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All Journal Episteme: Jurnal Pengembangan Ilmu Keislaman Journal of Islamic Education Management Journal of Economics, Assets, and Evaluation
Bagus Ahmadi, Bagus
Sekolah Tinggi Agama Islam (STAI) Diponogoro Tulungagung
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Social Sciences Other

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AKAD BAY’, IJARAH DAN WADI’AH PERSPEKTIF KOMPILASI HUKUM EKONOMI SYARIAH (KHES) Ahmadi, Bagus
Episteme: Jurnal Pengembangan Ilmu Keislaman Vol 7, No 2 (2012)
Publisher : Episteme: Jurnal Pengembangan Ilmu Keislaman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kompilasi hukum ekonomi syariah ini menjadi sesuatu yang mendesak karena mayoritas penduduk Indonesia menganut agama Islam yang tentunya sangat membutuhkan dasar hukum bagi setiap kegiatan ekonomi yang dilakukannya. Upaya Mahkamah Agung melahirkan KHES ini layak diapresiasi, direspons dan disambut dengan gembira. Salah satu bentuk apresiasi dan respons konstruktif yang dapat diberikan adalah melakukan telaah kritis terhadap materi yang ada di dalam KHES tersebut, khususnya pada buku II tentang subjek akad yang merupakan “roh” dari KHES. Akad merupakan sesuatu yang sangat menentukan keberlangsungan suatu transaksi. Akad dalam transaksi di lembaga keuangan membedakan antara lembaga keuangan syariah dengan lembaga keuangan konvensional. Sebab akad yang diterapkan di perbankan syariah dan lembaga keuangan syariah non bank lainnya, memiliki konsekuensi duniawi dan ukhrawi sebab akad yang dilakukan berdasarkan hukum Islam transaksi dengan menggunakan akad bay’ dan ijarah merupakan transaksi yang paling banyak dilakukan orang dalam kehidupan sehari-hari. Oleh karena itu, tidak akan berlalu sehari pun kehidupan ini tanpa transaksi bay’ dan ijarah. Adapun akad wadi>’ah banyak digunakan dalam penghimpunan dana di perbankan syariah, baik dalam tabungan maupun giro. The compilation of syariah economy law becomes urgent for majority of Indonesian embrace Islam and they need a basic law which regulates their economy activity. An effort taken by the supreme court to establish the compilation of syariah economy law needs to be appreciated and responded. One of the forms of giving appreciation and constructive respond is giving any critics toward materials stated in the compilation of syariah economy law, especially those stated in book II about the subject of contract as the soul of the compilation of syariah economy law. A contract is an importing thing determining the continuity of a transaction. A contract of a transaction in a monetary institution differs between institution of syariah monetary and conventional monetary institution, because the contract applied in the syariah banking and other syariah non banking intitution has both wordly and eschalatological matters. The reason is that the contract is done based on law of Islamic transaction of bay’ and ijarah. These transactions are most frequently used by people in doing daily transaction. Meanwhile, transaction of wadi’ah is mostly used in collecting donation in syariah banking both as deposit and clearing account.
Formulasi Kebijakan Kiai Dalam Menguatkan Budaya Literasi di Pondok Pesantren Lirboyo Kediri Ahmadi, Bagus
JoIEM (Journal of Islamic Education Management) Vol. 4 No. 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/joiem.v4i2.1992

Abstract

Kiai policy is an important factor for pesantren to achieve success in strengthening the culture of reading and writing, but it has not been explored in depth about what policies can strengthen the culture of literacy, ideally a policy formulation should be found so that it can be used in general. This study aims to find kiai policies in strengthening the culture of literacy at the Lirboyo Kediri Islamic Boarding School. This research uses a qualitative approach. The type of research design used is field research using a case study design where the subjects studied are leadership and literacy culture at the Lirboyo Kediri Islamic Boarding School. Data collection used were participant observation, in-depth interviews, and documentation. Data analysis was conducted inductively which included data condensation, data presentation, and conclusion drawing. Data validity checks include credibility, dependability, and confirmability. The results of this study indicate that the kiai Policy Formulation in strengthening the culture of reading and writing at the Lirboyo Islamic Boarding School is (1) mahasantri must produce written works resulting from scientific activities and studies of the turast books compiled and analysed based on applicable scientific guidelines and ethics; (2) the discipline of learning in interpreting the contents of the yellow book; (3) Students are required to recite at least one book to the masyayikh and recite one mustahiq according to the book at their level; and (4) Students must record any material taught in class in addition to interpreting the book, write on the Hidayah Mading and Ma'had Aly level
Formulasi Kebijakan Kiai Dalam Menguatkan Budaya Literasi di Pondok Pesantren Lirboyo Kediri Ahmadi, Bagus
JoIEM (Journal of Islamic Education Management) Vol. 4 No. 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/joiem.v4i2.1992

