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THE PERFOMANCE MEASURES OF SELECTED MALAYSIAN AND INDONESIAN Islamic Banks based on the Maqasid al-Shari’ah Approach Jazil, Thuba; -, Syahruddin
IJTIHAD Vol 7, No 2 (2013)
Publisher : Fakultas Syariah

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Abstract

Kebanyakan pengukuran yang digunakan untuk mengukur kinerja bank syariah saat ini masih menerapkan tolak ukur konvensional. Makalah ini menggunakan pendekatan PMMS langkah-langkah kinerja yang dipilih tiga bank Islam Indonesia yaitu Bank Muamalat Indonesia (BMI), Bank Syariah Mandiri (BSM) dan Bank Mega Syariah (BMS) dan juga memilih tiga bank Islam Malaysia yaitu RHB bank Islam (RHBiB) , CIMB Bank Islam (CIMBiB) dan Bank Islam (BIS) selama periode 2007-2011.The bank dievaluasi dan peringkat pada tiga tingkatan berdasarkan mereka: 1) rasio kinerja, 2) indikator kinerja dan 3) indeks maqashid keseluruhan. Berdasarkan hasil indeks maqasid, itu jelas menunjukkan bahwa BMI menjadi nyata dari kinerja tertimbang tertinggi. Oleh karena itu, menurut indeks maqashid, kinerja tertinggi tidak lebih dari 35%. Selanjutnya, terendah adalah 17,18% terjadi di CIMBiB. Dengan demikian, berdasarkan hasil ini, bank-bank Islam didorong untuk meninjau kembali tujuan dan ukuran kinerja IB berdasarkan maqashid as- syariah framework.
DETERMINANT FACTORS MOTIVATED WAQIF TO DONATE WAQF Jazil, Thuba; Rofifah, Safirah; Nursyamsiah, Tita
El-Barka: Journal of Islamic Economics and Business Vol 2, No 2 (2019)
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v2i2.1733

Abstract

Abstract: This study aimed to investigate the waqf motivation in carrying out waqf in Bogor City. Primary data and questionnaire techniques were used by distributing to 103 waqif respondents. Factors were grouped into 2 categories, internal and external. Internal factors were religiosity, waqf literacy, trustworthiness in waqf institutions, income & wealth. Meanwhile, external factors included performance efficiency, tax incentives, the role of government, and the role of scholars. The method used was path analysis for internal factors and multiple linear regression analysis for external factors using SPSS 21. The results showed that waqf literacy and trustworthiness affected religiosity and also to waqf motivation while income & wealth had no effect. The role of government and the role of scholars had a significant positive impact on waqf motivation, but the performance efficiency of the institution and tax incentive had no significant effect. ??????: ???? ??? ??????? ??? ????? ????? ????? ?? ????? ????? ?? ????? ?????. ?? ??????? ?????? ???????? ??????? ?????????? ?? ???? ????? ?? ??? ??? 103 ?? ??????? ??????. ?? ????? ??????? ?? ?????? ?????? ???????. ??????? ???????? ?? ??????? ???? ?????? ??????? ? ???????? ?????? ?? ?????? ?????? ?????? ???????. ??? ??? ?????? ???? ??????? ???????? ????? ??????? ???????? ????????? ???? ???????? ???? ???????. ???? ??????? ????????? ?? ????? ?????? ??????? ???????? ?????? ???????? ????? ??????? ??????? ???????? ???????? SPSS 21.  ?????? ??????? ?? ??? ?????? ??????? ???????? ?????? ???? ??? ?????? ?????? ??? ???? ????? ?? ??? ?? ????? ??????? ?? ??? ???? ?????. ??? ????? ??? ??????? ???? ??????? ????? ?????? ???? ??? ???? ?????? ???? ???? ????? ???? ??????? ???????? ???????? ??? ???? ????? ????. Abstrak: Penelitian ini bertujuan menginvestigasi motivasi wakif dalam menunaikan wakaf di Kota Bogor. Data primer dan teknik kuesioner digunakan dengan disebarkan kepada 103 responden wakif.  Faktor dikelompokkan menjadi 2 kategori, internal dan eksternal. Faktor Internal yaitu religiositas, literasi wakaf, Kepercayaan terhadap lembaga wakaf, pendapatan & kekayaan. Sedangkan, Faktor eksternal diantaranya efisiensi kinerja, insentif pajak, peran pemerintah, dan peran ulama. Metode yang digunakan adalah analisis jalur (path) untuk faktor internal dan analisis regresi linier berganda untuk faktor eksternal menggunakan SPSS 21. Hasil penelitian menunjukkan bahwa literasi wakaf dan kepercayaan berpengaruh terhadap religiositas dan juga ke motivasi wakaf sedang pendapatan dan kekayaan tidak berpengaruh. Faktor peran pemerintah dan peran ulama berpengaruh positif signifikan terhadap motivasi wakaf, akan tetapi efisiensi kinerja lembaga dan faktor insentif pajak tidak berpengaruh secara signifikan.
Determinant Factors Motivated Waqif to Donate Waqf Jazil, Thuba; Rofifah, Safirah; Nursyamsiah, Tita
El-Barka Journal of Islamic Economics and Business Vol. 2 No. 2 (2019)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v2i2.1733

