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The Concept of al-Bay' in the Perspective of Mauḍū'ī Interpretation: Study of its relevance to technology-based transactions Ahmad Syaichoni; Rifki Sahara
AQWAL Journal of Qur'an and Hadis Studies Vol. 3 No. 1 (2022)
Publisher : IAT dan ILHA, UIN KH ABDURRAHMAN WAHID

This article aims to re-understand the term al-bay where the context of the revelation of the Koran is different from the technology-based transaction model in the modern era. This article aims to answer the question of how al-Bay's understanding accordances the historical context, the understanding of the commentators and their relevance to technology-based buying and selling transactions in the modern era. These questions are discussed using the mauḍū'ī interpretation method with a library database. The approach used is historical critical. This article shows that the word al-bay' in the Qur'an indicates an effort to seek profit in worldly affairs, especially economics and an effort to seek divine pleasure as provisions for the afterlife in ukhrawi affairs. The historical meaning of al-bay is buying and selling transactions carried out by human beings prioritizing maṣlaḥat and avoiding mafsadat. Meanwhile, technology-based transactions contain al-bay values if they fulfill their willingness, are useful, help each other and are not prohibited. In addition, technology-based buying and selling transactions must prioritize benefit and avoid mafsadat as the purpose of the birth of the term al-Bay in the Koran.

The Concept of al-Bay’ in The Qur’an Perspective with The Maudu’i Methodological Approach Konsep al-Bay’ dalam Perspektif al-Qur’an dengan Kajian Metode Maudu’i Syaichoni, Ahmad; Rifki Sahara
Aqwal: Journal of Qur'an and Hadis Studies Vol 3 No 1 (2022)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/aqwal.v3i1.5706

Business transactions in the modern era require the use of technology and information. The sale and purchase contract is a familiar type of business transaction. Buying and selling has been practiced since ancient times. Nevertheless, modern development is taking place. All human transactions are governed by the Qur'an. Buying (al-bay') is one of the studies discussed in the Qur'an. The meaning and definition of al-bay' in the Qur'an differ from one letter to the next. This research reveals how the Qur'an views the concept of al-bay' in general. This study employed a maudu>'i> interpretation study approach in its library research. This maudu>'i interpretation study is used to explore data about al-bay' then explained based on the Koran's interpretation. The findings indicate that the word al-bay' in the Koran has two meanings. To begin, al-bay' discusses economic issues, particularly purchasing and selling transactions. So al-bay' is always associated with profit in worldly affairs. This is the meaning of al-bay', which is widely debated among Islamic economists. While eating al-bay', the second discusses the issue of ukhrawi life and faith. The meaning that emerges as a result of the modern world's conditions is that al-bay' is associated with the economic field. The truth is that economic conditions are rapidly changing, and one example is online buying transactions.

Enhancing Students' Emotional Intelligence through Project-Based Math Education Rifki Sahara
EDUKASIA: Jurnal Pendidikan dan Pembelajaran Vol. 5 No. 1 (2024): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v5i1.1126

The increasing challenges faced by students in learning mathematics, particularly in managing academic anxiety and emotional stress, highlight the need for innovative teaching methods that not only focus on cognitive skills but also foster emotional intelligence. This study aims to investigate the role of Project-Based Learning (PBL) in enhancing students' emotional intelligence, specifically within the context of mathematics education. The research employs a literature review approach, synthesizing findings from various studies to explore how PBL influences emotional and social development alongside academic performance. The findings reveal that PBL significantly improves students' self-awareness, emotional regulation, and social skills by fostering a collaborative learning environment where real-world problems are solved in teams. However, the study also identifies challenges in PBL implementation, such as the complexity of project design and insufficient teacher training in integrating emotional intelligence into mathematics learning. Addressing these challenges through targeted teacher training is essential to fully realize the potential of PBL. The conclusion emphasizes that PBL not only enhances cognitive and emotional development but also promotes educational equity by narrowing academic achievement gaps among students from diverse socio-economic backgrounds.