Abstract

Kiai policy is an important factor for pesantren to achieve success in strengthening the culture of reading and writing, but it has not been explored in depth about what policies can strengthen the culture of literacy, ideally a policy formulation should be found so that it can be used in general. This study aims to find kiai policies in strengthening the culture of literacy at the Lirboyo Kediri Islamic Boarding School. This research uses a qualitative approach. The type of research design used is field research using a case study design where the subjects studied are leadership and literacy culture at the Lirboyo Kediri Islamic Boarding School. Data collection used were participant observation, in-depth interviews, and documentation. Data analysis was conducted inductively which included data condensation, data presentation, and conclusion drawing. Data validity checks include credibility, dependability, and confirmability. The results of this study indicate that the kiai Policy Formulation in strengthening the culture of reading and writing at the Lirboyo Islamic Boarding School is (1) mahasantri must produce written works resulting from scientific activities and studies of the turast books compiled and analysed based on applicable scientific guidelines and ethics; (2) the discipline of learning in interpreting the contents of the yellow book; (3) Students are required to recite at least one book to the masyayikh and recite one mustahiq according to the book at their level; and (4) Students must record any material taught in class in addition to interpreting the book, write on the Hidayah Mading and Ma'had Aly level
Penyelesaian Pembiayaan Macet Pada Anggota Koperasi Simpan Pinjam Pembiayaan Syariah Baitut Tamwil Muhammadiyah Surya Madinah Tulungagung Ahmadi, Bagus; Suksesiyah, Putri Kumula; Santi, Mei; Nur’aini, Arif
Journal of Economics, Assets, and Evaluation Vol. 1 No. 1 (2023): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jeae.v1i1.74

Abstract

Cara penyelesaian pembiayaan macet pada KSPPS BTM Surya Madinah menggunakan asas kekeluargaan, dimana anggota yang terlambat membayar dihubungi terlebih dahulu dikonfirmasi mengapa terlambat dan kapan kesanggupan untuk membayar. Tetapi apabila anggota mangkir membayar hingga bulan ke 4 maka mulai saat itu pihak KSPPS BTM Surya Madinah bertindak tegas sesuai SOP yang ada. Kemudian cara yang terakhir jika tidak mau membayar sampai 4 bulan maka yang kita lakukan penarikan jaminan atau bahasanya biasanya titip jaminan ke kantor, lalu jika sudah bisa membayar akan kami kembalikan jaminan tersebut, apabila tetap tidak bisa membayar maka akan kita jual bersama jaminan tersebut. Penyelesaian pembiayaan macet pada KSPPS BTM Surya Madinah tersebut sudah sesuai dengan ketentuan DSN MUI No. 23/DSN-MUI/III/2002 dan OJK, SOP penyelesaian pembiayaan macet yang ada di KSPPS BTM Surya Madinah sebenarnya sudah sesuai dengan ketentuan DSN MUI dan OJK. Tetapi lagi-lagi belum bisa dilaksanakan sepenuhnya karena memang melihat kondisi dari anggota KSPPS BTM Surya Madinah. Toleransi–toleransi yang ada di lapangan masih tetap dipertahankan karena untuk menjaga keberlangsungan pembiayaan anggota. The method for resolving bad financing at KSPPS BTM Surya Madinah uses the kinship principle, where members who are late in paying are telephoned first to confirm why they are late and when they will be able to pay. However, if a member fails to pay until the 4th month, from then on the KSPPS BTM Surya Madinah will act firmly according to the existing SOP. Then the last way is if you don't want to pay for up to 4 months then what we do is withdraw the guarantee or the language is usually to leave the guarantee with the office, then if we can pay we will return the guarantee, if we still can't pay then we will sell it along with the guarantee. The resolution of bad financing at KSPPS BTM Surya Madinah is in accordance with the provisions of DSN MUI No. 23/DSN-MUI/III/2002 and OJK, the SOP for resolving bad financing at KSPPS BTM Surya Madinah is actually in accordance with the provisions of DSN MUI and OJK. But again, it cannot be implemented completely because it looks at the condition of the KSPPS BTM Surya Madinah members. Existing tolerances in the field are still maintained to maintain the continuity of member financing.
Co-Authors Mei Santi, Mei Nur’aini, Arif Suksesiyah, Putri Kumula