Garuda - Garba Rujukan Digital

PENGARUH INDIKATOR UTAMA PERBANKAN TERHADAP PANGSA PASAR PERBANKAN SYARIAH Purboastuti, Nurani; Anwar, Nurul; Suryahani, Irma
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 8, No 1 (2015): March 2015
Publisher : Semarang State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v8i1.3850

This study is about syariah banking. The secondary data, obtained from the published reports of Bank Indonesia (BI) was used. It consists of Islamic Banking Statistics (SPS) and the Progress Report on Islamic Banking (LPPS). The analytical methods used were multiple linear regression, F test and t test. Based on the calculation of F test, deposit indicators - ROA, NPF, FDR, and the ratio jointly influence the market share of Islamic banking in Indonesia.Â Further, based on t test that had been done,Â the variable deposits, ROA, NPF and the ratio have a significant effect, while the FDR variables have no significant effect to the market share of Islamic banking in Indonesia. Then, DPK variables, ROA, and FDR have a positive effect while the NPF and the ratio haveÂ a negative effect on the market share of Islamic banking in Indonesia. From the analysis, it can be implied that the bank should increase deposits and ROA because they will have an effect on increasing the market share of Islamic banking in Indonesia; and the NPF and the bank should lower the ratio because they will reduce the market share of Islamic banking in Indonesia.Â Â Penelitian ini mengenai perbankan syariah. Data pada penelitian ini adalah data sekunder dan diperoleh dari laporan bank Indonesia yang dipublikasikan. Data-data tersebut terdiri dariÂ Statistik Perbankan Syariah (SPS) and Laporan Perkembangan Perbankan Syariah (LPPS). Metode analitik yang digunakan adalah multiple linear regression, F test dan t test. Berdasarkan perhitungan F tes, bisa dikatakan bahwa indikator-indikator sepertiÂ ROA, NPF, FDR, dan nisbah secara bersama-sama mempengaruhi pangsa pasar perbankan Islam di Indonesia. Sedangkan berdasarkan t tes yang sudah dilakukan, deposit variabel termasuk di dalamnya adalah ROA, NPF dan nisbah mempunyai efek yang signifikan sedangkan variabel FDR tidak berpengaruh signifikan terhadap pangsa pasar perbankan Islam di indonesia. Kemudian, variabel DPK, ROA, dan FDR mempunyai pengaruh positifÂ sedangkan NPF dan nisbah berpengaruh negatif terhadap pangsa pasar perbankan Islam di Indonesia. Berdasarkan analisis yang dilakukan, bisa disimpulkan bahwa bank seharusnya meningkatkan deposits dan ROA karena berefek pada peningkatan pada pangsa pasar perbankan Islam di Indonesia kemudian NPF dan bank seharusnya menurunkan nisbah karena akan menurunkan pangsa pasar perbankan Islam di Indonesia.Â

PENGARUH INDIKATOR UTAMA PERBANKAN TERHADAP PANGSA PASAR PERBANKAN SYARIAH Purboastuti, Nurani; Anwar, Nurul; Suryahani, Irma
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 8, No 1 (2015): March 2015
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v8i1.3850

