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All Journal Neo-Bis Jurnal Penelitian Teori & Terapan Akuntansi (PETA) wacana equiliberium (jurnal pemikiran penelitian ekonomi) EKOMABIS: Jurnal Ekonomi Manajemen Bisnis JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA JOMPA ABDI: Jurnal Pengabdian Masyarakat Journal of International Conference Proceedings Eduvest - Journal of Universal Studies Journal of Sharia Economics, Banking and Accounting
Fariyana Kusumawati, Fariyana
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Aerospace Engineering Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Neuroscience Social Sciences Other

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Meningkatkan Literasi Keuangan dan Pengendalian Utang Pada UMKM di Kabupaten Pamekasan, Madura Sambharakreshna, Yudhanta; Kusumawati, Fariyana; Kompyurini, Nurul; Wulandari, Anis
JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA Vol 6, No 2 (2025): JURNAL PENGABDIAN MASYARAKAT DAN KEWIRAUSAHAAN INDONESIA
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/janaka.v6i2.485

Abstract

This community engagement program aims to strengthen financial literacy and debt management skills among Micro, Small, and Medium Enterprises (MSMEs). Field findings indicate that many entrepreneurs still struggle with fundamental aspects of financial management, such as recording transactions, distinguishing between personal and business funds, and developing repayment plans. To address these issues, the program applied a combination of awareness-building activities, training sessions, interactive simulations, and mentoring. Pre-test and post-test evaluations revealed significant improvements in participants’ ability to maintain daily cash flow records, prepare simple income statements, and design repayment schedules aligned with business cash flow. Furthermore, behavioral changes were evident, as participants began to separate business and personal finances through dedicated bank accounts or digital bookkeeping tools. The program’s positive effects extended beyond managerial skills, fostering greater confidence among business owners, improving access to formal financing, and enhancing collective awareness of financial literacy as a foundation for sustainable enterprises. These results demonstrate that structured and practical educational interventions can help MSMEs overcome recurring challenges related to capital and debt management, while simultaneously strengthening their competitiveness and long-term sustainability.Keywords: Financial Literacy, Debt Management, MSMEs, Cash Flow, Sustainability
Factors Influencing Students' Interest in Taking the Accounting Technician Certification Exam Kusumawati, Fariyana; Sambharakreshna, Yudhanta; Wulandari, Anis
Eduvest - Journal of Universal Studies Vol. 6 No. 1 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i1.52182

Abstract

This study aims to examine student interest in taking the accounting bachelor's certification exam in the accounting study program at Trunojoyo University, Madura. Factors in this study include facilities and infrastructure, instructor competence, learning methods, competency certification implementation, and certification benefits. This study used a multiple linear regression model. The population and sample were active accounting students in their fourth semester and above. The sampling technique used was purposive sampling. The results showed that facilities and infrastructure, learning models, and certification benefits influenced student interest in taking the accounting professional certification exam. Instructor competence and competency certification implementation did not. The impact of this study on students is that it can increase motivation to obtain competency certification, and for the accounting study program, it can improve the quality of learning supported by adequate facilities and infrastructure
Co-Authors Amiliyah, Iftitah Anggraini, Yunita Anis Wulandari, Anis Istiqamah, Nur Aini Nurul Kompyurini, Nurul Prasetyono Prasetyono Wibowo, R. Mario Setiawan Yudhanta Sambharakreshna