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PEMBERDAYAAN MASYARAKAT MELALUI BANK SAMPAH UNTUK MENINGKATKAN PENDAPATAN MASYARAKAT Ninik Lukiana; Sukma Irdiana; Kusnanto Darmawan; Kurniawan Yunus Ariyono; Muhammad Noor Khairullah; Yulian Ade Chandra
JURNAL PENGABDIAN MANDIRI Vol. 1 No. 6: Juni 2022
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (834.562 KB)

Abstract

Bank sampah pada dasarnya merupakan sebuah konsep pengumpulan sampah kering dengan tahapan pemilahan yang memiliki manajemen layaknya perbankan konvensional, tetapi yang ditabung bukan uang melainkan sampah. Penelitian ini bertujuan untuk mengetahui proses pemberdayaan dan dampak dari Bank Sampah Camp Green Bandilan 2. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif dengan pendekatan sosiologis di mana peneliti fokus dan menggambarkan suatu variabel yang berkenaan dengan masalah yang diteliti. Teknik pengumpulan data dalam penelitian menggunakan observasi, wawancara, dan dokumentasi selanjutnya dilakukan validitas data, dan analisis data. Hasil dari penelitian ini adalah proses pemberdayaan masyarakat yang dilakukan oleh Bank Sampah Camp Green Bandilan 2 sebagai bank sampah dapat dilihat melalui tiga tahap yaitu tahap penyadaran dan tahap pembentukan perilaku, tahap transformasi pengetahuan, tahap peningkatan kemampuan intelektual dan dampak dari pemberdayaan masyarakat melalui Bank Sampah Camp Green Bandilan 2 yakni mampu menambah pendapatan ekonomi masyarakat, lingkungan yang bersih dan sehat, timbulnya solidaritas yang tinggi, dan mampu menjadi inspirasi bank sampah lainnya.
The Influence of Dividend Yield on Sales Volume of Sharia Constituent Shares Jakarta Islamic Index 70 Yulian Ade Chandra; Muhammad Rijalus Sholihin
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 6 No. 1 (2022): January 2022
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v6i1.841

Abstract

Stock trading is something that is observed and occupied by stock investors, especially retail investors. The large trading volume indicates that the stock is in great demand by investors. Information about stock trading volume is a signal that investors will consider in making decisions. Shareholders can decide to invest by looking at the dividend yield. Investors trying to invest funds with stocks that have high dividend yields. The purpose of this study is to determine whether the dividend yield variable has a significant effect on the stock trading volume of the constituents of the Jakarta Islamic Index 70. This research method uses descriptive quantitative method with secondary data collection in documentation. The results of this study indicate that the dividend yield has no significant effect on the trading volume of the constituent shares of JII 70. These results indicate that there are other variables that should be suspected to be influenced by other variables, especially the company's fundamental variables. Some improvements in data collection criteria also seem to need to be done for further research in order to obtain optimal results.
Research Trend of Moral Hazard in Banking Industry Firdaus Al Maidah; Kartika Ayu Kinanti; Yulian Ade Chandra
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 7 No. 2 (2023): July 2023
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v7i2.1029

Abstract

Academic journals provide an important forum for the global academic community to interact and develop knowledge on the topic of moral hazard in the banking industry. Reviewing papers published between 2012 and 2023 can help academics acquire full knowledge of how this important topic has evolved over time and indicate new topics for additional discovery and investigation. The previous publications were assessed based on the annual number of articles published, author contributions, and research focus in their studies using a systematic analysis of a two-stage literature review. According to the review on moral hazard in the banking industry from 2012 to 2023, this research highlights the importance of conducting a comprehensive literature review due to the decline in published papers. It also examines the distribution of publications across various journals and explores a diverse range of topics within the field. The results highlight the significance of efficient risk management, regulatory supervision, and proper allocation of financial resources for maintaining a secure and sustainable financial system. Additional studies in these areas can enhance our knowledge and provide valuable insights to policymakers and professionals aiming to foster financial stability and promote responsible business practices.
The Role of Receivables Cash and Dividends in Stock Investment on the Indonesia Stock Exchange Yulian Ade Chandra; Kartika Ayu Kinanti; Moh. Hudi Setyobakti
International Journal of Accounting and Management Research Vol. 4 No. 2 (2023): September
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/ijamr.v4i2.1144