This study is about syariah banking. The secondary data, obtained from the published reports of Bank Indonesia (BI) was used. It consists of Islamic Banking Statistics (SPS) and the Progress Report on Islamic Banking (LPPS). The analytical methods used were multiple linear regression, F test and t test. Based on the calculation of F test, deposit indicators - ROA, NPF, FDR, and the ratio jointly influence the market share of Islamic banking in Indonesia.Â Further, based on t test that had been done,Â the variable deposits, ROA, NPF and the ratio have a significant effect, while the FDR variables have no significant effect to the market share of Islamic banking in Indonesia. Then, DPK variables, ROA, and FDR have a positive effect while the NPF and the ratio haveÂ a negative effect on the market share of Islamic banking in Indonesia. From the analysis, it can be implied that the bank should increase deposits and ROA because they will have an effect on increasing the market share of Islamic banking in Indonesia; and the NPF and the bank should lower the ratio because they will reduce the market share of Islamic banking in Indonesia.Â Â Penelitian ini mengenai perbankan syariah. Data pada penelitian ini adalah data sekunder dan diperoleh dari laporan bank Indonesia yang dipublikasikan. Data-data tersebut terdiri dariÂ Statistik Perbankan Syariah (SPS) and Laporan Perkembangan Perbankan Syariah (LPPS). Metode analitik yang digunakan adalah multiple linear regression, F test dan t test. Berdasarkan perhitungan F tes, bisa dikatakan bahwa indikator-indikator sepertiÂ ROA, NPF, FDR, dan nisbah secara bersama-sama mempengaruhi pangsa pasar perbankan Islam di Indonesia. Sedangkan berdasarkan t tes yang sudah dilakukan, deposit variabel termasuk di dalamnya adalah ROA, NPF dan nisbah mempunyai efek yang signifikan sedangkan variabel FDR tidak berpengaruh signifikan terhadap pangsa pasar perbankan Islam di indonesia. Kemudian, variabel DPK, ROA, dan FDR mempunyai pengaruh positifÂ sedangkan NPF dan nisbah berpengaruh negatif terhadap pangsa pasar perbankan Islam di Indonesia. Berdasarkan analisis yang dilakukan, bisa disimpulkan bahwa bank seharusnya meningkatkan deposits dan ROA karena berefek pada peningkatan pada pangsa pasar perbankan Islam di Indonesia kemudian NPF dan bank seharusnya menurunkan nisbah karena akan menurunkan pangsa pasar perbankan Islam di Indonesia.Â

PREFERENSI MASYARAKAT TERHDAP PERMINTAAN LISTRIK DI PURWOKERTO (Evaluasi Terhadap Kebijakan Listrik Prabayar) Rusmusi IMP; Nunik Kadarwati; Irma Suryahani
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 5, No 1 (2020)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v5i1.6815

AbstractNot all of the new PLN customers in the Purwokerto Branch use prepaid electricity, while some still use postpaid electricity. The purpose of this study is to compare the characteristics of postpaid and prepaid customers in terms of customer satisfaction, determinants of electricity demand and community preferences in choosing both types of PLN Indonesia products. The method used is multiple linear regression. The results of this study are 1) there is no correlation between the characteristics of respondents with the satisfaction of respondents, whereas for prepaid customers the results are obtained that only the characteristics of gender customers have a correlation with respondent satisfaction. 2) Based on the results of the T-test test it is known that there are differences, the level of customer satisfaction with services in PT PLN (Persero) Purwokerto Area. 3) The level of importance and level of satisfaction on the dimensions of reliability, responsiveness, assurance, tangible and empathy for prepaid electricity customers is higher than the level of interest and satisfaction level of postpaid electricity customers.4) Based on the results of the T-Test, the demand for prepaid electricity provides greater satisfaction than postpaid electricity. Keywords: Satisfaction, Customers, PLN, Preferences, Postpaid, and Prepaid. AbstrakJumlah pelanggan baru PLN di Cabang Purwokerto tidak semuanya menggunakan listrik prabayar sebagian masih mengunakan listrik pascabayar. Tujuan penelitian ini untuk membandingkan karakteristik pelanggan pascabayar dan pelanggan prabayar dalam hal kepuasan pelanggan, determinan permintaan listrik dan preferensi masyarakat dalam memilih kedua jenis produk PLN Indonesia. Metode yang digunakan adalah regresi linier berganda. Hasil dari penelitian ini adalah 1) tidak ada korelasi karakteristik responden dengan kepuasannya responden, sedangkan untuk pelanggan prabayar didapatkan hasil bahwa hanya karakteristik pelanggan jenis kelamin yang memiliki korelasi dengan kepuasan responden. 2) Berdasarkan hasil pengujian T-test diketahui bahwa ada perbedaan, tingkat kepuasan pelanggan terhadap pelayanan di PT PLN (Persero) Area Purwokerto. 3) Tingkat kepentingan dan tingkat kepuasan pada dimensi realibility, responsiveness, assurance, tangible dan emphaty pada pelanggan listrik prabayar lebih tinggi daripada tingkat kepentingan dan tingkat kepuasan pelanggan listrik pascabayar.4) Berdasarkan hasil T-Test, permintaan listrik prabayar memberikan kepuasan yang lebih besar daripada listrik pascabayar. Kata Kunci: Kepuasan, Pelanggan, PLN, Preferensi, Pascabayar, dan Prabayar.

