVIA; NUR RAHMI ALFATH
DIRHAM Jurnal Ekonomi Islam Vol 1, No 1 (2020): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

BPRS (Bank Pembiayaan Rakyat Syariah Patriot Bekasi is financial institution thatdistribute and collect the fund. Bank Pembiayaan Rakyat Syariah Patriot Bekasiprefers to provide in micro, small and medium enterprises. The purpose of this study is to analyze the effect of financial in Bank Pembiayaan Rakyat Syariah Patriot Bekasi, Murabahah, Ijarah multijasa, on profitability of the Bank Pembiayaan Rakyat Syariah Patriot Bekasi. This research uses quantitative methods with secondary data. The data collection techniques used are literature study and documentation secondary data retrieved from monthly reports of statistical perbankan syariah which can be accessed through the official website of OJK and BI. The result of research using secondary data noted there if F-3,3550 smaller and ijarah multijasa have no effect on profitability PT Bank Pembiayaan Rakyat Syariah Patriot Bekasi, with R2of 50,40% and the remaining 49,6% is affected by other products.Keywords :Murabahah, Ijarah Multijasa, Profitabilitas, Bank Pembiayaan RakyatSyariah Patriot Bekasi

PENGARUH PEMBIAYAAN MUSYARAKAH DAN MURABAHAH TERHADAP TINGKAT PROFITABILITAS PADA PT. BANK BUKOPIN SYARIAH PERIODE 2008 – 2017 GIVI EFGIVIA; MUFID HABIB MUSTOFA; RESTINI SAWIDIA
DIRHAM Jurnal Ekonomi Islam Vol 1, No 2 (2020): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

This thesis aiming is to determinate in how much influence Musyarakah and Murabahah agreement in Islamic bank financing against the profitability of Islamic bank. This thesis used PT Bank Bukopin Syariah Tbk profitability period 2008-2017. Data from the financial statement is taken from the publication of the report issue from the website of the bank and Indonesian financial official website (OJK). Mechanical of data management is using multiple linear and data description, while proving the hypothesis parsial

PENGARUH PEMBIAYAAN MUSYARAKAH dan MURABAHAH TERHADAP PENDAPATAN PADA BPRS (BANK PEMBIAYAAN RAKYAT SYARIAH PATRIOT) BEKASI M. GIVI ELGIVIA; MUFID HABIB MUSTOFA; HARUN HARUN
DIRHAM Jurnal Ekonomi Islam Vol 1, No 1 (2020): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

The study aims to measure and find out how big an influence of musyarakah financing and murabahah financing to the revenue at BPRS (Bank Pembiayaan Pembiayaan Rakyat Syariah) Patriot Bekasi the year 2006-2015. This study uses multiple regression techniques which first learned of the requirement is made to know in order to be eligible. Variables t-hitung value of obtained musyarakah 1.942 with ttabel registration 2.36 so because the value –thitung - ttable is 1.942-236 so that H1 is accepted which means that partially musyarakah influence variables significantly to revenue. To the second hypothesis, namely that the values obtained murabahah variable thitung of 0.313 with ttable of 2.36 so because the value thitung ttable is 0.313 2.36 so Hois accepted which means that partially variable murabahah is not influential significant;y to revenue. From result of research using secondary data noted that there is significant influence F=8.273 more than Rtable=4.26 so that in the research of the influence F=8723 more than Rtable 4.26 so that in the research of the influence of musyarakah and murabahah positively impact revenue Bank Pembiayaan Rakyat Syariah Patriot Bekasi , with R2 of 40% and the remaining 60% is affected by other product.

PENGARUH PEMBIAYAAN MUDHARABAH DAN PEMBIAYAAN MUSYARAKAH TERHADAP TINGKAT PROFITABILITAS PADA PT BANK MUAMALAT INDONESIA Tbk. PERIODE 2008 – 2017 M. Givi Elgivia; Mufid Habib Mustofa; Maya Insa Fiana
DIRHAM Jurnal Ekonomi Islam Vol 1, No 1 (2020): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Financial Institutions In Particular The Banking Sector Is A Community Institution Expected To Be Able To Control The Economic Wheel. Countries Of Indonesia As A State That The Majority Of Islamic Religion Has Longly Taken The Presence Of The Financial Institution System Which According To The Needs Of The Needs Is Not Financial, But Also The Morality Demands. Islamic Bank. Methods Used In Writing Reports Final This Is Using Analysis Descriptive, Where The Method Of Data Collection To Do With How To Give A Snapshot, Explanation Systematic, Factual And Accurate To Object That Is The Subject Issues Is The Effect Of Financing Mudharabah And Musyarakah On The Level Of Profitability In Pt. Bank Muamalat Indonesia Tbk Period 2008 – 2017 Based On These Research Results Show The Value Of Determination Coefficients (R2) That Financing Mudharabah And Musyarakah Gives 40% Diversity To The Profitability Level, As Well As A 60% Rate, Is Affected By Other Factors Not Observed In This Research.

