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Consumer Protection in Housing Buying and Buying Loans At "Griya Kademangan Beautiful" Housing Demangan Siman Ponorogo Islamic Law Perspective Aulia, Faisal
At-Tasyri': Jurnal Hukum dan Ekonomi Syariah Vol. 3 No. 02 (2022)
Publisher : Fakultas Syari'ah Institut Agama Islam Riyadlatul Mujahidin Ngabar (IAIRM) Ponorogo.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55380/tasyri.v3i2.397

Abstract

Housing is one of the basic human needs that must be met. Having your own home is everyone's dream, even a need for those who are already married. However, the soaring house prices have made it rare for people to be able to buy a house in cash, so they have to buy in installments or rent. In this study, the author uses a descriptive type of research. The data used in this research is secondary data by studying and analyzing legal materials and tertiary legal materials, namely legal materials that provide instructions and explanations for primary and secondary legal materials, namely: legal dictionaries and Indonesian language dictionaries. In this case, the researcher examines and analyzes related to legal protection in buying and selling housing on credit at Griya Kademangan Indah Demangan Siman Ponorogo housing from the perspective of Islamic law. The results of research in this writing are: In this housing use the concept of buying and selling sharia and the laws and contracts used are also different, some use Islamic law contracts and some also use contracts in law. The housing provided is also in the form of ready stock or ready-made materials, it is likely that the buyer feels satisfied in choosing the house to be inhabited, because the principle is that the buyer likes to offer what is expected by the buyer, because the conditions for a valid sale and purchase are mutual pleasure. In the sale and purchase of housing in housing "Griya Kademangan Indah" explained that in buying and selling this housing carries the concept of no usury, his can be seen in their implementation practices that they do not involve third parties, namely conventional banks and Islamic banks in their transactions, on the grounds that banks still have elements of usury. So, in payments made by consumers to housing owners, it can be directly to the housing owner, it can be content or cash and it can also be paid in installments directly to the housing owner in accordance with the agreed agreement because it does not contain an element of usury in it.
PENGARUH DEWAN KOMISARIS DAN KEPEMILIKAN INSTITUSIONAL TERHADAP PENGUNGKAPAN RISIKO PERUSAHAAN Revania, Reza; Aulia, Faisal; Julianti Efris Saputri, Eka; Amalia, Vera
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.55017

Abstract

This study aims to determine the influence of the board of commissioners and institutional ownership on corporate risk disclosure. The object of thisresearch is a banking sector company listed on the IDX in 2020-2024. By using the probability sampling method, the number of samples for this study was 12 companies with 5 years of observation. The independent variables are the board of commissioners, and institutional ownership. Meanwhile, the dependent variable used is corporate risk disclosure.This study uses a quantitative approach with data types in the form of secondary data. The testing of this study used multiple regression analysis techniques with SPSS analysis tools. The result sof the study show that the board of commissioners and institutional owner ship have a significant effect on the disclosure of corporate risks, which emphasizes the importance of internal and external supervision of parties within the company and optimal and appropriate corporate governance, so as to achieve the company's objectives optimally.