Evaluasi Dampak Pembangunan Sosial, Bagi Kesejahteraan Masyarakat Kabupaten Purbalingga Sri Murni Setyawati; Irma Suryahani
EKO-REGIONAL Vol 2, No 1 (2007)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

This research evaluation is a part of activities development management is to know how the activities development works. Evaluation could be good or bad is depended on the inputs of the monitoring systems. This research is analysed by indicator descriptions. The conclusion shows that Purbalingga’s PDRB in 2003 increase about 1.3%. In other side, the gaps among sectors are low enough. It means each sector works better and relatively will be spread evenly. That’s why the policy of budget allocation is better to lead to have interrelatedness (backward and forward) for all sectors.Keywords: monitoring systems, Indicator description, budget allocation.

Faktor-Faktor yang Mempengaruhi Ekspor Indonesia, 2000.I-2008.I Nunik Rifa'atul Mahmudah; Irma Suryahani
EKO-REGIONAL Vol 5, No 2 (2010)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

The aim of this research are to enquiry the influence of exchange rate rupiah to USD, Gross Domestic Product (GDP), and world oil price toward export of Indonesia during 2000.I-2008.I. The research methods are descriptive and quantitative analyses using secondary data. The analysis tool is path analysis to show direct and indirect influences of Indonesia’s export. This research also uses t-test to show partial influence and F-test to know together influence. Between those three variables, world oil price is the most influence variable of Indonesia's export. Keywords: exchange rate, export, gross domestic product, world oil price

Ketimpangan Distribusi Pendapatan dan Faktor-Faktor yang Mempengaruhinya di Kabupaten Purbalingga Lilis Badriah; Herman Sambodo; Irma Suryahani
EKO-REGIONAL Vol 1, No 2 (2006)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

The purposes of this research are to analyze level of inequality income distribution and factors influencing per capita income change in Purbalingga. The research method of this research is case study with descriptive analysis using secondary data include per capita income, amount of population, economic sectoral contribution to GDRP of Purbalingga, and development expenditure during 1990-2003. To analyze level of inequality income distribution it use Williamson Index Analysis method. The results of this research indicate that: 1) Average of Williamson Index value during 1990-2003 is 0.07 » 0.1. 2) Simultaneously, amount of population, primary sector contribution, secondary sector contribution, tertiary sector contribution, and development expenditure have a significant effect to per capita income change. Partially, amount of population, primary sector contribution, secondary sector contribution, and tertiary sector contribution have a significant effect with regression coefficient value for each variable is 4,809, 12,007, 4,511, and 15,273. While development expenditure is not having a significant effect to per capita income change. The conclusions of this research are level of inequality income distribution in Purbalingga during 1990-2003 is low inequality income distribution category, and per capita income change is influenced significantly by amount of population, primary sector contribution, secondary sector contribution, and tertiary sector contribution. The tertiary sector contribution has a biggest influence.Keywords: inequality income distribution, per capita income change, government expenditure

Kontribusi Besar Pendapatan Wanita Pemulung terhadap Pendapatan Keluarga (Studi Kasus pada Wanita Pemulung di TPA Gunung Tugel Kabupaten Banyumas) Dijan Rahajuni; Endang Sri Gunawati; Irma Suryahani
EKO-REGIONAL Vol 4, No 2 (2009)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

The Purposes of this study are to determine the contribution of woman rollers garbage’s income toward income of family, degree of poverty, and degree of welfare on the rollers garbage’s family. A respondent on this study are women rollers garbage that have already married and have children with the amount as many as 25 percent or 22 person of woman rollers garbage. The tool of analysis that used are tabulation for determine contribution of income, double linear regression to determine factors that influence toward income and income ratio with the poverty line from the result of Statistics Central Department (BPS) on 2007 to recognize degree of poverty and to determine degree of welfare’s ratio income with the needed of dialy life on October 2008 in Banyumas regency. The results of study show that: a. Contribution of woman roller garbage’s income toward income of family, is included in the big scale with the 61.98% average.b. The result of F-test and t-test in factors of : age, education, experience for rolling garbage and the amount of children, have significant toward income of roller garbage. Which the rank is from the biggest influenced of them are the amount of children, education, age and experience for rolling garbage.c. Average degree of welfare of rollers garbage family is stated above absolutes poverty line as 155.58%d. But however degree of welfare of woman roller garbage’s family is still under the welfare, its still reach 33.25 percent.From that study, implication appears toward the rollers garbage, they should be increase their creativity and toward other side of rollers garbage should be provide the different place of organic garbage and non organic one on TPA, and also give such kind of health service and creativity education. Keywords: woman rollers garbage, income