Enhancing Customer Trust and Satisfaction through Sharia‑Compliant Digital Marketing Strategies: A Managerial Economics Perspective on Indonesian SMEs Syaichoni, Ahmad; Sahara, Rifki
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 1 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i1.717

The advancement of digital technology has transformed marketing practices for small and medium-sized enterprises (SMEs), offering new opportunities for outreach, cost efficiency, and strategic positioning. In Indonesia, where the majority of consumers are Muslim, the effectiveness of digital marketing is not only shaped by technological adaptability but also by alignment with Islamic ethical values. Integrating sharia-compliant principles—such as transparency, justice, and trustworthiness—into digital marketing strategies is increasingly seen as a pathway to fostering stronger consumer trust and enhancing post-purchase satisfaction. This study aims to examine how sharia-compliant digital marketing influences customer trust and satisfaction within the SME marble industry and to assess the managerial-economic efficiency of such strategies. Adopting a mixed-methods approach, the research combines a case study of a marble SME that applies halal-themed digital campaigns with a survey of customers familiar with these practices. The findings suggest that embedding Islamic ethical values into digital marketing communications positively shapes consumer perception, reinforces brand credibility, and contributes to greater satisfaction. From a managerial economics perspective, these strategies demonstrate enhanced cost-effectiveness and greater market responsiveness compared to traditional offline methods. In conclusion, the integration of sharia-compliant values within digital marketing offers dual strategic advantages: fulfilling the ethical and spiritual expectations of consumers while simultaneously delivering sustainable and competitive economic outcomes for SMEs.

Enhancing Students' Emotional Intelligence through Project-Based Math Education Sahara, Rifki
EDUKASIA Jurnal Pendidikan dan Pembelajaran Vol. 5 No. 1 (2024): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v5i1.1126

The increasing challenges faced by students in learning mathematics, particularly in managing academic anxiety and emotional stress, highlight the need for innovative teaching methods that not only focus on cognitive skills but also foster emotional intelligence. This study aims to investigate the role of Project-Based Learning (PBL) in enhancing students' emotional intelligence, specifically within the context of mathematics education. The research employs a literature review approach, synthesizing findings from various studies to explore how PBL influences emotional and social development alongside academic performance. The findings reveal that PBL significantly improves students' self-awareness, emotional regulation, and social skills by fostering a collaborative learning environment where real-world problems are solved in teams. However, the study also identifies challenges in PBL implementation, such as the complexity of project design and insufficient teacher training in integrating emotional intelligence into mathematics learning. Addressing these challenges through targeted teacher training is essential to fully realize the potential of PBL. The conclusion emphasizes that PBL not only enhances cognitive and emotional development but also promotes educational equity by narrowing academic achievement gaps among students from diverse socio-economic backgrounds.

Education on Waste Bank Management from the Perspective of Fiqh Bi'ah Rifki Sahara; Ahmad Syaichoni
Elevasi: Jurnal Pengabdian Masyarakat dan Inovasi Vol. 1 No. 2 (2025): Juni
Publisher : Arfah BHMS Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63980/elevasi.v1i2.74

Bank sampah telah menjadi pendekatan pengelolaan limbah yang berkelanjutan, mendorong pemisahan limbah, daur ulang, dan pembentukan ekonomi berkelanjutan. Namun, keberhasilan bank sampah sangat bergantung pada partisipasi dan pemahaman masyarakat terhadap prinsip pengelolaan limbah dari berbagai perspektif, termasuk aspek keagamaan. Penelitian ini bertujuan untuk menjembatani kesenjangan antara praktik pengelolaan limbah dan prinsip-prinsip Islam, khususnya Fiqh Bi'ah. Melalui upaya kolaboratif dengan masyarakat setempat, kami menyelenggarakan workshop edukasi, seminar, dan kampanye kesadaran untuk mempromosikan konsep bank sampah dan signifikansinya dalam melestarikan lingkungan. Program ini bertujuan untuk memberi pemahaman kepada individu tentang perspektif Islam dalam pengelolaan limbah dan bagaimana hal itu sejalan dengan prinsip-prinsip lingkungan modern. Temuan penelitian menunjukkan bahwa keterlibatan dan kesadaran masyarakat merupakan elemen penting untuk kesuksesan inisiatif bank sampah. Dengan mengintegrasikan prinsip Fiqh Bi'ah, kami berhasil menguatkan penerimaan sistem bank sampah di kalangan masyarakat yang berorientasi pada nilai-nilai keagamaan. Peserta menunjukkan pemahaman yang meningkat tentang pemisahan limbah dan praktik daur ulang, yang berdampak positif pada pengurangan limbah dan pengelolaan sumber daya yang berkelanjutan. Selain itu, program ini mendorong rasa tanggung jawab terhadap lingkungan berdasarkan ajaran Islam, mendorong individu untuk mengadopsi praktik ramah lingkungan di luar kerangka bank sampah. Dengan menghubungkan konsep pengelolaan limbah modern dengan ajaran agama, kami tidak hanya menangani masalah lingkungan tetapi juga mempromosikan pendekatan holistik terhadap keberlanjutan yang selaras dengan nilai-nilai Islam.