Abstract

Abstract: This study aimed to investigate the waqf motivation in carrying out waqf in Bogor City. Primary data and questionnaire techniques were used by distributing to 103 waqif respondents. Factors were grouped into 2 categories, internal and external. Internal factors were religiosity, waqf literacy, trustworthiness in waqf institutions, income & wealth. Meanwhile, external factors included performance efficiency, tax incentives, the role of government, and the role of scholars. The method used was path analysis for internal factors and multiple linear regression analysis for external factors using SPSS 21. The results showed that waqf literacy and trustworthiness affected religiosity and also to waqf motivation while income & wealth had no effect. The role of government and the role of scholars had a significant positive impact on waqf motivation, but the performance efficiency of the institution and tax incentive had no significant effect. Ø§Ù„ملخص: هدفت هذه الدراسة إلى معرفة دوافع الوقف في تنفيذ الوقف في مدينة بوجور. تم استخدام تقنيات البيانات الأولية والاستبيان من خلال توزيع ما يصل إلى 103 من مستجيبي الواقف. تم تجميع العوامل في فئتين، داخلية وخارجية. العوامل الداخلية هي التدين، ومحو الأمية الوقفية ØŒ والجدارة بالثقة في مؤسسات الوقف، والدخل والثروة. وفي نفس الوقت، تشمل العوامل الخارجية كفاءة الأداء، والحوافز الضريبية، ودور الحكومة، ودور العلماء. كانت الطريقة المستخدمة هي تحليل المسار للعوامل الداخلية وتحليل الانحدار الخطي المتعدد للعوامل الخارجية باستخدام SPSS 21.  ÙˆØ£Ø¸Ù‡Ø±Øª النتائج أن محو الأمية الوقفية والجدارة بالثقة أثرت على التدين وأيضًا على دافع الوقف في حين أن الدخل والثروة لم يكن لهما تأثير. كان لعامل دور الحكومة ودور العلماء تأثير إيجابي كبير على دافع الوقف، ولكن عامل كفاءة أداء المؤسسة والحوافز الضريبية ليس لهما تأثير كبير. Abstrak: Penelitian ini bertujuan menginvestigasi motivasi wakif dalam menunaikan wakaf di Kota Bogor. Data primer dan teknik kuesioner digunakan dengan disebarkan kepada 103 responden wakif.  Faktor dikelompokkan menjadi 2 kategori, internal dan eksternal. Faktor Internal yaitu religiositas, literasi wakaf, Kepercayaan terhadap lembaga wakaf, pendapatan & kekayaan. Sedangkan, Faktor eksternal diantaranya efisiensi kinerja, insentif pajak, peran pemerintah, dan peran ulama. Metode yang digunakan adalah analisis jalur (path) untuk faktor internal dan analisis regresi linier berganda untuk faktor eksternal menggunakan SPSS 21. Hasil penelitian menunjukkan bahwa literasi wakaf dan kepercayaan berpengaruh terhadap religiositas dan juga ke motivasi wakaf sedang pendapatan dan kekayaan tidak berpengaruh. Faktor peran pemerintah dan peran ulama berpengaruh positif signifikan terhadap motivasi wakaf, akan tetapi efisiensi kinerja lembaga dan faktor insentif pajak tidak berpengaruh secara signifikan.
Meningkatkan Literasi Studi Islam dalam Memberdayaan Masyarakat Melalui Friday Literacy Akbar, Nashr; Jazil, Thuba; Wijaya, Rusdiana Priyatna; Effendi, Erus
Tamkin Jurnal Pemberdayaan Tazkia Vol. 3 No. 2 (2025): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