PERAN LEMBAGA AMIL ZAKAT, INFAK dan SEDEKAH MUHAMMADIYAH (LAZISMU) DALAM PEMBERDAYAAN EKONOMI MUSTAHIK PERIODE 2016-2018 WAHIDIN MUSTA’IN BILLAH; MUFID HABIB MUSTOFA; KHALIMI KHALIMI
DIRHAM Jurnal Ekonomi Islam Vol 1, No 1 (2020): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Empowerment is a standard of living that is desidered for all people, especially those in the middle to lower category or commonly known as the poor. One of the zakat collecting, Management, and Collection Institutions that has tried to deal with poverty is the Mustahik economic empowerment program implemented by one of the programs called the establishment of 1000 MSME (Micro Small and Medium Enterprises) under the auspices of the Muhammadiyah central board of Muhammadiyah. Mustahik economy after the program. This research focuses on one problem, namely: what are the supporting and inhibiting factors of LAZISMU Muhammadiyah central leadership in the implementation and improvement of the mustahik economy. This type of research is a qualitative study, while the specifications of this study are based on observations, interviews and documentation obtained when conducting activities in the field (field research). The result of this study are first, an increase in house should income, second, an increase in the accumulation mustahiq 1000 MSME Programs, including:first, Strengthening the characters of business, training and motivation to trade, second, guidance and assistance in running the Micro, Small, and Medium Enterprises. Supporting factors in the implementation and improvement of the mustahik economy is that there is a clear guideline concept on employee loyalty, very high companion program loyalty and capital and donors available so that the program can run. While the inhibiting factors are limited capital from available zakat funds, uneven level of education among MSME members, difficulty in finding donors because LAZISMU Muhammadiyah central leadership is not in accordance with the program that is expected of donors, there is no responsibility from mustahiq members and there are financial reports lack of openness (transparency) regarding fund management which explains the source of funds collected and some funds channeled.

PENGARUH AKAD PEMBIAYAAN WADIAH DAN MUDHARABAH TERHADAP PROFITABILITAS PADA BANK SYARIAH MANDIRI Mufid Habib Mustofa; Jaenudin Jaenudin; Bustami Irvan Irvan
DIRHAM Jurnal Ekonomi Islam Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i1.225

This study aims to measure and find out how big an influence of wadi’ah financing and Mudarabah financing to the revenue at BSM (Bank Syariah Mandiri) Jakarta from the year 2008 until the end of 2017. This study uses the revenue multiple regression techniques which first learned of the requirement is made to know in order to be eligible. Variables t hitung -2.36 so that H 1 is accepted which means that partially wadiah influential variables significantly to profitability to the second hypothesis, namely that the values obtained mudharabah variable t hitung of 3.542 with t tabel of 0.1574 so because the value t hitung

NILAI-NILAI EKONOMI ISLAM DALAM SISTEM PENGGAJIAN KARYAWAN (STUDI PADA PUSAT BEKAM RUQYAH CABANG DUKUH ZAMRUD KOTA BEKASI) Mufid Habib Mustofa; Abdul Samad Kelsaba
DIRHAM Jurnal Ekonomi Islam Vol 3, No 2 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i2.231

Islam governs all aspects of this universe, from the smallest to the biggest. Islam also regulates the concept of payroll employees well without decorating other parties. This research will discuss muamalah worship in the theme of Islamic Economic Values in the Employee Payroll System at the Ruqyah Cupping Center, Dukuh Emerald Branch, Bekasi City. Using primary data, this research will explore all kinds of realities and problems that occur in employee payroll based on Islamic economic values. The results of this study show that with the rules set by Islam, this life will follow the haq flow to go to maslahatan in realizing falah (happiness). One of the indicators that is the subject of discussion is that in preaching, it does not have to be with the material or ability that is possessed. As conclusion in this study, one of the categories is to preach treasure on the haq path to the happiness of the world and the hereafter.

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