Peningkatan Legalitas Usaha UMKM Melalui Sosialisasi dan Pendampingan Pembuatan NIB di Desa Domasan, Tulungagung Rafika Meilia Sari; Hima Widyas Asmara; Ayuk Wahdanfiari Adibah; Rifki Sahara
Kreasi: Jurnal Inovasi dan Pengabdian kepada Masyarakat Vol. 5 No. 3 (2025): December
Publisher : BALE LITERASI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kreasi.v5i3.1780

Legalitas usaha merupakan aspek krusial dalam penguatan sektor UMKM, terutama dalam mendukung akses pembiayaan, perlindungan hukum, dan perluasan pemasaran digital. Di wilayah perdesaan, masih banyak pelaku usaha yang belum memiliki Nomor Induk Berusaha (NIB) akibat rendahnya literasi digital dan pemahaman terhadap prosedur perizinan. Kegiatan pengabdian ini bertujuan untuk meningkatkan kesadaran dan kepemilikan legalitas usaha melalui pendekatan edukatif dan pendampingan teknis di Desa Domasan, Kabupaten Tulungagung. Metode yang digunakan adalah Participatory Action Research (PAR) yang mencakup observasi awal, koordinasi multipihak, sosialisasi legalitas usaha, dan bimbingan teknis pendaftaran NIB melalui sistem OSS-RBA. Dari 30 pelaku UMKM yang menjadi peserta, sebanyak 24 UMKM (80%) berhasil memperoleh NIB secara mandiri dengan fasilitasi tim. Evaluasi pre-test dan post-test menunjukkan peningkatan pemahaman sebesar 65%, mengindikasikan efektivitas pendekatan berbasis praktik langsung. Selain capaian administratif, kegiatan ini juga memberikan dampak psikososial berupa peningkatan kepercayaan diri dan kesiapan pelaku usaha untuk mengakses ekosistem digital. Program ini menunjukkan bahwa pendekatan edukatif-partisipatif dapat direplikasi untuk mendorong legalitas dan pemberdayaan UMKM di wilayah semi-perdesaan. Kata kunci: umkm, legalitas usaha, nib, oss-rba, pemberdayaan

Beyond Islamic Finance: Reconstructing Islamic Socioeconomic Thought for Indonesian MSMEs through Decolonial Perspectives Ahmad Syaichoni; Rifki Sahara
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 8 No. 1 (2026): SEPTEMBER (IN PROGRESS)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v8i1.208

Indonesia holds the largest Muslim population in the world, yet its Islamic economy remains defined almost entirely through banking and financial industry metrics. Islamic banking assets surpassed IDR 1,050 trillion by early 2026, but market share stayed near 7.5 to 8 percent, a gap that widens further once financial literacy and regulatory barriers facing MSMEs enter the picture. This paper argues that Indonesian Islamic economics suffers from a financialization tendency inherited from its own unexamined epistemological history, one that measures success through asset growth rather than through maqasid al-shariah's original concern with removing harm and drawing benefit at the community level. Using qualitative library research combined with critical discourse analysis, and drawing selectively on prior fieldwork among thirty Muslim MSME producers in Tulungagung Regency, this study builds its argument around four interlocking pillars: decolonial Islamic thought, a reworked reading of maqasid as a socioeconomic ethic rather than a compliance checklist, indigenous Islamic economic practice, and the lived rationality of Indonesian Muslim society. Findings show a persistent disconnect between formal Islamic finance discourse and gotong royong-based economic practice, which survives strongly at the community level but rarely enters policy vocabulary on its own terms except when mined for product design. Fieldwork illustrations, including informal credit extended during Ramadan without a formal contract, demonstrate maqasid functioning directly at the grassroots without institutional mediation. The paper contributes a reorientation toward community-grounded Islamic economic scholarship, treating indigenous practice as primary analytical data rather than an ethnographic supplement, and calls for future empirical work testing this reorientation beyond a single regency.

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