Yetti Afrida Indra
UIN Fatmawati Sukarno Bengkulu, Indonesia

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The role of Islamic financial institutions in facing socio-economic problems during the covid-19 pandemic Yetti Afrida Indra; Herlina Yustati
NUsantara Islamic Economic Journal Vol. 1 No. 2 (2022): 2022 July
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (526.488 KB) | DOI: 10.34001/nuiej.v1i2.252

Abstract

This research was established of knowing the action in which the Sharia Financial Organizations could take facing economic social problems in the Covid-19 era in Indonesia. This research used qualitative-descriptive approach method with the technique of data collections. The data collections which was analyzing written sources such as scientific journal, literature review, books, mass media articles which talked about this issue and the documents which were related to the object of this research. The data were analyzed with data reduction technique by collecting the data based on the regulation, displaying the data by analyzing them based on research methods and then concluding the data to simplify the discussion. The result of this research is explaining the responsibility of Sharia finances institute facing economic social problems in the Covid-19 era. Which is as the action of the role of sharia banking which is as the distributor of government social activity, facilitating the distribution of financing such as KUR and providing installment relief, serving customers through digital bank services, the role of Islamic pawnshops with restructuring and relaxation of credit, pawn care with 0% interest and distribution of interest subsidies to MSMEs. Provide funds with a special system in accordance with the conditions of the community, especially in small towns and villages. and the role of BMT as a social intermediary institution by collecting ZISWAF and conducting financial stimulation such as distributing qardhul Hasan financing, facilitating the cooperation agreement (Mudharabah) they can help the MSMEs to continue our business in the condition in Covid-19.
Socioeconomic Determinants of Investment Intention in the Islamic Capital Market: Evidence from Lebong Regency, Indonesia Winda Yuneri; Evan Stiawan; Yetti Afrida Indra
Jeksyah: Islamic Economics Journal Vol. 6 No. 01 (2026): May 2026 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v6i01.3501

Abstract

This study aims to analyze the influence of income, education level, occupation, and social environment on public investment interest in the Islamic capital market in Topos District, Lebong Regency, Bengkulu, Indonesia, Lebong Regency. This research employs a quantitative approach using survey methods through questionnaire distribution to respondents. The population of this study consists of productive-age community members in Topos District, Lebong Regency, Bengkulu, Indonesia, with a sample of 100 respondents selected using purposive sampling techniques. Data were collected using a Likert scale questionnaire and analyzed using multiple linear regression analysis to examine the relationship between the independent variables and investment interest. The results indicate that education level and the social environment have a positive and significant influence on public investment interest in the Islamic capital market. Higher educational attainment improves individuals’ understanding of financial concepts and investment opportunities, while supportive social interactions encourage individuals to participate in investment activities. Income and occupation do not significantly influence investment interest, suggesting that economic capacity alone does not necessarily determine individuals’ willingness to invest. The findings highlight that social and knowledge-related factors play a more important role than purely economic factors in shaping investment interest.