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PENGARUH DANA PIHAK KETIGA TERHADAP PENYALURAN DANA PERBANKAN SYARIAH DI SUMATERA BARAT Gampito Gampito
JURIS (Jurnal Ilmiah Syariah) Vol 13, No 1 (2014)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (319.96 KB) | DOI: 10.31958/juris.v13i1.1127

Abstract

This research was aimed to know how significant the influence of the saving account (consisting of saving (tabungan), bill (giro), and…(deposito)) of third person toward supplying the Fund of “Syariah” Bank in West Sumatera. The data was seventeen “Syariah” banks in West Sumatera. “Syariah” Bank were became the object of this research that had three products: saving (tabungan), bill (giro), and fixed deposit (deposito). Through testing hyphotesis, the result of the research showed that those products had significant influences toward the supplying the Fund of “Syariah” Bank in West Sumatera. In this case, the management of supplying the Fund of “Syariah” Bank in West Sumatera had been successful in collecting the fund from “Syariah” Bank in West Sumatera. In detail, it was found that saving (tabungan) and fixed deposit (deposito) had significant influence toward supplying the Fund of “Syariah” Bank since 2008 up to 2011 in West Sumatera. Meanwhile, bill (giro) had no significant influence toward supplying the Fund of “Syariah” Bank in West Sumatera during observation.
MENGGAPAI EKONOMI ISLAM Gampito Gampito
JURIS (Jurnal Ilmiah Syariah) Vol 11, No 2 (2012)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (214.238 KB) | DOI: 10.31958/juris.v11i2.1121

Abstract

Ekonomi Islam mengajarkan nilai-nilai luhur yang universal, seperti keadilan, kemanfaatan (maslahah) kebersamaan, kejujuran, kebenaran, keseimbangan, transparansi, anti eksploitasi, anti penindasan dan anti kezaliman. Semua nilai-nilai ini menjadi prinsip utama ekonomi Islam. Sejarah perkembangan industri perbankan syariah di Indonesia mencerminkan dinamika aspirasi dan keinginan dari masyarakat Indonesia sendiri untuk memiliki sebuah alternatif sistem perbankan menerapkan sistem bagi hasil yang menguntungkan bagi nasabah dan bank. Landasan ekonomi Islam sangat tepat untuk diterapkan dalam kehidupan ekonomi sehari-hari. bahkan, mereka yang tidak mengetahui landasan ekonomi Islam pada hakikatnya telah melaksanakan dengan baik prinsip-prinsip ekonomi Islam karena didorong oleh landasan moral yang kuat.