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Abstract

Community service is a concept and practice where individuals, groups, or institutions make a positive contribution to society in a sustainable manner. The goal of this service is to improve the quality of life, address social issues, and support sustainable development. One form of this service is through educational development by conducting studies of classical Islamic texts in the Friday Literacy program. Classical Islamic texts refer to traditional Islamic literature that covers various religious aspects such as religious knowledge, fiqh (Islamic law), tafsir (Qur'anic exegesis), hadith (traditions of Prophet Muhammad), aqidah (beliefs), and others. Studying these texts can have a significant positive impact on the Muslim community, including enhancing understanding of Islamic teachings, strengthening faith, and improving religious practices. In the Friday Literacy program for the 2023/2024 period, the focus of the study is directed towards the book Ihya Ulumuddin by Imam Al-Ghazali and understanding of waqf (endowment). Ihya Ulumuddin is one of the monumental works in Islamic literature that covers various aspects of spirituality and Islamic ethics. Through this study, it is hoped that the community can gain a deeper understanding of Islamic values and the importance of waqf in community empowerment and socio-economic development.
The Role of Religiosity, Consumer Animosity, and Ethnocentrism in Explaining the Boycott Motivation Lestari, Puji; Jazil, Thuba
Journal of Islamic Economics and Finance Studies Vol 5 No 1 (2024): JIEFeS, June 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v5i1.7755

Abstract

The protracted conflict between Israel and the Palestinian Hamas group, culminating with an Israeli offensive in October 2023, has caused significant suffering to the Palestinian people. The response to the attack, including international support and a fatwa from the Indonesian Ulema Council (MUI), has prompted Indonesians to boycott products linked to Israel. This study aims to investigate the effect of religiosity, animosity and ethnocentrism on the motivation for boycotting Unilever Indonesia products related to the company's commitment to Israel, focusing on these factors. This type of research is quantitative descriptive with the SEM-PLS approach. The application used is SmartPLS version 4.0.0 with sample data used by 162 respondents through the distribution of questionnaires. The results show that the variables religiosity, consumer animosity and ethnocentrism have a positive and significant influence on the motivation to boycott Unilever Indonesia products. These findings highlight the importance of paying attention to psychological and social factors in the analysis of consumer behavior and their impact on companies and society at large. It also suggests that companies must take into account the social and political implications of their policies, as well as understand the values and beliefs underlying consumers' motivations for boycotting.
Assessing Investment Allocation Funds on the Growth of Total Assets Among Islamic Insurance Firms in Indonesia Tafitri, Ulviya; Jazil, Thuba
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.5217

Abstract

The objective of this research is to examine the impact of Islamic insurance funds' asset allocation, which includes mudharabah deposits, sovereign sukuk, corporate sukuk, and Islamic mutual funds, on the asset growth of Islamic insurance funds in Indonesia. This study employs quantitative methodology, utilizing Vector Autoregression (VAR) and Ordinary Least Square (OLS) to analyze data series spanning from January 2016 to April 2023. The findings of the ordinary least squares (OLS) analysis indicate that the proportion of funds invested in Islamic mutual funds, government sukuk, corporate sukuk, and mudharabah deposits has a substantial and positive impact on the expansion of Islamic insurance assets. Moreover, the findings from the VAR indicate that a positive and statistically significant short-term relationship exists exclusively with government sukuk and its impact on the expansion of Islamic insurance assets. To optimize the allocation of investment funds for investors and stakeholders, sovereign sukuk and corporate sukuk may be considered, in light of the Impulse Response Function and Variance Decomposition analysis.