Evaluasi Dampak Pembangunan Sosial, Bagi Kesejahteraan Masyarakat Kabupaten Purbalingga Sri Murni Setyawati; Irma Suryahani
EKO-REGIONAL Vol 2, No 1 (2007)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

This research evaluation is a part of activities development management is to know how the activities development works. Evaluation could be good or bad is depended on the inputs of the monitoring systems. This research is analysed by indicator descriptions. The conclusion shows that Purbalingga’s PDRB in 2003 increase about 1.3%. In other side, the gaps among sectors are low enough. It means each sector works better and relatively will be spread evenly. That’s why the policy of budget allocation is better to lead to have interrelatedness (backward and forward) for all sectors.Keywords: monitoring systems, Indicator description, budget allocation.

Evaluasi Dampak Pembangunan Ekonomi Bagi Kesejahteraan Masyarakat di Wilayah Kabupaten Irma Suryahani; Sri Murni
EKO-REGIONAL Vol 1, No 1 (2006)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

Evaluation is the part of activities development management to know how the activities development works. Evaluation could be good or bad is depending on the inputs of the monitoring systems. That is aim of this research. By compare indicator descriptions using; Location Quotient, Shift Share and Williamson Index, this research is analyzed. The conclusion is that Purbalingga’s PDRB in 2003 1.3 % increase. Although the economic structure, in other side, gap among sectors are low. It means each sector works better and relatively spread evenly. That’s why the policy of budget allocation is better to interrelatedness (backward and forward) to each sector.Keywords: Evaluation, Shift Share, Williamson Index

Model Pemanfaatan Sumberdaya Perikanan Tangkap dengan Aspek Sustainability Suharno Suharno; Irma Suryahani
EKO-REGIONAL Vol 5, No 1 (2010)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.erjpe.2010.5.1.429

The aim of study is to estimate the catch and effort at the level of maximum sustainable catches (MSY), Maximum Economic Yield (MEY), and Open Access (OA). MSY, MEY, and bioekonomi OA are an indicator that will be used to formulate a fisheries management in Cilacap regency. Bioekonomi analysis results used to formulate appropriate policies in the management of shrimp resources in the district of Cilacap. This study specifically uses trammel nets as an approach to the analysis of the shrimp resource stocks. Analysis tool used is the model bioekonomi Fox (Anderson, 1986). Fox model is more suitable for estimating the stock of shrimp in Cilacap regency. Further analysis in this study using the model of Fox. The results showed that the catch and effort at the level of Maximum Sustainable Yield (MSY) of 1806 tons/year and 10,104 trip/year. The estimated value of Maximum Economic Yield (MEY) and Open Access (OA) at the level of 1736 tons/year; 7518 trip/year; and 1258 tons/year; 21,288 trip/year. The level of benefits (economic rent) at MSY is Rp39,296,177,312, MEY is Rp41,978,949,609 and EOA of Rp0,-. Trammel nets Net Profitability for Rp174.391/trip. Fox model analysis showed that it occurred more catches (overfishing) since 1986-2008 with the level of the average utilization of 121.42%. Some forms of fisheries management proposed in this study among others: restrictions on shrimp fishing quotas at the level of MSY of 179 Kg/Trip and to MEY 230 Kg/Trip; policy on optometry wide net; conservation efforts; control of the seasons/fishing area (spawning ground and fishing ground); rotation in the conduct of fishing (fishing with alternate day); limiting the issuance of new arrests for the ship; Co-management among stakeholders; Law Enforcement (enforcement) and control (Surveillance) and Fisheries Information System (FIS ) capture fisheries as the basis for policy resource utilization and management of shrimp. Keywords:shrimp, bioekonomi, model fox, overfishing

Title

Found 20 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 20 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 20 Documents
Search