Abstract

Investment plays an important role in a country's economy. How companies controlled by majority shareholders can establish a relationship of mutual need and mutual benefit with retail investors. Dividends can be a bridge for fair and proportional profit sharing. The ratio of receivables to cash and Dividend Per Share is important to be further investigated using statistical tests. The ratio of receivables to cash is a novelty in financial management research. If the ratio of receivables to cash is too high, it will create the potential for high dependence of the company on the collective receivables in the future to finance its operations. This article was created with the aim of gaining a strong understanding of the ratio of accounts receivable to cash and Dividend Per Share (DPS) and its relation to sharia-indexed stock prices. The method used in writing this article is descriptive qualitative method. Based on empirical studies and also analysis in the discussion, it shows that Dividend Per Share (DPS) has a large and crucial role in making decisions on stock buying and selling transactions made by investors. This can be interpreted that theoretically, Dividend Per Share (DPS) affects stock prices.
Navigating the Paradox of FOMO and Faith: A Multidimensional Clustering of Women’s Financial Management Behavior Kartika Ayu Kinanti; Yulian Ade Chandra; Firdaus Al Maidah; Ananda Salsabila Kenyo Sarasati; Dea Rahayu
Wiga : Jurnal Penelitian Ilmu Ekonomi Vol. 16 No. 1 (2026): March 2026
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/wiga.v16i1.1923

Abstract

This research offers a novel integration of psychological drivers (FOMO) and sociocultural values (religiosity) within a multidimensional clustering framework to analyze women’s financial behavior in the Tapal Kuda region. By employing the Fuzzy Possibilistic C-Means (FPCM) algorithm, this study maps the heterogeneity of financial conduct across variables of age, literacy, and consumption patterns. Analyzing survey data from 384 respondents, the FPCM approach successfully identified four distinct behavioral archetypes: Good, Moderate, Poor, and Extreme Consumption. Empirical findings reveal a significant generational divide: women aged 25–34 exhibit the highest financial resilience, while the 18–24 cohort remains the most vulnerable within the ‘Poor’ cluster. Paradoxically, the 45–54 age group shows a high propensity for ‘Extreme Consumption’ where modern psychological pressures (FOMO) frequently override religious discipline. Technical analysis further confirms that excluding age as a clustering variable produces a more robust and balanced distribution. These results provide a foundation for specialized financial inclusion programs that must shift beyond basic literacy to include psychological mitigation of FOMO, ensuring long-term financial stability tailored to specific demographic profiles.
Profil Perilaku Keuangan Mahasiswi: Menggunakan Pendekatan K-Means Clustering Kartika Kinanti; Yulian Ade Chandra; Aji Prasetyo Suyono
Jurnal Gici Jurnal Keuangan dan Bisnis Vol 17 No 2 (2025): Jurnal Gici Jurnal Keuangan dan Bisnis
Publisher : Sekolah Tinggi Ilmu Ekonomi GICI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58890/jkb.v17i2.541

Abstract

This study aims to profile financial behavior among female students of ITB Widya Gama Lumajang using the K-Means clustering method, with a focus on financial literacy, consumption patterns, financial management, and the phenomenon of Fear of Missing Out (FOMO). A quantitative approach was employed through cluster random sampling, involving 100 active female student respondents. Data were collected using a structured questionnaire with semantic scale measurements, which had been tested for validity and reliability. The results of the analysis indicate the formation of four clusters, labeled Good, Moderate, Poor, and Extreme, reflecting the heterogeneity of respondents’ financial behavior. The findings show that female students with higher levels of financial literacy tend to demonstrate more structured financial management, better control over consumption, and lower levels of FOMO. Conversely, uncontrolled consumption patterns and high levels of FOMO contribute to the emergence of an extreme behavioral group. These findings are expected to provide an empirical foundation for the development of more targeted financial education strategies, as well as to serve as a basis for institutional decision-making aimed at minimizing impulsive financial behavior among female students in the digital era.
Analysis of the Financial Literacy Level of Generation Z College Students and Its Implications for the Use of Paylater in the Context of Economic Education Aji Prasetyo Suyono; Yulian Ade Chandra; Muhammad Mukhsin
Journal of Social Knowledge Education (JSKE) Vol. 6 No. 2 (2025): May
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v6i2.1742

Abstract

Purpose of the study: Describes the extent to which Gen Z students understand financial literacy and how it is applied to the use of PayLater. Methodology: This study uses a qualitative descriptive approach by providing questionnaires to Gen Z students in the cities of Surabaya, Semarang, Malang, Lumajang, and Jember in April 2025. Main Findings: The results show that the literacy level of Gen Z students is in the medium category. Then, the implication of this literacy level is that many respondents think that the use of paylater tends to influence shopping habits and can also influence lifestyle. Apart from that, regarding perceptions of paylater services as a whole, most respondents tend to choose neutral perceptions rather than positive or negative perceptions. Thus, there needs to be education through formal education, public campaigns, and easy access to financial information for students so that there is a balance between thinking ability and action in terms of financial management. Novelty/Originality of this study: This study develops and expands the theory of financial literacy with Gen Z students as the object of research.